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Zug Estates Holding AGXSWX:ZUGN 66 Debt-to-EBITDA is 4.08 as of Dec. 2025, which is 59% below its 10-year median of 9.91. GuruFocus rates XSWX:ZUGN with a GF Score™ of 66/100 and a GF Value™ of CHF1,989.06 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,271 Real Estate companies, Zug Estates Holding AG ranks worse than 52.4% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Zug Estates Holding AG's Debt-to-EBITDA or its related term are showing as below:
XSWX:ZUGN'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 5.81 Med: 9.91 Max: 16.32
Current: 5.97
During the past 13 years, the highest Debt-to-EBITDA Ratio of Zug Estates Holding AG was 16.32. The lowest was 5.81. And the median was 9.91.
XSWX:ZUGN's Debt-to-EBITDA is ranked worse than 52.4% of 1271
companies
in the Real Estate industry
Industry Median: 5.61
vs XSWX:ZUGN: 5.97
Zug Estates Holding AG (XSWX:ZUGN) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Zug Estates Holding AG Debt-to-EBITDA Related Terms
Zug Estates Holding AG Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Zug Estates Holding AG's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Zug Estates Holding AG Debt-to-EBITDA Competitor Comparison
For the Real Estate - Diversified subindustry, Zug Estates Holding AG's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Zug Estates Holding AG Debt-to-EBITDA vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Zug Estates Holding AG's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Zug Estates Holding AG's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.
Zug Estates Holding AG (XSWX:ZUGN) has a Debt-to-EBITDA of 4.08 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Zug Estates Holding AG. This is 59% below median its historical median of 9.91. Over the past decade, Zug Estates Holding AG's Debt-to-EBITDA has ranged from 5.81 to 16.32. According to the industry distribution chart, Zug Estates Holding AG ranks #666 out of 1271 companies in the Real Estate industry, placing it in the top 52.4%.
Is Zug Estates Holding AG's Debt-to-EBITDA too high?
Zug Estates Holding AG's current Debt-to-EBITDA of 4.08 is 59% below median its 10-year median of 9.91. Over the past 10 years, this metric has ranged from a low of 5.81 to a high of 16.32. The Real Estate industry median Debt-to-EBITDA is 5.61. Zug Estates Holding AG's value of 4.08 is 27.3% below this industry median. Based on the distribution chart, Zug Estates Holding AG ranks #666 out of 1271 companies in the Real Estate industry, which is below the industry midpoint. Overall, Zug Estates Holding AG has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Zug Estates Holding AG's Debt-to-EBITDA compare to competitors?
According to the Real Estate industry distribution chart, Zug Estates Holding AG ranks #666 out of 1271 companies for Debt-to-EBITDA. This places Zug Estates Holding AG in the lower half of its industry. The industry median Debt-to-EBITDA is 5.61. Zug Estates Holding AG's value of 4.08 is 27.3% below this benchmark. Historically, Zug Estates Holding AG's own Debt-to-EBITDA has ranged from 5.81 to 16.32 over the past decade. While the company's 10-year median is 9.91 vs. the industry median of 5.61, Zug Estates Holding AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.61, based on 1,271 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zug Estates Holding AG's current Debt-to-EBITDA of 4.08 is 27.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Zug Estates Holding AG. For the Real Estate industry, the median Debt-to-EBITDA is 5.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zug Estates Holding AG's current Debt-to-EBITDA is 4.08, which is 59% below median its own 10-year median of 9.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zug Estates Holding AG stock overvalued right now?
Based on GuruFocus' analysis, Zug Estates Holding AG (XSWX:ZUGN) is currently considered Fairly Valued. The stock's GF Value™ is CHF1,989.06, compared to a current price of CHF2,140.00 — trading 7.6% above its estimated fair value. The current Debt-to-EBITDA is 4.08, which is 59% below median its 10-year median of 9.91 and 27.3% below the Real Estate industry median of 5.61. Zug Estates Holding AG's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Zug Estates Holding AG (XSWX:ZUGN), the current Debt-to-EBITDA is 4.08 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Zug Estates Holding AG (XSWX:ZUGN) Overvalued in 2026?
Based on GuruFocus' analysis, Zug Estates Holding AG stock appears to be overvalued.
The current stock price of CHF2,140.00 is trading 7.6% above its estimated GF Value™ of CHF1,989.06.
GuruFocus considers Zug Estates Holding AG to be Fairly Valued.
Key valuation signals for XSWX:ZUGN:
Debt-to-EBITDA: 4.08 (59% below median its 10-year median of 9.91)
GF Value™: CHF1,989.06 vs. price of CHF2,140.00 (7.6% above fair value)
Industry Position: 27.3% below the Real Estate median (#666 of 1271)
No single metric tells the full story. See the XSWX:ZUGN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Zug Estates Holding AG develops, markets and manages properties in the Zug region. The business activities are functioned through Real Estate and hotel and catering segments. It generates maximum revenue from the Real Estate segment. The real estate segment operates primarily in the areas of product development and management. The project development department develops and oversees its own construction projects, mainly for the Group portfolio. Its management department provides property management services for third parties and the Group portfolio.
66GF Score
Get the complete analysis for XSWX:ZUGN
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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