AAMAF (Atlas Mara) Debt-to-Equity: 1.18 (As of Jun. 2020)

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AAMAF Atlas Mara Ltd AAMAF
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What is Atlas Mara Debt-to-Equity?

Atlas Mara AAMAF -90.00% 12 Debt-to-Equity is 1.18 as of Jun. 2020. GuruFocus rates AAMAF with a GF Score™ of 12/100.

Atlas Mara's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2020 was $0.00 Mil. Atlas Mara's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2020 was $410.67 Mil. Atlas Mara's Total Stockholders Equity for the quarter that ended in Jun. 2020 was $348.33 Mil. Atlas Mara's debt to equity for the quarter that ended in Jun. 2020 was 1.18.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Atlas Mara's Debt-to-Equity or its related term are showing as below:

AAMAF's Debt-to-Equity is not ranked *
in the Banks industry.
Industry Median: 0.56
* Ranked among companies with meaningful Debt-to-Equity only.

Atlas Mara  (OTCPK:AAMAF) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Atlas Mara Debt-to-Equity Related Terms

Atlas Mara Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Atlas Mara's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Atlas Mara Debt-to-Equity Chart

Atlas Mara Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18
Debt-to-Equity
0.44 0.48 0.64 0.44 0.63

Atlas Mara Semi-Annual Data
Dec14 Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.46 0.63 0.76 0.74 1.18

AAMAF vs BLHK, ESBS, SNNY: Debt-to-Equity Comparison

For the Banks - Regional subindustry, Atlas Mara's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Atlas Mara Debt-to-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Atlas Mara's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Atlas Mara's Debt-to-Equity falls into.


AAMAF
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Atlas Mara Ltd AAMAF
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Atlas Mara Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Atlas Mara's Debt to Equity Ratio for the fiscal year that ended in Dec. 2018 is calculated as

Debt to Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=(0 + 410.157) / 646.844
=0.63

Atlas Mara's Debt to Equity Ratio for the quarter that ended in Jun. 2020 is calculated as

Debt to Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=(0 + 410.666) / 348.326
=1.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 1.18 mean?
Atlas Mara (AAMAF) has a Debt-to-Equity of 1.18 as of Jun. 2020. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Atlas Mara and its competitors.
Is Atlas Mara's Debt-to-Equity too high?
Atlas Mara's current Debt-to-Equity is 1.18. The Banks industry median Debt-to-Equity is 0.56. Atlas Mara's value of 1.18 is 110.7% above this industry median. Overall, Atlas Mara has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Atlas Mara's Debt-to-Equity compare to BLHK and ESBS?
Atlas Mara's Debt-to-Equity of 1.18 can be compared against companies in the Banks industry. The industry median Debt-to-Equity is 0.56. Atlas Mara's value of 1.18 is 110.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.56, based on 1,423 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Atlas Mara's current Debt-to-Equity of 1.18 is 110.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Atlas Mara and its competitors. For the Banks industry, the median Debt-to-Equity is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Atlas Mara's current Debt-to-Equity is 1.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Atlas Mara stock overvalued right now?
Atlas Mara (AAMAF) has a current Debt-to-Equity of 1.18. The current Debt-to-Equity is 1.18 and 110.7% above the Banks industry median of 0.56. Atlas Mara's overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Atlas Mara (AAMAF), the current Debt-to-Equity is 1.18 as of Jun. 2020. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Atlas Mara Business Description

Address Waterfront Drive, Luna Tower, Road Town, Tortola, VGB, VG1110
Atlas Mara Ltd is a London-listed financial services group engaged in banking operations. It provides corporate and retail financial services to corporations, small-and-medium-sized enterprises and individuals. Its segments include Nigeria; Botswana; and Zimbabwe. The bank generates most of the revenue from Botswana segment.
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Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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