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Arbor Realty TrustABR -0.60%44 Debt-to-Equity is 2.41 as of Mar. 2026, which is 25% below its 10-year median of 3.23. GuruFocus rates ABR with a GF Score™ of 44/100 and a GF Value™ of $9.25 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 689 REITs companies, Arbor Realty Trust ranks worse than 91.15% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Arbor Realty Trust's Debt-to-Equity or its related term are showing as below:
ABR'
s Debt-to-Equity Range Over the Past 10 Years
Min: 1.89 Med: 3.23 Max: 5.12
Current: 2.41
During the past 13 years, the highest Debt-to-Equity Ratio of Arbor Realty Trust was 5.12. The lowest was 1.89. And the median was 3.23.
ABR's Debt-to-Equity is ranked worse than 91.15% of 689
companies
in the REITs industry
Industry Median: 0.78
vs ABR: 2.41
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Arbor Realty Trust Debt-to-Equity Related Terms
Arbor Realty Trust Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Arbor Realty Trust's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the REIT - Mortgage subindustry, Arbor Realty Trust's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Arbor Realty Trust Debt-to-Equity vs REITs Industry
For the REITs industry and Real Estate sector, Arbor Realty Trust's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Arbor Realty Trust's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Arbor Realty Trust (ABR) has a Debt-to-Equity of 2.41 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Arbor Realty Trust and its competitors. This is 25% below median its historical median of 3.23. Over the past decade, Arbor Realty Trust's Debt-to-Equity has ranged from 1.89 to 5.12. According to the industry distribution chart, Arbor Realty Trust ranks #628 out of 689 companies in the REITs industry, placing it in the top 91.1%.
Is Arbor Realty Trust's Debt-to-Equity too high?
Arbor Realty Trust's current Debt-to-Equity of 2.41 is 25% below median its 10-year median of 3.23. Over the past 10 years, this metric has ranged from a low of 1.89 to a high of 5.12. The REITs industry median Debt-to-Equity is 0.78. Arbor Realty Trust's value of 2.41 is 209% above this industry median. Based on the distribution chart, Arbor Realty Trust ranks #628 out of 689 companies in the REITs industry, which is in the bottom quartile relative to peers. Overall, Arbor Realty Trust has a GF Score™ of 44/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Arbor Realty Trust's Debt-to-Equity compare to MFA and PMT?
According to the REITs industry distribution chart, Arbor Realty Trust ranks #628 out of 689 companies for Debt-to-Equity. This places Arbor Realty Trust in the lower half of its industry. The industry median Debt-to-Equity is 0.78. Arbor Realty Trust's value of 2.41 is 209% above this benchmark. Historically, Arbor Realty Trust's own Debt-to-Equity has ranged from 1.89 to 5.12 over the past decade. While the company's 10-year median is 3.23 vs. the industry median of 0.78, Arbor Realty Trust has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a REITs company?
The median Debt-to-Equity among REITs companies is 0.78, based on 689 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Arbor Realty Trust's current Debt-to-Equity of 2.41 is 209% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Arbor Realty Trust and its competitors. For the REITs industry, the median Debt-to-Equity is 0.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arbor Realty Trust's current Debt-to-Equity is 2.41, which is 25% below median its own 10-year median of 3.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arbor Realty Trust stock overvalued right now?
Based on GuruFocus' analysis, Arbor Realty Trust (ABR) is currently considered Possible Value Trap. The stock's GF Value™ is $9.25, compared to a current price of $4.99 — trading 46.1% below its estimated fair value. The current Debt-to-Equity is 2.41, which is 25% below median its 10-year median of 3.23 and 209% above the REITs industry median of 0.78. Arbor Realty Trust's overall GF Score™ is 44/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Arbor Realty Trust (ABR), the current Debt-to-Equity is 2.41 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Arbor Realty Trust (ABR) Overvalued in 2026?
Based on GuruFocus' analysis, Arbor Realty Trust stock appears to be undervalued.
The current stock price of $4.99 is trading 46.1% below its estimated GF Value™ of $9.25.
GuruFocus considers Arbor Realty Trust to be Possible Value Trap.
Key valuation signals for ABR:
Debt-to-Equity: 2.41 (25% below median its 10-year median of 3.23)
GF Value™: $9.25 vs. price of $4.99 (46.1% below fair value)
Industry Position: 209% above the REITs median (#628 of 689)
No single metric tells the full story. See the ABR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Arbor Realty Trust Inc is a specialized real estate finance company. It invests in a diversified portfolio of structured finance assets in the multifamily, SFR, and commercial real estate markets, consisting of bridge and mezzanine loans, including junior participating interests in first mortgages, preferred, and direct equity. In addition, it may also directly acquire real property and invest in real estate-related notes and certain mortgage-related securities. The company has two business segments, Structured Business and Agency Business. It generates a majority of its revenue from the Structured Business Segment.
44GF Score
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