AVI (Advantage Insurance) Debt-to-Equity: 0.13 (As of Sep. 2017)

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What is Advantage Insurance Debt-to-Equity?

Advantage Insurance AVI Debt-to-Equity is 0.13 as of Sep. 2017.

Advantage Insurance's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2017 was $0.00 Mil. Advantage Insurance's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2017 was $12.13 Mil. Advantage Insurance's Total Stockholders Equity for the quarter that ended in Sep. 2017 was $93.26 Mil. Advantage Insurance's debt to equity for the quarter that ended in Sep. 2017 was 0.13.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Advantage Insurance's Debt-to-Equity or its related term are showing as below:

AVI's Debt-to-Equity is not ranked *
in the Insurance industry.
Industry Median: 0.2
* Ranked among companies with meaningful Debt-to-Equity only.

Advantage Insurance  (NYSE:AVI) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Advantage Insurance Debt-to-Equity Related Terms

Advantage Insurance Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Advantage Insurance's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Advantage Insurance Debt-to-Equity Chart

Advantage Insurance Annual Data
Trend Dec15 Dec16
Debt-to-Equity
0.01 0.17

Advantage Insurance Semi-Annual Data
Dec15 Sep16 Dec16 Sep17
Debt-to-Equity 0.01 N/A 0.17 0.13

AVI vs : Debt-to-Equity Comparison

For the Insurance - Specialty subindustry, Advantage Insurance's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Advantage Insurance Debt-to-Equity vs Insurance Industry

For the Insurance industry and Financial Services sector, Advantage Insurance's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Advantage Insurance's Debt-to-Equity falls into.


Advantage Insurance Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Advantage Insurance's Debt to Equity Ratio for the fiscal year that ended in Dec. 2016 is calculated as

Debt to Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=(0 + 16.188) / 93.513
=0.17

Advantage Insurance's Debt to Equity Ratio for the quarter that ended in Sep. 2017 is calculated as

Debt to Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=(0 + 12.133) / 93.261
=0.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.13 mean?
Advantage Insurance (AVI) has a Debt-to-Equity of 0.13 as of Sep. 2017. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Advantage Insurance and its competitors.
Is Advantage Insurance's Debt-to-Equity too high?
Advantage Insurance's current Debt-to-Equity is 0.13. The Insurance industry median Debt-to-Equity is 0.20. Advantage Insurance's value of 0.13 is 35% below this industry median.
How does Advantage Insurance's Debt-to-Equity compare to ?
Advantage Insurance's Debt-to-Equity of 0.13 can be compared against companies in the Insurance industry. The industry median Debt-to-Equity is 0.20. Advantage Insurance's value of 0.13 is 35% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.20, based on 406 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Advantage Insurance's current Debt-to-Equity of 0.13 is 35% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Advantage Insurance and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Advantage Insurance's current Debt-to-Equity is 0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Advantage Insurance stock overvalued right now?
Advantage Insurance (AVI) has a current Debt-to-Equity of 0.13. The current Debt-to-Equity is 0.13 and 35% below the Insurance industry median of 0.20. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Advantage Insurance (AVI), the current Debt-to-Equity is 0.13 as of Sep. 2017. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Advantage Insurance Business Description

Comparable Companies