BNT (Brookfield Wealth Solutions) Debt-to-Equity: 0.34 (As of Mar. 2026) — 21% Below Median

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BNT Brookfield Wealth Solutions Ltd BNT
70 GF Score
Price $45.03
GF Value $38.68
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Brookfield Wealth Solutions Debt-to-Equity?

Brookfield Wealth Solutions BNT +0.42% 70 Debt-to-Equity is 0.34 as of Mar. 2026, which is 21% below its 10-year median of 0.43. GuruFocus rates BNT with a GF Score™ of 70/100 and a GF Value™ of $38.68 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 403 Insurance companies, Brookfield Wealth Solutions ranks worse than 66.25% on this metric.

Brookfield Wealth Solutions's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $747 Mil. Brookfield Wealth Solutions's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $4,944 Mil. Brookfield Wealth Solutions's Total Stockholders Equity for the quarter that ended in Mar. 2026 was $16,556 Mil. Brookfield Wealth Solutions's debt to equity for the quarter that ended in Mar. 2026 was 0.34.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Brookfield Wealth Solutions's Debt-to-Equity or its related term are showing as below:

BNT' s Debt-to-Equity Range Over the Past 10 Years
Min: 0   Med: 0.43   Max: 4.99
Current: 0.34

During the past 8 years, the highest Debt-to-Equity Ratio of Brookfield Wealth Solutions was 4.99. The lowest was 0.00. And the median was 0.43.

BNT's Debt-to-Equity is ranked worse than
66.25% of 403 companies
in the Insurance industry
Industry Median: 0.21 vs BNT: 0.34

Brookfield Wealth Solutions  (NYSE:BNT) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Brookfield Wealth Solutions Debt-to-Equity Related Terms


Brookfield Wealth Solutions Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Brookfield Wealth Solutions's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Brookfield Wealth Solutions Debt-to-Equity Chart

Brookfield Wealth Solutions Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial 0.48 0.89 0.43 0.37 0.32

Brookfield Wealth Solutions Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.37 0.31 0.29 0.32 0.34

BNT vs BRK.A, AIG, HIG: Debt-to-Equity Comparison

For the Insurance - Diversified subindustry, Brookfield Wealth Solutions's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Brookfield Wealth Solutions Debt-to-Equity vs Insurance Industry

For the Insurance industry and Financial Services sector, Brookfield Wealth Solutions's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Brookfield Wealth Solutions's Debt-to-Equity falls into.


BNT
70GF Score
Brookfield Wealth Solutions Ltd BNT
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Brookfield Wealth Solutions Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Brookfield Wealth Solutions's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Brookfield Wealth Solutions's Debt to Equity Ratio for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.34 mean?
Brookfield Wealth Solutions (BNT) has a Debt-to-Equity of 0.34 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Brookfield Wealth Solutions and its competitors. This is 21% below median its historical median of 0.43. According to the industry distribution chart, Brookfield Wealth Solutions ranks #267 out of 403 companies in the Insurance industry, placing it in the top 66.3%.
Is Brookfield Wealth Solutions' Debt-to-Equity too high?
Brookfield Wealth Solutions' current Debt-to-Equity of 0.34 is 21% below median its 10-year median of 0.43. The Insurance industry median Debt-to-Equity is 0.21. Brookfield Wealth Solutions' value of 0.34 is 61.9% above this industry median. Based on the distribution chart, Brookfield Wealth Solutions ranks #267 out of 403 companies in the Insurance industry, which is below the industry midpoint. Overall, Brookfield Wealth Solutions has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Brookfield Wealth Solutions' Debt-to-Equity compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Brookfield Wealth Solutions ranks #267 out of 403 companies for Debt-to-Equity. This places Brookfield Wealth Solutions in the lower half of its industry. The industry median Debt-to-Equity is 0.21. Brookfield Wealth Solutions' value of 0.34 is 61.9% above this benchmark. While the company's 10-year median is 0.43 vs. the industry median of 0.21, Brookfield Wealth Solutions has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.21, based on 403 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Brookfield Wealth Solutions's current Debt-to-Equity of 0.34 is 61.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Brookfield Wealth Solutions and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Brookfield Wealth Solutions's current Debt-to-Equity is 0.34, which is 21% below median its own 10-year median of 0.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Brookfield Wealth Solutions stock overvalued right now?
Based on GuruFocus' analysis, Brookfield Wealth Solutions (BNT) is currently considered Modestly Overvalued. The stock's GF Value™ is $38.68, compared to a current price of $45.03 — trading 16.4% above its estimated fair value. The current Debt-to-Equity is 0.34, which is 21% below median its 10-year median of 0.43 and 61.9% above the Insurance industry median of 0.21. Brookfield Wealth Solutions' overall GF Score™ is 70/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Brookfield Wealth Solutions (BNT), the current Debt-to-Equity is 0.34 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Brookfield Wealth Solutions (BNT) Overvalued in 2026?

Based on GuruFocus' analysis, Brookfield Wealth Solutions stock appears to be overvalued. The current stock price of $45.03 is trading 16.4% above its estimated GF Value™ of $38.68. GuruFocus considers Brookfield Wealth Solutions to be Modestly Overvalued.

Key valuation signals for BNT:

  • Debt-to-Equity: 0.34 (21% below median its 10-year median of 0.43)
  • GF Value™: $38.68 vs. price of $45.03 (16.4% above fair value)
  • GF Score™: 70/100 with 8 warning signs
  • Industry Position: 61.9% above the Insurance median (#267 of 403)

No single metric tells the full story. See the BNT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Brookfield Wealth Solutions Business Description

Other Exchanges BNT:Canada
Address 94 Pitts Bay Road, Ideation House, First Floor, Pembroke, BMU, HM08
Brookfield Wealth Solutions Ltd, formerly Brookfield Reinsurance Ltd operates a capital solutions business providing insurance and reinsurance services to individuals and institutions. Through its subsidiary, the company offers a broad range of insurance products and services, including life insurance and annuities, and personal and commercial property and casualty insurance. The Company's reporting segments are Annuities, P&C, Life Insurance and Corporate and Other. Majority revenue is generated from Annuities segment followed by P&C.
70GF Score

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Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$45.03
Price
$38.68
GF Value