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Canadian TireCDNAF +1.34%74 Debt-to-Equity is 1.34 as of Mar. 2026, which is 8% below its 10-year median of 1.45. GuruFocus rates CDNAF with a GF Score™ of 74/100 and a GF Value™ of $119.45 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,022 Retail - Cyclical companies, Canadian Tire ranks worse than 77.79% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Canadian Tire's Debt-to-Equity or its related term are showing as below:
CDNAF'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.86 Med: 1.45 Max: 2.19
Current: 1.34
During the past 13 years, the highest Debt-to-Equity Ratio of Canadian Tire was 2.19. The lowest was 0.86. And the median was 1.45.
CDNAF's Debt-to-Equity is ranked worse than 77.79% of 1022
companies
in the Retail - Cyclical industry
Industry Median: 0.56
vs CDNAF: 1.34
Canadian Tire (OTCPK:CDNAF) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Canadian Tire Debt-to-Equity Related Terms
Canadian Tire Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Canadian Tire's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CDNAF vs CASY, WSM, ULTA: Debt-to-Equity Comparison
For the Specialty Retail subindustry, Canadian Tire's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Canadian Tire Debt-to-Equity vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Canadian Tire's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Canadian Tire's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Canadian Tire (CDNAF) has a Debt-to-Equity of 1.34 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Canadian Tire and its competitors. This is near median its historical median of 1.45. Over the past decade, Canadian Tire's Debt-to-Equity has ranged from 0.86 to 2.19. According to the industry distribution chart, Canadian Tire ranks #795 out of 1022 companies in the Retail - Cyclical industry, placing it in the top 77.8%.
Is Canadian Tire's Debt-to-Equity too high?
Canadian Tire's current Debt-to-Equity of 1.34 is near median its 10-year median of 1.45. Over the past 10 years, this metric has ranged from a low of 0.86 to a high of 2.19. The Retail - Cyclical industry median Debt-to-Equity is 0.56. Canadian Tire's value of 1.34 is 139.3% above this industry median. Based on the distribution chart, Canadian Tire ranks #795 out of 1022 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, Canadian Tire has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Canadian Tire's Debt-to-Equity compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Canadian Tire ranks #795 out of 1022 companies for Debt-to-Equity. This places Canadian Tire in the lower half of its industry. The industry median Debt-to-Equity is 0.56. Canadian Tire's value of 1.34 is 139.3% above this benchmark. Historically, Canadian Tire's own Debt-to-Equity has ranged from 0.86 to 2.19 over the past decade. While the company's 10-year median is 1.45 vs. the industry median of 0.56, Canadian Tire has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Retail - Cyclical company?
The median Debt-to-Equity among Retail - Cyclical companies is 0.56, based on 1,022 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Canadian Tire's current Debt-to-Equity of 1.34 is 139.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Canadian Tire and its competitors. For the Retail - Cyclical industry, the median Debt-to-Equity is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Canadian Tire's current Debt-to-Equity is 1.34, which is near median its own 10-year median of 1.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Canadian Tire stock overvalued right now?
Based on GuruFocus' analysis, Canadian Tire (CDNAF) is currently considered Modestly Overvalued. The stock's GF Value™ is $119.45, compared to a current price of $145.58 — trading 21.9% above its estimated fair value. The current Debt-to-Equity is 1.34, which is near median its 10-year median of 1.45 and 139.3% above the Retail - Cyclical industry median of 0.56. Canadian Tire's overall GF Score™ is 74/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Canadian Tire (CDNAF), the current Debt-to-Equity is 1.34 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Canadian Tire (CDNAF) Overvalued in 2026?
Based on GuruFocus' analysis, Canadian Tire stock appears to be overvalued.
The current stock price of $145.58 is trading 21.9% above its estimated GF Value™ of $119.45.
GuruFocus considers Canadian Tire to be Modestly Overvalued.
Key valuation signals for CDNAF:
Debt-to-Equity: 1.34 (near median its 10-year median of 1.45)
GF Value™: $119.45 vs. price of $145.58 (21.9% above fair value)
Industry Position: 139.3% above the Retail - Cyclical median (#795 of 1022)
No single metric tells the full story. See the CDNAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Canadian Tire is a leading general merchandise retailer with over 1,400 affiliated stores across Canada. The company operates about 650 stores, with the remaining operated by franchisees or third-party dealers. The retailer boasts a wide array of owned and affiliated banners that include its iconic namesake brand, Mark's, Sport Chek, Sports Experts, PartSource, and Party City. Its product assortment includes automotive parts, appliances, home improvement items, sporting goods, and apparel. The firm also offers a loyalty program with 12 million members and owns a financial services arm that manages a credit card portfolio for its more than 2 million active users.
74GF Score
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