DFS FurnitureCHIX:DFSL +5.56%66 Debt-to-Equity is 1.51 as of Dec. 2025, which is 21% below its 10-year median of 1.90. GuruFocus rates CHIX:DFSL with a GF Score™ of 66/100 and a GF Value™ of £1.34 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,012 Retail - Cyclical companies, DFS Furniture ranks worse than 81.13% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for DFS Furniture's Debt-to-Equity or its related term are showing as below:
CHIX:DFSl'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.8 Med: 1.9 Max: 3.65
Current: 1.51
During the past 13 years, the highest Debt-to-Equity Ratio of DFS Furniture was 3.65. The lowest was 0.80. And the median was 1.90.
CHIX:DFSl's Debt-to-Equity is ranked worse than 81.13% of 1012
companies
in the Retail - Cyclical industry
Industry Median: 0.56
vs CHIX:DFSl: 1.51
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
DFS Furniture Debt-to-Equity Related Terms
DFS Furniture Debt-to-Equity Historical Data
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The historical data trend for DFS Furniture's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:DFSL vs CASY, WSM, DKS: Debt-to-Equity Comparison
For the Specialty Retail subindustry, DFS Furniture's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
DFS Furniture Debt-to-Equity vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, DFS Furniture's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where DFS Furniture's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DFS Furniture (CHIX:DFSL) has a Debt-to-Equity of 1.51 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on DFS Furniture and its competitors. This is 21% below median its historical median of 1.90. Over the past decade, DFS Furniture's Debt-to-Equity has ranged from 0.80 to 3.65. According to the industry distribution chart, DFS Furniture ranks #821 out of 1012 companies in the Retail - Cyclical industry, placing it in the top 81.1%.
Is DFS Furniture's Debt-to-Equity too high?
DFS Furniture's current Debt-to-Equity of 1.51 is 21% below median its 10-year median of 1.90. Over the past 10 years, this metric has ranged from a low of 0.80 to a high of 3.65. The Retail - Cyclical industry median Debt-to-Equity is 0.56. DFS Furniture's value of 1.51 is 169.6% above this industry median. Based on the distribution chart, DFS Furniture ranks #821 out of 1012 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, DFS Furniture has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does DFS Furniture's Debt-to-Equity compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, DFS Furniture ranks #821 out of 1012 companies for Debt-to-Equity. This places DFS Furniture in the lower half of its industry. The industry median Debt-to-Equity is 0.56. DFS Furniture's value of 1.51 is 169.6% above this benchmark. Historically, DFS Furniture's own Debt-to-Equity has ranged from 0.80 to 3.65 over the past decade. While the company's 10-year median is 1.90 vs. the industry median of 0.56, DFS Furniture has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Retail - Cyclical company?
The median Debt-to-Equity among Retail - Cyclical companies is 0.56, based on 1,012 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. DFS Furniture's current Debt-to-Equity of 1.51 is 169.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on DFS Furniture and its competitors. For the Retail - Cyclical industry, the median Debt-to-Equity is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. DFS Furniture's current Debt-to-Equity is 1.51, which is 21% below median its own 10-year median of 1.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is DFS Furniture stock overvalued right now?
Based on GuruFocus' analysis, DFS Furniture (CHIX:DFSL) is currently considered Fairly Valued. The stock's GF Value™ is £1.34, compared to a current price of £1.43 — trading 6.3% above its estimated fair value. The current Debt-to-Equity is 1.51, which is 21% below median its 10-year median of 1.90 and 169.6% above the Retail - Cyclical industry median of 0.56. DFS Furniture's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For DFS Furniture (CHIX:DFSL), the current Debt-to-Equity is 1.51 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is DFS Furniture (CHIX:DFSL) Overvalued in 2026?
Based on GuruFocus' analysis, DFS Furniture stock appears to be overvalued.
The current stock price of £1.43 is trading 6.3% above its estimated GF Value™ of £1.34.
GuruFocus considers DFS Furniture to be Fairly Valued.
Key valuation signals for CHIX:DFSL:
Debt-to-Equity: 1.51 (21% below median its 10-year median of 1.90)
GF Value™: £1.34 vs. price of £1.43 (6.3% above fair value)
Industry Position: 169.6% above the Retail - Cyclical median (#821 of 1012)
No single metric tells the full story. See the CHIX:DFSL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
DFS Furniture PLC is a retailer and manufacturer of upholstered furniture in the United Kingdom and the Republic of Ireland. It designs, manufactures, sells, delivers, and installs products, including sofas, armchairs, reclining chairs, and footstools, through its brand portfolio, which comprises DFS, Sofology, and Dwell. The company operates a network of physical showrooms and online platforms, offering an integrated shopping experience. The company's prominent business segments include DFS and Sofology, out of which DFS generates the maximum revenue through the retailing of upholstered furniture and related products through branded stores and website. The company operates under an omnichannel retail plan, balancing physical presence and e-commerce to meet customer needs.
66GF Score
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