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Victorian Plumbing GroupCHIX:VICL +2.43%43 Debt-to-Equity is 0.83 as of Mar. 2026, which is 124% above its 10-year median of 0.37. GuruFocus rates CHIX:VICL with a GF Score™ of 43/100 and a GF Value™ of £0.90 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,021 Retail - Cyclical companies, Victorian Plumbing Group ranks worse than 63.08% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Victorian Plumbing Group's Debt-to-Equity or its related term are showing as below:
CHIX:VICl'
s Debt-to-Equity Range Over the Past 10 Years
Min: -2.73 Med: 0.37 Max: 1.36
Current: 0.83
During the past 8 years, the highest Debt-to-Equity Ratio of Victorian Plumbing Group was 1.36. The lowest was -2.73. And the median was 0.37.
CHIX:VICl's Debt-to-Equity is ranked worse than 63.08% of 1021
companies
in the Retail - Cyclical industry
Industry Median: 0.57
vs CHIX:VICl: 0.83
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Victorian Plumbing Group Debt-to-Equity Related Terms
Victorian Plumbing Group Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:VICL vs HD, LOW, FND: Debt-to-Equity Comparison
For the Home Improvement Retail subindustry, Victorian Plumbing Group's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Victorian Plumbing Group Debt-to-Equity vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Victorian Plumbing Group's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Victorian Plumbing Group's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Victorian Plumbing Group (CHIX:VICL) has a Debt-to-Equity of 0.83 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Victorian Plumbing Group and its competitors. This is 124% above median its historical median of 0.37. According to the industry distribution chart, Victorian Plumbing Group ranks #644 out of 1021 companies in the Retail - Cyclical industry, placing it in the top 63.1%.
Is Victorian Plumbing Group's Debt-to-Equity too high?
Victorian Plumbing Group's current Debt-to-Equity of 0.83 is 124% above median its 10-year median of 0.37. The Retail - Cyclical industry median Debt-to-Equity is 0.57. Victorian Plumbing Group's value of 0.83 is 45.6% above this industry median. Based on the distribution chart, Victorian Plumbing Group ranks #644 out of 1021 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Victorian Plumbing Group has a GF Score™ of 43/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Victorian Plumbing Group's Debt-to-Equity compare to HD and LOW?
According to the Retail - Cyclical industry distribution chart, Victorian Plumbing Group ranks #644 out of 1021 companies for Debt-to-Equity. This places Victorian Plumbing Group in the lower half of its industry. The industry median Debt-to-Equity is 0.57. Victorian Plumbing Group's value of 0.83 is 45.6% above this benchmark. While the company's 10-year median is 0.37 vs. the industry median of 0.57, Victorian Plumbing Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Retail - Cyclical company?
The median Debt-to-Equity among Retail - Cyclical companies is 0.57, based on 1,021 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Victorian Plumbing Group's current Debt-to-Equity of 0.83 is 45.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Victorian Plumbing Group and its competitors. For the Retail - Cyclical industry, the median Debt-to-Equity is 0.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Victorian Plumbing Group's current Debt-to-Equity is 0.83, which is 124% above median its own 10-year median of 0.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Victorian Plumbing Group stock overvalued right now?
Based on GuruFocus' analysis, Victorian Plumbing Group (CHIX:VICL) is currently considered Modestly Undervalued. The stock's GF Value™ is £0.90, compared to a current price of £0.76 — trading 15.6% below its estimated fair value. The current Debt-to-Equity is 0.83, which is 124% above median its 10-year median of 0.37 and 45.6% above the Retail - Cyclical industry median of 0.57. Victorian Plumbing Group's overall GF Score™ is 43/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Victorian Plumbing Group (CHIX:VICL), the current Debt-to-Equity is 0.83 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Victorian Plumbing Group (CHIX:VICL) Overvalued in 2026?
Based on GuruFocus' analysis, Victorian Plumbing Group stock appears to be undervalued.
The current stock price of £0.76 is trading 15.6% below its estimated GF Value™ of £0.90.
GuruFocus considers Victorian Plumbing Group to be Modestly Undervalued.
Key valuation signals for CHIX:VICL:
Debt-to-Equity: 0.83 (124% above median its 10-year median of 0.37)
GF Value™: £0.90 vs. price of £0.76 (15.6% below fair value)
Industry Position: 45.6% above the Retail - Cyclical median (#644 of 1021)
No single metric tells the full story. See the CHIX:VICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Victorian Plumbing Group PLC is an online retailer of bathroom products and accessories, offering a one-stop-shop solution for the entire bathroom. It offers a wide varities of products to business to customer and trade customers, with more than 125 brands across a wide spectrum of price points and it also design and develops exclusive new products in-house.
43GF Score
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