CTHR (Charleslvard) Debt-to-Equity: 0.08 (As of Mar. 2025)

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What is Charleslvard Debt-to-Equity?

Charleslvard CTHR Debt-to-Equity is 0.08 as of Mar. 2025.

Charleslvard's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2025 was $0.92 Mil. Charleslvard's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2025 was $0.54 Mil. Charleslvard's Total Stockholders Equity for the quarter that ended in Mar. 2025 was $19.09 Mil. Charleslvard's debt to equity for the quarter that ended in Mar. 2025 was 0.08.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Charleslvard's Debt-to-Equity or its related term are showing as below:

CTHR's Debt-to-Equity is not ranked *
in the Retail - Cyclical industry.
Industry Median: 0.56
* Ranked among companies with meaningful Debt-to-Equity only.

Charleslvard  (OTCPK:CTHR) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Charleslvard Debt-to-Equity Related Terms

Charleslvard Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Charleslvard's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Charleslvard Debt-to-Equity Chart

Charleslvard Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.04 0.08 0.06 0.07 0.17

Charleslvard Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.09 0.17 0.18 0.19 0.08

CTHR vs LSEB, QSJC, OCG: Debt-to-Equity Comparison

For the Luxury Goods subindustry, Charleslvard's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Charleslvard Debt-to-Equity vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Charleslvard's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Charleslvard's Debt-to-Equity falls into.


Charleslvard Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Charleslvard's Debt to Equity Ratio for the fiscal year that ended in Jun. 2024 is calculated as

Debt to Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=(3.204 + 1.202) / 25.649
=0.17

Charleslvard's Debt to Equity Ratio for the quarter that ended in Mar. 2025 is calculated as

Debt to Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=(0.923 + 0.535) / 19.089
=0.08

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.08 mean?
Charleslvard (CTHR) has a Debt-to-Equity of 0.08 as of Mar. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Charleslvard and its competitors.
Is Charleslvard's Debt-to-Equity too high?
Charleslvard's current Debt-to-Equity is 0.08. The Retail - Cyclical industry median Debt-to-Equity is 0.56. Charleslvard's value of 0.08 is 85.7% below this industry median.
How does Charleslvard's Debt-to-Equity compare to LSEB and QSJC?
Charleslvard's Debt-to-Equity of 0.08 can be compared against companies in the Retail - Cyclical industry. The industry median Debt-to-Equity is 0.56. Charleslvard's value of 0.08 is 85.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Retail - Cyclical company?
The median Debt-to-Equity among Retail - Cyclical companies is 0.56, based on 1,022 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Charleslvard's current Debt-to-Equity of 0.08 is 85.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Charleslvard and its competitors. For the Retail - Cyclical industry, the median Debt-to-Equity is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Charleslvard's current Debt-to-Equity is 0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Charleslvard stock overvalued right now?
Charleslvard (CTHR) has a current Debt-to-Equity of 0.08. The current Debt-to-Equity is 0.08 and 85.7% below the Retail - Cyclical industry median of 0.56. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Charleslvard (CTHR), the current Debt-to-Equity is 0.08 as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Charleslvard Business Description

Address 170 Southport Drive, Morrisville, NC, USA, 27560
Charles & Colvard Ltd manufactures, markets, and distributes finished jewellery which also includes moissanite gemstone in the jewellery market. The company sells jewels through two operating segments namely Online Channels segment and Traditional segment. It generates maximum revenue from the Online Channels segment. Online Channels segment which consists of e-commerce outlets including charlesandcolvard.com, moissaniteoutlet.com, third-party online marketplaces, drop-ship retail, and other pure-play, exclusively e-commerce outlets.