Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
RFA FinancialFRA:5G6 +200.00%56 Debt-to-Equity is 0.76 as of Jun. 2026, which is 24% below its 10-year median of 1.00. GuruFocus rates FRA:5G6 with a GF Score™ of 56/100 and a GF Value™ of €10.64. The stock has 7 warning signs investors should review. Among 1,545 Real Estate companies, RFA Financial ranks worse than 50.74% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for RFA Financial's Debt-to-Equity or its related term are showing as below:
FRA:5G6'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.68 Med: 1 Max: 1.13
Current: 0.76
During the past 13 years, the highest Debt-to-Equity Ratio of RFA Financial was 1.13. The lowest was 0.68. And the median was 1.00.
FRA:5G6's Debt-to-Equity is ranked worse than 50.74% of 1545
companies
in the Real Estate industry
Industry Median: 0.74
vs FRA:5G6: 0.76
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
RFA Financial Debt-to-Equity Related Terms
RFA Financial Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for RFA Financial's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:5G6 vs VICI, WPC, BNL: Debt-to-Equity Comparison
For the Real Estate Services subindustry, RFA Financial's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
RFA Financial Debt-to-Equity vs Real Estate Industry
For the Real Estate industry and Real Estate sector, RFA Financial's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where RFA Financial's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RFA Financial (FRA:5G6) has a Debt-to-Equity of 0.76 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on RFA Financial and its competitors. This is 24% below median its historical median of 1.00. Over the past decade, RFA Financial's Debt-to-Equity has ranged from 0.68 to 1.13. According to the industry distribution chart, RFA Financial ranks #784 out of 1545 companies in the Real Estate industry, placing it in the top 50.7%.
Is RFA Financial's Debt-to-Equity too high?
RFA Financial's current Debt-to-Equity of 0.76 is 24% below median its 10-year median of 1.00. Over the past 10 years, this metric has ranged from a low of 0.68 to a high of 1.13. The Real Estate industry median Debt-to-Equity is 0.74. RFA Financial's value of 0.76 is 2.7% above this industry median. Based on the distribution chart, RFA Financial ranks #784 out of 1545 companies in the Real Estate industry, which is below the industry midpoint. Overall, RFA Financial has a GF Score™ of 56/100, reflecting its overall financial health beyond just this single metric.
How does RFA Financial's Debt-to-Equity compare to VICI and WPC?
According to the Real Estate industry distribution chart, RFA Financial ranks #784 out of 1545 companies for Debt-to-Equity. This places RFA Financial in the lower half of its industry. The industry median Debt-to-Equity is 0.74. RFA Financial's value of 0.76 is 2.7% above this benchmark. Historically, RFA Financial's own Debt-to-Equity has ranged from 0.68 to 1.13 over the past decade. While the company's 10-year median is 1.00 vs. the industry median of 0.74, RFA Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Real Estate company?
The median Debt-to-Equity among Real Estate companies is 0.74, based on 1,545 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RFA Financial's current Debt-to-Equity of 0.76 is 2.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on RFA Financial and its competitors. For the Real Estate industry, the median Debt-to-Equity is 0.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RFA Financial's current Debt-to-Equity is 0.76, which is 24% below median its own 10-year median of 1.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RFA Financial stock overvalued right now?
RFA Financial (FRA:5G6) has a current Debt-to-Equity of 0.76. The stock's GF Value™ is €10.64, compared to a current price of €16.05 — trading 50.9% above its estimated fair value. The current Debt-to-Equity is 0.76, which is 24% below median its 10-year median of 1.00 and 2.7% above the Real Estate industry median of 0.74. RFA Financial's overall GF Score™ is 56/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For RFA Financial (FRA:5G6), the current Debt-to-Equity is 0.76 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is RFA Financial (FRA:5G6) Overvalued in 2026?
Based on GuruFocus' analysis, RFA Financial stock appears to be overvalued.
The current stock price of €16.05 is trading 50.9% above its estimated GF Value™ of €10.64.
Key valuation signals for FRA:5G6:
Debt-to-Equity: 0.76 (24% below median its 10-year median of 1.00)
GF Value™: €10.64 vs. price of €16.05 (50.9% above fair value)
Industry Position: 2.7% above the Real Estate median (#784 of 1545)
No single metric tells the full story. See the FRA:5G6 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
RFA Financial Inc is a scaled and dynamic financial service platform positioned as an intersection of banking, mortgage, origination, and real estate. It aims to deliver long-term value through an integrated approach to banking and mortgage lending, with a focus on competitive, consumer-focused financial products.
56GF Score
Get the complete analysis for FRA:5G6
Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:5G6 has been successfully added to your 
