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Predictiv AIFRA:7IT -4.65%20 Debt-to-Equity is 2.30 as of Mar. 2026. GuruFocus rates FRA:7IT with a GF Score™ of 20/100. The stock has 5 warning signs investors should review. Among 2,244 Software companies, Predictiv AI ranks worse than 94.65% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Predictiv AI's Debt-to-Equity or its related term are showing as below:
FRA:7IT'
s Debt-to-Equity Range Over the Past 10 Years
Min: -14.81 Med: -0.23 Max: 2.29
Current: 2.29
During the past 13 years, the highest Debt-to-Equity Ratio of Predictiv AI was 2.29. The lowest was -14.81. And the median was -0.23.
FRA:7IT's Debt-to-Equity is ranked worse than 94.65% of 2244
companies
in the Software industry
Industry Median: 0.19
vs FRA:7IT: 2.29
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Predictiv AI Debt-to-Equity Related Terms
Predictiv AI Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Predictiv AI's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:7IT vs MSFT, ORCL, PLTR: Debt-to-Equity Comparison
For the Software - Infrastructure subindustry, Predictiv AI's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Predictiv AI Debt-to-Equity vs Software Industry
For the Software industry and Technology sector, Predictiv AI's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Predictiv AI's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Predictiv AI (FRA:7IT) has a Debt-to-Equity of 2.30 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Predictiv AI and its competitors. According to the industry distribution chart, Predictiv AI ranks #2124 out of 2244 companies in the Software industry, placing it in the top 94.7%.
Is Predictiv AI's Debt-to-Equity too high?
Predictiv AI's current Debt-to-Equity is 2.30. The Software industry median Debt-to-Equity is 0.19. Predictiv AI's value of 2.30 is 1110.5% above this industry median. Based on the distribution chart, Predictiv AI ranks #2124 out of 2244 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Predictiv AI has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Predictiv AI's Debt-to-Equity compare to MSFT and ORCL?
According to the Software industry distribution chart, Predictiv AI ranks #2124 out of 2244 companies for Debt-to-Equity. This places Predictiv AI in the lower half of its industry. The industry median Debt-to-Equity is 0.19. Predictiv AI's value of 2.30 is 1110.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.19, based on 2,244 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Predictiv AI's current Debt-to-Equity of 2.30 is 1110.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Predictiv AI and its competitors. For the Software industry, the median Debt-to-Equity is 0.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Predictiv AI's current Debt-to-Equity is 2.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Predictiv AI stock overvalued right now?
Predictiv AI (FRA:7IT) has a current Debt-to-Equity of 2.30. The current Debt-to-Equity is 2.30 and 1110.5% above the Software industry median of 0.19. Predictiv AI's overall GF Score™ is 20/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Predictiv AI (FRA:7IT), the current Debt-to-Equity is 2.30 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Predictiv AI Inc is a Canadian artificial intelligence company focused on developing vertical AI applications for defined industries. The company's products address fleet operations and communications, including fleet management software, AI-based agents for voice, chat, and SMS, and tools designed to support structured operational workflows. Its segments include Shift: an AI-powered fleet and asset management platform that transforms how organizations monitor, optimize, and manage their vehicle fleets and equipment, HouseStack: an AI-driven automated valuation models and a next-generation digital brokerage platform, and CloudRep: AI-powered conversational voice agents tailored towards customer service operations for businesses. It derives the majority of revenue from the CloudRep segment.
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