Ridgetech (FRA:7QL) Debt-to-Equity: 0.16 (As of Sep. 2025) — 89% Below Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:7QL Ridgetech Inc FRA:7QL
40 GF Score
Price €20,304.00
GF Value €2,118,249.18
! 5 Warning Signs
View Full Analysis

What is Ridgetech Debt-to-Equity?

Ridgetech FRA:7QL 40 Debt-to-Equity is 0.16 as of Sep. 2025, which is 89% below its 10-year median of 1.49. GuruFocus rates FRA:7QL with a GF Score™ of 40/100 and a GF Value™ of €2,118,249.18. The stock has 5 warning signs investors should review. Among 557 Healthcare Providers & Services companies, Ridgetech ranks better than 72.89% on this metric.

Ridgetech's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2025 was €4.0 Mil. Ridgetech's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2025 was €0.0 Mil. Ridgetech's Total Stockholders Equity for the quarter that ended in Sep. 2025 was €25.4 Mil. Ridgetech's debt to equity for the quarter that ended in Sep. 2025 was 0.16.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Ridgetech's Debt-to-Equity or its related term are showing as below:

FRA:7QL' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.16   Med: 1.49   Max: 2.64
Current: 0.16

During the past 13 years, the highest Debt-to-Equity Ratio of Ridgetech was 2.64. The lowest was 0.16. And the median was 1.49.

FRA:7QL's Debt-to-Equity is ranked better than
72.89% of 557 companies
in the Healthcare Providers & Services industry
Industry Median: 0.4 vs FRA:7QL: 0.16

Ridgetech  (FRA:7QL) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Ridgetech Debt-to-Equity Related Terms


Ridgetech Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Ridgetech's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ridgetech Debt-to-Equity Chart

Ridgetech Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.82 2.02 2.34 0.42 0.35

Ridgetech Semi-Annual Data
Mar16 Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.96 0.42 1.96 0.35 0.16

FRA:7QL vs DHTI, PMHS, BLMH: Debt-to-Equity Comparison

For the Pharmaceutical Retailers subindustry, Ridgetech's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ridgetech Debt-to-Equity vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Ridgetech's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Ridgetech's Debt-to-Equity falls into.


FRA:7QL
40GF Score
Ridgetech Inc FRA:7QL
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Ridgetech Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Ridgetech's Debt to Equity Ratio for the fiscal year that ended in Mar. 2025 is calculated as

Ridgetech's Debt to Equity Ratio for the quarter that ended in Sep. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.16 mean?
Ridgetech (FRA:7QL) has a Debt-to-Equity of 0.16 as of Sep. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Ridgetech and its competitors. This is 89% below median its historical median of 1.49. Over the past decade, Ridgetech's Debt-to-Equity has ranged from 0.16 to 2.64. According to the industry distribution chart, Ridgetech ranks #151 out of 557 companies in the Healthcare Providers & Services industry, placing it in the top 27.1%.
Is Ridgetech's Debt-to-Equity too high?
Ridgetech's current Debt-to-Equity of 0.16 is 89% below median its 10-year median of 1.49. Over the past 10 years, this metric has ranged from a low of 0.16 to a high of 2.64. The Healthcare Providers & Services industry median Debt-to-Equity is 0.40. Ridgetech's value of 0.16 is 60% below this industry median. Based on the distribution chart, Ridgetech ranks #151 out of 557 companies in the Healthcare Providers & Services industry, which is above the industry midpoint. Overall, Ridgetech has a GF Score™ of 40/100, reflecting its overall financial health beyond just this single metric.
How does Ridgetech's Debt-to-Equity compare to DHTI and PMHS?
According to the Healthcare Providers & Services industry distribution chart, Ridgetech ranks #151 out of 557 companies for Debt-to-Equity. This puts Ridgetech in the upper half of its industry. The industry median Debt-to-Equity is 0.40. Ridgetech's value of 0.16 is 60% below this benchmark. Historically, Ridgetech's own Debt-to-Equity has ranged from 0.16 to 2.64 over the past decade. While the company's 10-year median is 1.49 vs. the industry median of 0.40, Ridgetech has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Healthcare Providers & Services company?
The median Debt-to-Equity among Healthcare Providers & Services companies is 0.40, based on 557 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ridgetech's current Debt-to-Equity of 0.16 is 60% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Ridgetech and its competitors. For the Healthcare Providers & Services industry, the median Debt-to-Equity is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ridgetech's current Debt-to-Equity is 0.16, which is 89% below median its own 10-year median of 1.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ridgetech stock overvalued right now?
Ridgetech (FRA:7QL) has a current Debt-to-Equity of 0.16. The stock's GF Value™ is €2,118,249.18, compared to a current price of €20,304.00 — trading 99% below its estimated fair value. The current Debt-to-Equity is 0.16, which is 89% below median its 10-year median of 1.49 and 60% below the Healthcare Providers & Services industry median of 0.40. Ridgetech's overall GF Score™ is 40/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Ridgetech (FRA:7QL), the current Debt-to-Equity is 0.16 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ridgetech (FRA:7QL) Overvalued in 2026?

Based on GuruFocus' analysis, Ridgetech stock appears to be undervalued. The current stock price of €20,304.00 is trading 99% below its estimated GF Value™ of €2,118,249.18.

Key valuation signals for FRA:7QL:

  • Debt-to-Equity: 0.16 (89% below median its 10-year median of 1.49)
  • GF Value™: €2,118,249.18 vs. price of €20,304.00 (99% below fair value)
  • GF Score™: 40/100 with 5 warning signs
  • Industry Position: 60% below the Healthcare Providers & Services median (#151 of 557)

No single metric tells the full story. See the FRA:7QL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ridgetech Business Description

Other Exchanges RDGT:USA
Address 18th Street, 5th Floor, Building 6, No. 100, Baiyang Sub-district, Qiantang District, Zhejiang Province, Hangzhou, CHN, 310008
Ridgetech Inc formerly China Jo-Jo Drugstores Inc is a retailer and distributor of pharmaceutical products. The company's operating segments include Retail drugstores, Online Pharmacy, and Drug wholesale. Retail drugstores segment sells prescription and over-the-counter medicines, TCM, dietary supplements, medical devices, and sundry items to retail customers. The online pharmacy segment sells drugs through third-party platforms such as Alibaba's Tmall, JD.com, and Amazon.com. It generates maximum revenue from the Retail drugstores segment.
40GF Score

Get the complete analysis for FRA:7QL

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€20,304.00
Price
€2,118,249.18
GF Value