OLP Financial Services Pakistan (KAR:OLPL) Debt-to-Equity: 0.00 (As of . 20)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

What is OLP Financial Services Pakistan Debt-to-Equity?

OLP Financial Services Pakistan KAR:OLPL -0.10% Debt-to-Equity is 0.00 as of . 20.

OLP Financial Services Pakistan's Short-Term Debt & Capital Lease Obligation for the quarter that ended in . 20 was ₨0.00 Mil. OLP Financial Services Pakistan's Long-Term Debt & Capital Lease Obligation for the quarter that ended in . 20 was ₨0.00 Mil. OLP Financial Services Pakistan's Total Stockholders Equity for the quarter that ended in . 20 was ₨0.00 Mil.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for OLP Financial Services Pakistan's Debt-to-Equity or its related term are showing as below:

KAR:OLPL's Debt-to-Equity is not ranked *
in the Credit Services industry.
Industry Median: 1.225
* Ranked among companies with meaningful Debt-to-Equity only.

OLP Financial Services Pakistan  (KAR:OLPL) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

OLP Financial Services Pakistan Debt-to-Equity Related Terms

OLP Financial Services Pakistan Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for OLP Financial Services Pakistan's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OLP Financial Services Pakistan Debt-to-Equity Chart

OLP Financial Services Pakistan Annual Data
Trend
Debt-to-Equity

OLP Financial Services Pakistan Quarterly Data
Debt-to-Equity

KAR:OLPL vs DNJR, CLDC, XRF: Debt-to-Equity Comparison

For the Credit Services subindustry, OLP Financial Services Pakistan's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

OLP Financial Services Pakistan Debt-to-Equity vs Credit Services Industry

For the Credit Services industry and Financial Services sector, OLP Financial Services Pakistan's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where OLP Financial Services Pakistan's Debt-to-Equity falls into.


OLP Financial Services Pakistan Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

OLP Financial Services Pakistan's Debt to Equity Ratio for the fiscal year that ended in . 20 is calculated as

Debt to Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=( + ) / N/A
=N/A

OLP Financial Services Pakistan's Debt to Equity Ratio for the quarter that ended in . 20 is calculated as

Debt to Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=( + ) /
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.00 mean?
OLP Financial Services Pakistan (KAR:OLPL) has a Debt-to-Equity of 0.00 as of . 20. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on OLP Financial Services Pakistan and its competitors.
Is OLP Financial Services Pakistan's Debt-to-Equity too high?
OLP Financial Services Pakistan's current Debt-to-Equity is 0.00.
How does OLP Financial Services Pakistan's Debt-to-Equity compare to DNJR and CLDC?
OLP Financial Services Pakistan's Debt-to-Equity of 0.00 can be compared against companies in the Credit Services industry. The industry median Debt-to-Equity is 1.23. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Credit Services company?
The median Debt-to-Equity among Credit Services companies is 1.23, based on 456 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on OLP Financial Services Pakistan and its competitors. For the Credit Services industry, the median Debt-to-Equity is 1.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OLP Financial Services Pakistan's current Debt-to-Equity is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OLP Financial Services Pakistan stock overvalued right now?
OLP Financial Services Pakistan (KAR:OLPL) has a current Debt-to-Equity of 0.00. The current Debt-to-Equity is 0.00. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For OLP Financial Services Pakistan (KAR:OLPL), the current Debt-to-Equity is 0.00 as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

OLP Financial Services Pakistan Business Description

Address OLP Building, Plot No.16, Sector No. 24, Korangi Industrial Area, Karachi, SD, PAK, 74900
OLP Financial Services Pakistan Ltd is a Non-Banking Finance Company (NBFC) in Pakistan that specializes in providing tailored financial services to both corporate and individual clients, with an emphasis on supporting the growth and development of the Small and Medium Enterprise (SME) sector. The company operates two business segments: Finance Lease, focused on long-term leasing of movable assets to businesses and individuals, and Finance and Loans, which offers financing solutions for the purchase of saloon vehicles. The majority of the company's revenue comes from Finance and Loans. Its product portfolio includes Corporate Lease, Certificates of Deposit, Agri Finance, Insurance services as a Corporate Agency, and others. The company's operations are exclusively based in Pakistan.