LFMD (LifeMD) Debt-to-Equity: 0.41 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LFMD LifeMD Inc LFMD
72 GF Score
Price $3.64
GF Value $5.81
Valuation Possible Value Trap
! 3 Warning Signs
View Full Analysis

What is LifeMD Debt-to-Equity?

LifeMD LFMD -5.45% 72 Debt-to-Equity is 0.41 as of Mar. 2026. GuruFocus rates LFMD with a GF Score™ of 72/100 and a GF Value™ of $5.81 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 557 Healthcare Providers & Services companies, LifeMD ranks worse than 50.09% on this metric.

LifeMD's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $0.7 Mil. LifeMD's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $5.5 Mil. LifeMD's Total Stockholders Equity for the quarter that ended in Mar. 2026 was $15.0 Mil. LifeMD's debt to equity for the quarter that ended in Mar. 2026 was 0.41.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for LifeMD's Debt-to-Equity or its related term are showing as below:

LFMD' s Debt-to-Equity Range Over the Past 10 Years
Min: -23.55   Med: -0.19   Max: 5.4
Current: 0.41

During the past 13 years, the highest Debt-to-Equity Ratio of LifeMD was 5.40. The lowest was -23.55. And the median was -0.19.

LFMD's Debt-to-Equity is ranked worse than
50.09% of 557 companies
in the Healthcare Providers & Services industry
Industry Median: 0.41 vs LFMD: 0.41

LifeMD  (NAS:LFMD) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


LifeMD Debt-to-Equity Related Terms


LifeMD Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for LifeMD's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LifeMD Debt-to-Equity Chart

LifeMD Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.07 -0.60 5.40 -2.75 0.27

LifeMD Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -10.78 -12.37 4.97 0.27 0.41

LFMD vs AMWL, SY, HCAT: Debt-to-Equity Comparison

For the Health Information Services subindustry, LifeMD's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LifeMD Debt-to-Equity vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, LifeMD's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where LifeMD's Debt-to-Equity falls into.


LFMD
72GF Score
LifeMD Inc LFMD
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

LifeMD Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

LifeMD's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LifeMD's Debt to Equity Ratio for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.41 mean?
LifeMD (LFMD) has a Debt-to-Equity of 0.41 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on LifeMD and its competitors. According to the industry distribution chart, LifeMD ranks #279 out of 557 companies in the Healthcare Providers & Services industry, placing it in the top 50.1%.
Is LifeMD's Debt-to-Equity too high?
LifeMD's current Debt-to-Equity is 0.41. The Healthcare Providers & Services industry median Debt-to-Equity is 0.41. LifeMD's value of 0.41 is 0% at this industry median. Based on the distribution chart, LifeMD ranks #279 out of 557 companies in the Healthcare Providers & Services industry, which is below the industry midpoint. Overall, LifeMD has a GF Score™ of 72/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does LifeMD's Debt-to-Equity compare to AMWL and SY?
According to the Healthcare Providers & Services industry distribution chart, LifeMD ranks #279 out of 557 companies for Debt-to-Equity. This places LifeMD in the lower half of its industry. The industry median Debt-to-Equity is 0.41. LifeMD's value of 0.41 is 0% at this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Healthcare Providers & Services company?
The median Debt-to-Equity among Healthcare Providers & Services companies is 0.41, based on 557 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. LifeMD's current Debt-to-Equity of 0.41 is 0% at the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on LifeMD and its competitors. For the Healthcare Providers & Services industry, the median Debt-to-Equity is 0.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LifeMD's current Debt-to-Equity is 0.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LifeMD stock overvalued right now?
Based on GuruFocus' analysis, LifeMD (LFMD) is currently considered Possible Value Trap. The stock's GF Value™ is $5.81, compared to a current price of $3.64 — trading 37.3% below its estimated fair value. The current Debt-to-Equity is 0.41 and 0% at the Healthcare Providers & Services industry median of 0.41. LifeMD's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For LifeMD (LFMD), the current Debt-to-Equity is 0.41 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is LifeMD (LFMD) Overvalued in 2026?

Based on GuruFocus' analysis, LifeMD stock appears to be undervalued. The current stock price of $3.64 is trading 37.3% below its estimated GF Value™ of $5.81. GuruFocus considers LifeMD to be Possible Value Trap.

Key valuation signals for LFMD:

  • Debt-to-Equity: 0.41
  • GF Value™: $5.81 vs. price of $3.64 (37.3% below fair value)
  • GF Score™: 72/100 with 3 warning signs
  • Industry Position: 0% at the Healthcare Providers & Services median (#279 of 557)

No single metric tells the full story. See the LFMD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


LifeMD Business Description

Address 236 Fifth Avenue, Suite 400, New York, NY, USA, 10001
LifeMD Inc is a patient-centric, direct-to-patient healthcare company providing a high-quality, cost-effective, and convenient way for patients to access virtual medical care and pharmacy services. The Company's portfolio of brands within continuing operations is now managed as a single operating segment, Telehealth. Telehealth platform integrates core capabilities, includes: A nationwide pharmacy network, A wholly-owned commercial pharmacy, A fully integrated patient care center, A direct-to-patient marketing infrastructure for acquisition and retention, and AI-enabled clinical and operational technologies.
72GF Score

Get the complete analysis for LFMD

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.64
Price
$5.81
GF Value