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Chicago Atlantic BDCLIEN +0.87%38 Debt-to-Equity is 0.18 as of Mar. 2026, which is 200% above its 10-year median of 0.06. GuruFocus rates LIEN with a GF Score™ of 38/100 and a GF Value™ of $14.81 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 960 Asset Management companies, Chicago Atlantic BDC ranks better than 55.31% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Chicago Atlantic BDC's Debt-to-Equity or its related term are showing as below:
LIEN'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.02 Med: 0.06 Max: 0.18
Current: 0.18
During the past 5 years, the highest Debt-to-Equity Ratio of Chicago Atlantic BDC was 0.18. The lowest was 0.02. And the median was 0.06.
LIEN's Debt-to-Equity is ranked better than 55.31% of 960
companies
in the Asset Management industry
Industry Median: 0.21
vs LIEN: 0.18
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Chicago Atlantic BDC Debt-to-Equity Related Terms
Chicago Atlantic BDC Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Chicago Atlantic BDC's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Asset Management subindustry, Chicago Atlantic BDC's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Chicago Atlantic BDC Debt-to-Equity vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Chicago Atlantic BDC's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Chicago Atlantic BDC's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Chicago Atlantic BDC (LIEN) has a Debt-to-Equity of 0.18 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Chicago Atlantic BDC and its competitors. This is 200% above median its historical median of 0.06. Over the past decade, Chicago Atlantic BDC's Debt-to-Equity has ranged from 0.02 to 0.18. According to the industry distribution chart, Chicago Atlantic BDC ranks #429 out of 960 companies in the Asset Management industry, placing it in the top 44.7%.
Is Chicago Atlantic BDC's Debt-to-Equity too high?
Chicago Atlantic BDC's current Debt-to-Equity of 0.18 is 200% above median its 10-year median of 0.06. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 0.18. The Asset Management industry median Debt-to-Equity is 0.21. Chicago Atlantic BDC's value of 0.18 is 14.3% below this industry median. Based on the distribution chart, Chicago Atlantic BDC ranks #429 out of 960 companies in the Asset Management industry, which is above the industry midpoint. Overall, Chicago Atlantic BDC has a GF Score™ of 38/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Chicago Atlantic BDC's Debt-to-Equity compare to PNNT and NPV?
According to the Asset Management industry distribution chart, Chicago Atlantic BDC ranks #429 out of 960 companies for Debt-to-Equity. This puts Chicago Atlantic BDC in the upper half of its industry. The industry median Debt-to-Equity is 0.21. Chicago Atlantic BDC's value of 0.18 is 14.3% below this benchmark. Historically, Chicago Atlantic BDC's own Debt-to-Equity has ranged from 0.02 to 0.18 over the past decade. While the company's 10-year median is 0.06 vs. the industry median of 0.21, Chicago Atlantic BDC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Asset Management company?
The median Debt-to-Equity among Asset Management companies is 0.21, based on 960 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Chicago Atlantic BDC's current Debt-to-Equity of 0.18 is 14.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Chicago Atlantic BDC and its competitors. For the Asset Management industry, the median Debt-to-Equity is 0.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chicago Atlantic BDC's current Debt-to-Equity is 0.18, which is 200% above median its own 10-year median of 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chicago Atlantic BDC stock overvalued right now?
Based on GuruFocus' analysis, Chicago Atlantic BDC (LIEN) is currently considered Possible Value Trap. The stock's GF Value™ is $14.81, compared to a current price of $9.38 — trading 36.7% below its estimated fair value. The current Debt-to-Equity is 0.18, which is 200% above median its 10-year median of 0.06 and 14.3% below the Asset Management industry median of 0.21. Chicago Atlantic BDC's overall GF Score™ is 38/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Chicago Atlantic BDC (LIEN), the current Debt-to-Equity is 0.18 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Chicago Atlantic BDC (LIEN) Overvalued in 2026?
Based on GuruFocus' analysis, Chicago Atlantic BDC stock appears to be undervalued.
The current stock price of $9.38 is trading 36.7% below its estimated GF Value™ of $14.81.
GuruFocus considers Chicago Atlantic BDC to be Possible Value Trap.
Key valuation signals for LIEN:
Debt-to-Equity: 0.18 (200% above median its 10-year median of 0.06)
GF Value™: $14.81 vs. price of $9.38 (36.7% below fair value)
Industry Position: 14.3% below the Asset Management median (#429 of 960)
No single metric tells the full story. See the LIEN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Chicago Atlantic BDC Inc is a specialty finance company. The company is an externally managed, closed-end, non-diversified management investment company with an investment objective to maximize risk-adjusted returns on equity for its stockholders by investing in direct loans to privately held middle-market companies, with a focus on cannabis companies.
38GF Score
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