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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Credit Agricole de la Touraine et du Poitou Debt-to-Equity Related Terms
Credit Agricole de la Touraine et du Poitou Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credit Agricole de la Touraine et du Poitou Debt-to-Equity Chart
Credit Agricole de la Touraine et du Poitou Annual Data
Credit Agricole de la Touraine et du Poitou Debt-to-Equity Competitor Comparison
For the Banks - Regional subindustry, Credit Agricole de la Touraine et du Poitou's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credit Agricole de la Touraine et du Poitou Debt-to-Equity vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credit Agricole de la Touraine et du Poitou (LTS:0IQP) has a Debt-to-Equity of 0.04 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Credit Agricole de la Touraine et du Poitou and its competitors. This is 100% above median its historical median of 0.02. Over the past decade, Credit Agricole de la Touraine et du Poitou's Debt-to-Equity has ranged from 0.01 to 0.08. According to the industry distribution chart, Credit Agricole de la Touraine et du Poitou ranks #66 out of 1417 companies in the Banks industry, placing it in the top 4.7%.
Is Credit Agricole de la Touraine et du Poitou's Debt-to-Equity too high?
Credit Agricole de la Touraine et du Poitou's current Debt-to-Equity of 0.04 is 100% above median its 10-year median of 0.02. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.08. The Banks industry median Debt-to-Equity is 0.58. Credit Agricole de la Touraine et du Poitou's value of 0.04 is 93.1% below this industry median. Based on the distribution chart, Credit Agricole de la Touraine et du Poitou ranks #66 out of 1417 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Credit Agricole de la Touraine et du Poitou has a GF Score™ of 35/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Credit Agricole de la Touraine et du Poitou's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, Credit Agricole de la Touraine et du Poitou ranks #66 out of 1417 companies for Debt-to-Equity. This places Credit Agricole de la Touraine et du Poitou in the top 5% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.58. Credit Agricole de la Touraine et du Poitou's value of 0.04 is 93.1% below this benchmark. Historically, Credit Agricole de la Touraine et du Poitou's own Debt-to-Equity has ranged from 0.01 to 0.08 over the past decade. While the company's 10-year median is 0.02 vs. the industry median of 0.58, Credit Agricole de la Touraine et du Poitou has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,417 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit Agricole de la Touraine et du Poitou's current Debt-to-Equity of 0.04 is 93.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Credit Agricole de la Touraine et du Poitou and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Agricole de la Touraine et du Poitou's current Debt-to-Equity is 0.04, which is 100% above median its own 10-year median of 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Agricole de la Touraine et du Poitou stock overvalued right now?
Based on GuruFocus' analysis, Credit Agricole de la Touraine et du Poitou (LTS:0IQP) is currently considered Significantly Overvalued. The stock's GF Value™ is €60.48, compared to a current price of €137.00 — trading 126.5% above its estimated fair value. The current Debt-to-Equity is 0.04, which is 100% above median its 10-year median of 0.02 and 93.1% below the Banks industry median of 0.58. Credit Agricole de la Touraine et du Poitou's overall GF Score™ is 35/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Credit Agricole de la Touraine et du Poitou (LTS:0IQP), the current Debt-to-Equity is 0.04 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credit Agricole de la Touraine et du Poitou (LTS:0IQP) Overvalued in 2026?
Based on GuruFocus' analysis, Credit Agricole de la Touraine et du Poitou stock appears to be overvalued.
The current stock price of €137.00 is trading 126.5% above its estimated GF Value™ of €60.48.
GuruFocus considers Credit Agricole de la Touraine et du Poitou to be Significantly Overvalued.
Key valuation signals for LTS:0IQP:
Debt-to-Equity: 0.04 (100% above median its 10-year median of 0.02)
GF Value™: €60.48 vs. price of €137.00 (126.5% above fair value)
Industry Position: 93.1% below the Banks median (#66 of 1417)
No single metric tells the full story. See the LTS:0IQP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Crédit Agricole de la Touraine et du Poitou is engaged in providing banking and financial services in France. The company provides loans and financing to individuals and businesses through local branches.
35GF Score
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