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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Munchener Ruckversicherungs-Gesellschaft AG Debt-to-Equity Related Terms
Munchener Ruckversicherungs-Gesellschaft AG Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Munchener Ruckversicherungs-Gesellschaft AG Debt-to-Equity Chart
Munchener Ruckversicherungs-Gesellschaft AG Annual Data
LTS:0KFE vs RGA, EG, RNR: Debt-to-Equity Comparison
For the Insurance - Reinsurance subindustry, Munchener Ruckversicherungs-Gesellschaft AG's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Munchener Ruckversicherungs-Gesellschaft AG Debt-to-Equity vs Insurance Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Munchener Ruckversicherungs-Gesellschaft AG (LTS:0KFE) has a Debt-to-Equity of 0.22 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Munchener Ruckversicherungs-Gesellschaft AG and its competitors. This is 29% above median its historical median of 0.17. Over the past decade, Munchener Ruckversicherungs-Gesellschaft AG's Debt-to-Equity has ranged from 0.10 to 0.24. According to the industry distribution chart, Munchener Ruckversicherungs-Gesellschaft AG ranks #207 out of 405 companies in the Insurance industry, placing it in the top 51.1%.
Is Munchener Ruckversicherungs-Gesellschaft AG's Debt-to-Equity too high?
Munchener Ruckversicherungs-Gesellschaft AG's current Debt-to-Equity of 0.22 is 29% above median its 10-year median of 0.17. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 0.24. The Insurance industry median Debt-to-Equity is 0.21. Munchener Ruckversicherungs-Gesellschaft AG's value of 0.22 is 4.8% above this industry median. Based on the distribution chart, Munchener Ruckversicherungs-Gesellschaft AG ranks #207 out of 405 companies in the Insurance industry, which is below the industry midpoint. Overall, Munchener Ruckversicherungs-Gesellschaft AG has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Munchener Ruckversicherungs-Gesellschaft AG's Debt-to-Equity compare to RGA and EG?
According to the Insurance industry distribution chart, Munchener Ruckversicherungs-Gesellschaft AG ranks #207 out of 405 companies for Debt-to-Equity. This places Munchener Ruckversicherungs-Gesellschaft AG in the lower half of its industry. The industry median Debt-to-Equity is 0.21. Munchener Ruckversicherungs-Gesellschaft AG's value of 0.22 is 4.8% above this benchmark. Historically, Munchener Ruckversicherungs-Gesellschaft AG's own Debt-to-Equity has ranged from 0.10 to 0.24 over the past decade. While the company's 10-year median is 0.17 vs. the industry median of 0.21, Munchener Ruckversicherungs-Gesellschaft AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.21, based on 405 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Munchener Ruckversicherungs-Gesellschaft AG's current Debt-to-Equity of 0.22 is 4.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Munchener Ruckversicherungs-Gesellschaft AG and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Munchener Ruckversicherungs-Gesellschaft AG's current Debt-to-Equity is 0.22, which is 29% above median its own 10-year median of 0.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Munchener Ruckversicherungs-Gesellschaft AG stock overvalued right now?
Based on GuruFocus' analysis, Munchener Ruckversicherungs-Gesellschaft AG (LTS:0KFE) is currently considered Fairly Valued. The stock's GF Value™ is €559.73, compared to a current price of €515.20 — trading 8% below its estimated fair value. The current Debt-to-Equity is 0.22, which is 29% above median its 10-year median of 0.17 and 4.8% above the Insurance industry median of 0.21. Munchener Ruckversicherungs-Gesellschaft AG's overall GF Score™ is 69/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Munchener Ruckversicherungs-Gesellschaft AG (LTS:0KFE), the current Debt-to-Equity is 0.22 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Munchener Ruckversicherungs-Gesellschaft AG (LTS:0KFE) Overvalued in 2026?
Based on GuruFocus' analysis, Munchener Ruckversicherungs-Gesellschaft AG stock appears to be undervalued.
The current stock price of €515.20 is trading 8% below its estimated GF Value™ of €559.73.
GuruFocus considers Munchener Ruckversicherungs-Gesellschaft AG to be Fairly Valued.
Key valuation signals for LTS:0KFE:
Debt-to-Equity: 0.22 (29% above median its 10-year median of 0.17)
GF Value™: €559.73 vs. price of €515.20 (8% below fair value)
Industry Position: 4.8% above the Insurance median (#207 of 405)
No single metric tells the full story. See the LTS:0KFE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Munich Re was founded in 1880 by Carl Thieme amid a flurry of other reinsurance companies set up independent of primaries. In those early days, most reinsurers typically focused on a few strong customers. Thieme focused on a broader set of cedents to drive stronger growth in premiums. This coincided with a strategy of risk diversification and a preference to partner rather than take on a one-sided transfer of risk. In the 1890s, Munich Re introduced the first machinery insurance. After Thieme and Wilhelm von Fink founded Allianz, this was the main channel to sell machinery insurance. We believe the approach of partnering with insurers and preferring to avoid one-sided risk, in conjunction with combining inspection and insurance services, remains at the heart of the firm.
69GF Score
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