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AppFolioMIL:1APPF -8.22%59 Debt-to-Equity is 0.07 as of Jun. 2026, which is 61% below its 10-year median of 0.18. GuruFocus rates MIL:1APPF with a GF Score™ of 59/100 and a GF Value™ of €272.99 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 2,247 Software companies, AppFolio ranks better than 71.56% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for AppFolio's Debt-to-Equity or its related term are showing as below:
MIL:1APPF'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.07 Med: 0.18 Max: 1.05
Current: 0.07
During the past 13 years, the highest Debt-to-Equity Ratio of AppFolio was 1.05. The lowest was 0.07. And the median was 0.18.
MIL:1APPF's Debt-to-Equity is ranked better than 71.56% of 2247
companies
in the Software industry
Industry Median: 0.19
vs MIL:1APPF: 0.07
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
AppFolio Debt-to-Equity Related Terms
AppFolio Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for AppFolio's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MIL:1APPF vs YOU, LYFT, DUOL: Debt-to-Equity Comparison
For the Software - Application subindustry, AppFolio's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AppFolio Debt-to-Equity vs Software Industry
For the Software industry and Technology sector, AppFolio's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where AppFolio's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AppFolio (MIL:1APPF) has a Debt-to-Equity of 0.07 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on AppFolio and its competitors. This is 61% below median its historical median of 0.18. Over the past decade, AppFolio's Debt-to-Equity has ranged from 0.07 to 1.05. According to the industry distribution chart, AppFolio ranks #639 out of 2247 companies in the Software industry, placing it in the top 28.4%.
Is AppFolio's Debt-to-Equity too high?
AppFolio's current Debt-to-Equity of 0.07 is 61% below median its 10-year median of 0.18. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 1.05. The Software industry median Debt-to-Equity is 0.19. AppFolio's value of 0.07 is 63.2% below this industry median. Based on the distribution chart, AppFolio ranks #639 out of 2247 companies in the Software industry, which is above the industry midpoint. Overall, AppFolio has a GF Score™ of 59/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does AppFolio's Debt-to-Equity compare to YOU and LYFT?
According to the Software industry distribution chart, AppFolio ranks #639 out of 2247 companies for Debt-to-Equity. This puts AppFolio in the upper half of its industry. The industry median Debt-to-Equity is 0.19. AppFolio's value of 0.07 is 63.2% below this benchmark. Historically, AppFolio's own Debt-to-Equity has ranged from 0.07 to 1.05 over the past decade. While the company's 10-year median is 0.18 vs. the industry median of 0.19, AppFolio has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.19, based on 2,247 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AppFolio's current Debt-to-Equity of 0.07 is 63.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on AppFolio and its competitors. For the Software industry, the median Debt-to-Equity is 0.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AppFolio's current Debt-to-Equity is 0.07, which is 61% below median its own 10-year median of 0.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AppFolio stock overvalued right now?
Based on GuruFocus' analysis, AppFolio (MIL:1APPF) is currently considered Significantly Undervalued. The stock's GF Value™ is €272.99, compared to a current price of €145.15 — trading 46.8% below its estimated fair value. The current Debt-to-Equity is 0.07, which is 61% below median its 10-year median of 0.18 and 63.2% below the Software industry median of 0.19. AppFolio's overall GF Score™ is 59/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For AppFolio (MIL:1APPF), the current Debt-to-Equity is 0.07 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AppFolio (MIL:1APPF) Overvalued in 2026?
Based on GuruFocus' analysis, AppFolio stock appears to be undervalued.
The current stock price of €145.15 is trading 46.8% below its estimated GF Value™ of €272.99.
GuruFocus considers AppFolio to be Significantly Undervalued.
Key valuation signals for MIL:1APPF:
Debt-to-Equity: 0.07 (61% below median its 10-year median of 0.18)
GF Value™: €272.99 vs. price of €145.15 (46.8% below fair value)
Industry Position: 63.2% below the Software median (#639 of 2247)
No single metric tells the full story. See the MIL:1APPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AppFolio Inc provides cloud-based software solutions for the real estate industry. Its property management software offers property managers an end-to-end solution to their business needs. The group's products include cloud-based property management software (Appfolio Property Manager). Its solutions are AppFolio Property Manager Core, AppFolio Property Manager Plus, and AppFolio Property Manager Max. It also offers value-added services, such as screening, risk mitigation, and electronic payment services. Its markets are Single-Family, Multifamily, Student Housing, Affordable Housing, Community Associations, Commercial, and Investment Management. The business activity of the firm predominantly functions in the United States and it generates revenue in the form of subscription fees.
59GF Score
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