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Creturner Group ABNGM:CRET -4.00%38 Debt-to-Equity is 0.06 as of Mar. 2026, which is 50% above its 10-year median of 0.04. GuruFocus rates NGM:CRET with a GF Score™ of 38/100 and a GF Value™ of kr0.13 (Fairly Valued). The stock has 5 warning signs investors should review. Among 2,249 Software companies, Creturner Group AB ranks better than 74.48% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Creturner Group AB's Debt-to-Equity or its related term are showing as below:
NGM:CRET'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.01 Med: 0.04 Max: 0.09
Current: 0.06
During the past 8 years, the highest Debt-to-Equity Ratio of Creturner Group AB was 0.09. The lowest was 0.01. And the median was 0.04.
NGM:CRET's Debt-to-Equity is ranked better than 74.48% of 2249
companies
in the Software industry
Industry Median: 0.2
vs NGM:CRET: 0.06
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Creturner Group AB Debt-to-Equity Related Terms
Creturner Group AB Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Creturner Group AB's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NGM:CRET vs QH, SHOP, UBER: Debt-to-Equity Comparison
For the Software - Application subindustry, Creturner Group AB's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Creturner Group AB Debt-to-Equity vs Software Industry
For the Software industry and Technology sector, Creturner Group AB's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Creturner Group AB's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Creturner Group AB (NGM:CRET) has a Debt-to-Equity of 0.06 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Creturner Group AB and its competitors. This is 50% above median its historical median of 0.04. Over the past decade, Creturner Group AB's Debt-to-Equity has ranged from 0.01 to 0.09. According to the industry distribution chart, Creturner Group AB ranks #574 out of 2249 companies in the Software industry, placing it in the top 25.5%.
Is Creturner Group AB's Debt-to-Equity too high?
Creturner Group AB's current Debt-to-Equity of 0.06 is 50% above median its 10-year median of 0.04. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.09. The Software industry median Debt-to-Equity is 0.20. Creturner Group AB's value of 0.06 is 70% below this industry median. Based on the distribution chart, Creturner Group AB ranks #574 out of 2249 companies in the Software industry, which is above the industry midpoint. Overall, Creturner Group AB has a GF Score™ of 38/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Creturner Group AB's Debt-to-Equity compare to QH and SHOP?
According to the Software industry distribution chart, Creturner Group AB ranks #574 out of 2249 companies for Debt-to-Equity. This puts Creturner Group AB in the upper half of its industry. The industry median Debt-to-Equity is 0.20. Creturner Group AB's value of 0.06 is 70% below this benchmark. Historically, Creturner Group AB's own Debt-to-Equity has ranged from 0.01 to 0.09 over the past decade. While the company's 10-year median is 0.04 vs. the industry median of 0.20, Creturner Group AB has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.20, based on 2,249 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Creturner Group AB's current Debt-to-Equity of 0.06 is 70% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Creturner Group AB and its competitors. For the Software industry, the median Debt-to-Equity is 0.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Creturner Group AB's current Debt-to-Equity is 0.06, which is 50% above median its own 10-year median of 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Creturner Group AB stock overvalued right now?
Based on GuruFocus' analysis, Creturner Group AB (NGM:CRET) is currently considered Fairly Valued. The stock's GF Value™ is kr0.13, compared to a current price of kr0.13 — trading 3.8% below its estimated fair value. The current Debt-to-Equity is 0.06, which is 50% above median its 10-year median of 0.04 and 70% below the Software industry median of 0.20. Creturner Group AB's overall GF Score™ is 38/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Creturner Group AB (NGM:CRET), the current Debt-to-Equity is 0.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Creturner Group AB (NGM:CRET) Overvalued in 2026?
Based on GuruFocus' analysis, Creturner Group AB stock appears to be undervalued.
The current stock price of kr0.13 is trading 3.8% below its estimated GF Value™ of kr0.13.
GuruFocus considers Creturner Group AB to be Fairly Valued.
Key valuation signals for NGM:CRET:
Debt-to-Equity: 0.06 (50% above median its 10-year median of 0.04)
GF Value™: kr0.13 vs. price of kr0.13 (3.8% below fair value)
Industry Position: 70% below the Software median (#574 of 2249)
No single metric tells the full story. See the NGM:CRET stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Creturner Group AB operates in two environmental technology areas: technical computing and BCR-based (Biochar Carbon Removal) environmental solutions. Its digital segment focuses on expanding technical computing and leased HPC capacity, supported by its own production facilities in Sweden to reduce raw material costs and environmental impact. The environmental segment provides permanent, measurable carbon offsets by converting residual biomass into stored carbon, with results and returns monitored through linked smart contracts.
38GF Score
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