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Richa Info SystemsNSE:RICHA 75 Debt-to-Equity is 0.10 as of Mar. 2026, which is 92% below its 10-year median of 1.22. GuruFocus rates NSE:RICHA with a GF Score™ of 75/100 and a GF Value™ of ₹48.88 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 2,247 Software companies, Richa Info Systems ranks better than 66.49% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Richa Info Systems's Debt-to-Equity or its related term are showing as below:
NSE:RICHA'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.08 Med: 1.22 Max: 3.89
Current: 0.1
During the past 8 years, the highest Debt-to-Equity Ratio of Richa Info Systems was 3.89. The lowest was 0.08. And the median was 1.22.
NSE:RICHA's Debt-to-Equity is ranked better than 66.49% of 2247
companies
in the Software industry
Industry Median: 0.2
vs NSE:RICHA: 0.10
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Richa Info Systems Debt-to-Equity Related Terms
Richa Info Systems Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Richa Info Systems's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:RICHA vs CRM, SHOP, UBER: Debt-to-Equity Comparison
For the Software - Application subindustry, Richa Info Systems's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Richa Info Systems Debt-to-Equity vs Software Industry
For the Software industry and Technology sector, Richa Info Systems's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Richa Info Systems's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Richa Info Systems (NSE:RICHA) has a Debt-to-Equity of 0.10 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Richa Info Systems and its competitors. This is 92% below median its historical median of 1.22. Over the past decade, Richa Info Systems' Debt-to-Equity has ranged from 0.08 to 3.89. According to the industry distribution chart, Richa Info Systems ranks #753 out of 2247 companies in the Software industry, placing it in the top 33.5%.
Is Richa Info Systems' Debt-to-Equity too high?
Richa Info Systems' current Debt-to-Equity of 0.10 is 92% below median its 10-year median of 1.22. Over the past 10 years, this metric has ranged from a low of 0.08 to a high of 3.89. The Software industry median Debt-to-Equity is 0.20. Richa Info Systems' value of 0.10 is 50% below this industry median. Based on the distribution chart, Richa Info Systems ranks #753 out of 2247 companies in the Software industry, which is above the industry midpoint. Overall, Richa Info Systems has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Richa Info Systems' Debt-to-Equity compare to CRM and SHOP?
According to the Software industry distribution chart, Richa Info Systems ranks #753 out of 2247 companies for Debt-to-Equity. This puts Richa Info Systems in the upper half of its industry. The industry median Debt-to-Equity is 0.20. Richa Info Systems' value of 0.10 is 50% below this benchmark. Historically, Richa Info Systems' own Debt-to-Equity has ranged from 0.08 to 3.89 over the past decade. While the company's 10-year median is 1.22 vs. the industry median of 0.20, Richa Info Systems has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.20, based on 2,247 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Richa Info Systems's current Debt-to-Equity of 0.10 is 50% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Richa Info Systems and its competitors. For the Software industry, the median Debt-to-Equity is 0.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Richa Info Systems's current Debt-to-Equity is 0.10, which is 92% below median its own 10-year median of 1.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Richa Info Systems stock overvalued right now?
Based on GuruFocus' analysis, Richa Info Systems (NSE:RICHA) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹48.88, compared to a current price of ₹75.50 — trading 54.5% above its estimated fair value. The current Debt-to-Equity is 0.10, which is 92% below median its 10-year median of 1.22 and 50% below the Software industry median of 0.20. Richa Info Systems' overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Richa Info Systems (NSE:RICHA), the current Debt-to-Equity is 0.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Richa Info Systems (NSE:RICHA) Overvalued in 2026?
Based on GuruFocus' analysis, Richa Info Systems stock appears to be overvalued.
The current stock price of ₹75.50 is trading 54.5% above its estimated GF Value™ of ₹48.88.
GuruFocus considers Richa Info Systems to be Significantly Overvalued.
Key valuation signals for NSE:RICHA:
Debt-to-Equity: 0.10 (92% below median its 10-year median of 1.22)
GF Value™: ₹48.88 vs. price of ₹75.50 (54.5% above fair value)
Industry Position: 50% below the Software median (#753 of 2247)
No single metric tells the full story. See the NSE:RICHA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Richa Info Systems Ltd is engaged in the business of assembling of products and systems, and is an Integrator of multifaceted solutions of products like Interactive Flat Panel, Interactive Boards, Digital Podium, Digital Kiosk, CCTV Cameras to customers in sectors like Government, PSUs, Education, and Defense. The company provides a wide choice of solutions, providing service to Government organizations across India through the Government e-Marketplace.
75GF Score
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