AllHomePHS:HOME 45 Debt-to-Equity is 0.43 as of Sep. 2025, which is 27% below its 10-year median of 0.59. GuruFocus rates PHS:HOME with a GF Score™ of 45/100 and a GF Value™ of ₱0.51 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 1,012 Retail - Cyclical companies, AllHome ranks better than 59.29% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for AllHome's Debt-to-Equity or its related term are showing as below:
PHS:HOME'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.4 Med: 0.59 Max: 2.36
Current: 0.43
During the past 8 years, the highest Debt-to-Equity Ratio of AllHome was 2.36. The lowest was 0.40. And the median was 0.59.
PHS:HOME's Debt-to-Equity is ranked better than 59.29% of 1012
companies
in the Retail - Cyclical industry
Industry Median: 0.56
vs PHS:HOME: 0.43
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
AllHome Debt-to-Equity Related Terms
AllHome Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for AllHome's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PHS:HOME vs HD, LOW, FND: Debt-to-Equity Comparison
For the Home Improvement Retail subindustry, AllHome's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AllHome Debt-to-Equity vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, AllHome's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where AllHome's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AllHome (PHS:HOME) has a Debt-to-Equity of 0.43 as of Sep. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on AllHome and its competitors. This is 27% below median its historical median of 0.59. Over the past decade, AllHome's Debt-to-Equity has ranged from 0.40 to 2.36. According to the industry distribution chart, AllHome ranks #412 out of 1012 companies in the Retail - Cyclical industry, placing it in the top 40.7%.
Is AllHome's Debt-to-Equity too high?
AllHome's current Debt-to-Equity of 0.43 is 27% below median its 10-year median of 0.59. Over the past 10 years, this metric has ranged from a low of 0.40 to a high of 2.36. The Retail - Cyclical industry median Debt-to-Equity is 0.56. AllHome's value of 0.43 is 23.2% below this industry median. Based on the distribution chart, AllHome ranks #412 out of 1012 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, AllHome has a GF Score™ of 45/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does AllHome's Debt-to-Equity compare to HD and LOW?
According to the Retail - Cyclical industry distribution chart, AllHome ranks #412 out of 1012 companies for Debt-to-Equity. This puts AllHome in the upper half of its industry. The industry median Debt-to-Equity is 0.56. AllHome's value of 0.43 is 23.2% below this benchmark. Historically, AllHome's own Debt-to-Equity has ranged from 0.40 to 2.36 over the past decade. While the company's 10-year median is 0.59 vs. the industry median of 0.56, AllHome has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Retail - Cyclical company?
The median Debt-to-Equity among Retail - Cyclical companies is 0.56, based on 1,012 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AllHome's current Debt-to-Equity of 0.43 is 23.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on AllHome and its competitors. For the Retail - Cyclical industry, the median Debt-to-Equity is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AllHome's current Debt-to-Equity is 0.43, which is 27% below median its own 10-year median of 0.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AllHome stock overvalued right now?
Based on GuruFocus' analysis, AllHome (PHS:HOME) is currently considered Possible Value Trap. The stock's GF Value™ is ₱0.51, compared to a current price of ₱0.24 — trading 52.9% below its estimated fair value. The current Debt-to-Equity is 0.43, which is 27% below median its 10-year median of 0.59 and 23.2% below the Retail - Cyclical industry median of 0.56. AllHome's overall GF Score™ is 45/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For AllHome (PHS:HOME), the current Debt-to-Equity is 0.43 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AllHome (PHS:HOME) Overvalued in 2026?
Based on GuruFocus' analysis, AllHome stock appears to be undervalued.
The current stock price of ₱0.24 is trading 52.9% below its estimated GF Value™ of ₱0.51.
GuruFocus considers AllHome to be Possible Value Trap.
Key valuation signals for PHS:HOME:
Debt-to-Equity: 0.43 (27% below median its 10-year median of 0.59)
GF Value™: ₱0.51 vs. price of ₱0.24 (52.9% below fair value)
Industry Position: 23.2% below the Retail - Cyclical median (#412 of 1012)
No single metric tells the full story. See the PHS:HOME stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AllHome Corp provides home improvement products. The company is engaged in buying, selling, distributing, marketing all kinds of goods, commodities, wares, and merchandise on a wholesale and retail basis. Its product categories comprise of furniture, hardware, appliances, tiles, sanitary wares, homewares, linens, and construction materials. All of the company's operations are based in the Philippines. The Company has only one reportable segment, which is the trading business. The revenue of the Company consists mainly of sales to external customers through its retail and e-commerce channels.
45GF Score
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