Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Rithm CapitalRITM +2.13%48 Debt-to-Equity is 4.08 as of Mar. 2026, which is 49% above its 10-year median of 2.73. GuruFocus rates RITM with a GF Score™ of 48/100 and a GF Value™ of $10.12 (Fairly Valued). The stock has 6 warning signs investors should review. Among 682 REITs companies, Rithm Capital ranks worse than 95.16% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Rithm Capital's Debt-to-Equity or its related term are showing as below:
RITM'
s Debt-to-Equity Range Over the Past 10 Years
Min: 1.02 Med: 2.73 Max: 4.93
Current: 4.22
During the past 13 years, the highest Debt-to-Equity Ratio of Rithm Capital was 4.93. The lowest was 1.02. And the median was 2.73.
RITM's Debt-to-Equity is ranked worse than 95.16% of 682
companies
in the REITs industry
Industry Median: 0.78
vs RITM: 4.22
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Rithm Capital Debt-to-Equity Related Terms
Rithm Capital Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Rithm Capital's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the REIT - Mortgage subindustry, Rithm Capital's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Rithm Capital Debt-to-Equity vs REITs Industry
For the REITs industry and Real Estate sector, Rithm Capital's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Rithm Capital's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Rithm Capital (RITM) has a Debt-to-Equity of 4.08 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Rithm Capital and its competitors. This is 49% above median its historical median of 2.73. Over the past decade, Rithm Capital's Debt-to-Equity has ranged from 1.02 to 4.93. According to the industry distribution chart, Rithm Capital ranks #649 out of 682 companies in the REITs industry, placing it in the top 95.2%.
Is Rithm Capital's Debt-to-Equity too high?
Rithm Capital's current Debt-to-Equity of 4.08 is 49% above median its 10-year median of 2.73. Over the past 10 years, this metric has ranged from a low of 1.02 to a high of 4.93. The REITs industry median Debt-to-Equity is 0.78. Rithm Capital's value of 4.08 is 423.1% above this industry median. Based on the distribution chart, Rithm Capital ranks #649 out of 682 companies in the REITs industry, which is in the bottom quartile relative to peers. Overall, Rithm Capital has a GF Score™ of 48/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Rithm Capital's Debt-to-Equity compare to STWD and DX?
According to the REITs industry distribution chart, Rithm Capital ranks #649 out of 682 companies for Debt-to-Equity. This places Rithm Capital in the lower half of its industry. The industry median Debt-to-Equity is 0.78. Rithm Capital's value of 4.08 is 423.1% above this benchmark. Historically, Rithm Capital's own Debt-to-Equity has ranged from 1.02 to 4.93 over the past decade. While the company's 10-year median is 2.73 vs. the industry median of 0.78, Rithm Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a REITs company?
The median Debt-to-Equity among REITs companies is 0.78, based on 682 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Rithm Capital's current Debt-to-Equity of 4.08 is 423.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Rithm Capital and its competitors. For the REITs industry, the median Debt-to-Equity is 0.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Rithm Capital's current Debt-to-Equity is 4.08, which is 49% above median its own 10-year median of 2.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rithm Capital stock overvalued right now?
Based on GuruFocus' analysis, Rithm Capital (RITM) is currently considered Fairly Valued. The stock's GF Value™ is $10.12, compared to a current price of $10.09 — trading 0.3% below its estimated fair value. The current Debt-to-Equity is 4.08, which is 49% above median its 10-year median of 2.73 and 423.1% above the REITs industry median of 0.78. Rithm Capital's overall GF Score™ is 48/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Rithm Capital (RITM), the current Debt-to-Equity is 4.08 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Rithm Capital (RITM) Overvalued in 2026?
Based on GuruFocus' analysis, Rithm Capital stock appears to be undervalued.
The current stock price of $10.09 is trading 0.3% below its estimated GF Value™ of $10.12.
GuruFocus considers Rithm Capital to be Fairly Valued.
Key valuation signals for RITM:
Debt-to-Equity: 4.08 (49% above median its 10-year median of 2.73)
GF Value™: $10.12 vs. price of $10.09 (0.3% below fair value)
Industry Position: 423.1% above the REITs median (#649 of 682)
No single metric tells the full story. See the RITM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Rithm Capital Corp operates as a real estate investment trust that provides capital and services to the real estate and financial services industries. The company aims to generate attractive risk-adjusted returns in all interest-rate environments through a complementary portfolio of investments and operating businesses. Its investment portfolio is composed of mortgage servicing-related assets (full and excess MSRs and servicer advances), residential securities (and associated call rights), loans (including single-family rental), and consumer loans. Its operating segments are Origination and Servicing; Investment Portfolio; Residential Transitional Lending; and Asset Management.
48GF Score
Get the complete analysis for RITM
Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
RITM has been successfully added to your 
