Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
ACpay CoROCO:6984 -0.62%52 Debt-to-Equity is 0.95 as of Jun. 2026, which is 179% above its 10-year median of 0.34. GuruFocus rates ROCO:6984 with a GF Score™ of 52/100 and a GF Value™ of NT$26.93 (Possible Value Trap). The stock has 8 warning signs investors should review. Among 2,246 Software companies, ACpay Co ranks worse than 83.88% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for ACpay Co's Debt-to-Equity or its related term are showing as below:
ROCO:6984'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.01 Med: 0.34 Max: 0.95
Current: 0.95
During the past 6 years, the highest Debt-to-Equity Ratio of ACpay Co was 0.95. The lowest was 0.01. And the median was 0.34.
ROCO:6984's Debt-to-Equity is ranked worse than 83.88% of 2246
companies
in the Software industry
Industry Median: 0.2
vs ROCO:6984: 0.95
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
ACpay Co Debt-to-Equity Related Terms
ACpay Co Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for ACpay Co's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ROCO:6984 vs MSFT, PLTR, ORCL: Debt-to-Equity Comparison
For the Software - Infrastructure subindustry, ACpay Co's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ACpay Co Debt-to-Equity vs Software Industry
For the Software industry and Technology sector, ACpay Co's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where ACpay Co's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ACpay Co (ROCO:6984) has a Debt-to-Equity of 0.95 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on ACpay Co and its competitors. This is 179% above median its historical median of 0.34. Over the past decade, ACpay Co's Debt-to-Equity has ranged from 0.01 to 0.95. According to the industry distribution chart, ACpay Co ranks #1884 out of 2246 companies in the Software industry, placing it in the top 83.9%.
Is ACpay Co's Debt-to-Equity too high?
ACpay Co's current Debt-to-Equity of 0.95 is 179% above median its 10-year median of 0.34. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.95. The Software industry median Debt-to-Equity is 0.20. ACpay Co's value of 0.95 is 375% above this industry median. Based on the distribution chart, ACpay Co ranks #1884 out of 2246 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, ACpay Co has a GF Score™ of 52/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does ACpay Co's Debt-to-Equity compare to MSFT and PLTR?
According to the Software industry distribution chart, ACpay Co ranks #1884 out of 2246 companies for Debt-to-Equity. This places ACpay Co in the lower half of its industry. The industry median Debt-to-Equity is 0.20. ACpay Co's value of 0.95 is 375% above this benchmark. Historically, ACpay Co's own Debt-to-Equity has ranged from 0.01 to 0.95 over the past decade. While the company's 10-year median is 0.34 vs. the industry median of 0.20, ACpay Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.20, based on 2,246 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ACpay Co's current Debt-to-Equity of 0.95 is 375% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on ACpay Co and its competitors. For the Software industry, the median Debt-to-Equity is 0.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ACpay Co's current Debt-to-Equity is 0.95, which is 179% above median its own 10-year median of 0.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ACpay Co stock overvalued right now?
Based on GuruFocus' analysis, ACpay Co (ROCO:6984) is currently considered Possible Value Trap. The stock's GF Value™ is NT$26.93, compared to a current price of NT$16.00 — trading 40.6% below its estimated fair value. The current Debt-to-Equity is 0.95, which is 179% above median its 10-year median of 0.34 and 375% above the Software industry median of 0.20. ACpay Co's overall GF Score™ is 52/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For ACpay Co (ROCO:6984), the current Debt-to-Equity is 0.95 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ACpay Co (ROCO:6984) Overvalued in 2026?
Based on GuruFocus' analysis, ACpay Co stock appears to be undervalued.
The current stock price of NT$16.00 is trading 40.6% below its estimated GF Value™ of NT$26.93.
GuruFocus considers ACpay Co to be Possible Value Trap.
Key valuation signals for ROCO:6984:
Debt-to-Equity: 0.95 (179% above median its 10-year median of 0.34)
GF Value™: NT$26.93 vs. price of NT$16.00 (40.6% below fair value)
Industry Position: 375% above the Software median (#1884 of 2246)
No single metric tells the full story. See the ROCO:6984 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ACpay Co Ltd is a fintech company providing payment and e-commerce solutions. The company provides integrated offline cash flow services by offering Wireless credit card machines, also it has online cash flow method where in they eliminate physical boundaries and create unlimited value.
52GF Score
Get the complete analysis for ROCO:6984
Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ROCO:6984 has been successfully added to your 
