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Redwood TrustRWT -1.46%20 Debt-to-Equity is 32.76 as of Jun. 2026, which is 265% above its 10-year median of 8.98. GuruFocus rates RWT with a GF Score™ of 20/100. The stock has 3 warning signs investors should review. Among 683 REITs companies, Redwood Trust ranks worse than 99.56% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Redwood Trust's Debt-to-Equity or its related term are showing as below:
RWT'
s Debt-to-Equity Range Over the Past 10 Years
Min: 3.08 Med: 8.98 Max: 32.76
Current: 32.76
During the past 13 years, the highest Debt-to-Equity Ratio of Redwood Trust was 32.76. The lowest was 3.08. And the median was 8.98.
RWT's Debt-to-Equity is ranked worse than 99.56% of 683
companies
in the REITs industry
Industry Median: 0.78
vs RWT: 32.76
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Redwood Trust Debt-to-Equity Related Terms
Redwood Trust Debt-to-Equity Historical Data
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The historical data trend for Redwood Trust's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RWT vs FBRT, TRTX, BRSP: Debt-to-Equity Comparison
For the REIT - Mortgage subindustry, Redwood Trust's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Redwood Trust Debt-to-Equity vs REITs Industry
For the REITs industry and Real Estate sector, Redwood Trust's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Redwood Trust's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Redwood Trust (RWT) has a Debt-to-Equity of 32.76 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Redwood Trust and its competitors. This is 265% above median its historical median of 8.98. Over the past decade, Redwood Trust's Debt-to-Equity has ranged from 3.08 to 32.76. According to the industry distribution chart, Redwood Trust ranks #680 out of 683 companies in the REITs industry, placing it in the top 99.6%.
Is Redwood Trust's Debt-to-Equity too high?
Redwood Trust's current Debt-to-Equity of 32.76 is 265% above median its 10-year median of 8.98. Over the past 10 years, this metric has ranged from a low of 3.08 to a high of 32.76. The REITs industry median Debt-to-Equity is 0.78. Redwood Trust's value of 32.76 is 4100% above this industry median. Based on the distribution chart, Redwood Trust ranks #680 out of 683 companies in the REITs industry, which is in the bottom quartile relative to peers. Overall, Redwood Trust has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Redwood Trust's Debt-to-Equity compare to FBRT and TRTX?
According to the REITs industry distribution chart, Redwood Trust ranks #680 out of 683 companies for Debt-to-Equity. This places Redwood Trust in the lower half of its industry. The industry median Debt-to-Equity is 0.78. Redwood Trust's value of 32.76 is 4100% above this benchmark. Historically, Redwood Trust's own Debt-to-Equity has ranged from 3.08 to 32.76 over the past decade. While the company's 10-year median is 8.98 vs. the industry median of 0.78, Redwood Trust has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a REITs company?
The median Debt-to-Equity among REITs companies is 0.78, based on 683 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Redwood Trust's current Debt-to-Equity of 32.76 is 4100% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Redwood Trust and its competitors. For the REITs industry, the median Debt-to-Equity is 0.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Redwood Trust's current Debt-to-Equity is 32.76, which is 265% above median its own 10-year median of 8.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Redwood Trust stock overvalued right now?
Redwood Trust (RWT) has a current Debt-to-Equity of 32.76. The current Debt-to-Equity is 32.76, which is 265% above median its 10-year median of 8.98 and 4100% above the REITs industry median of 0.78. Redwood Trust's overall GF Score™ is 20/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Redwood Trust (RWT), the current Debt-to-Equity is 32.76 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Redwood Trust Inc is a specialty finance company focused on several distinct areas of housing credit. The company delivers customized housing credit investments to a diverse mix of investors through securitization platforms, whole-loan distribution activities, and its publicly traded securities. The company has four reportable segments: Sequoia Mortgage Banking, CoreVest Mortgage Banking, Redwood Investments, and Legacy Investments. Maximum revenue is generated from the Sequoia Mortgage Banking segment, comprising a mortgage loan conduit that acquires residential consumer loans from third-party originators for subsequent sale to whole loan buyers, securitization through its SEMT private-label securitization program, or transfer into its Redwood Investments portfolio.
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