SACH (Sachem Capital) Debt-to-Equity: 1.80 (As of Mar. 2026) — 75% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SACH Sachem Capital Corp SACH
29 GF Score
Price $0.83
! 2 Warning Signs
View Full Analysis

What is Sachem Capital Debt-to-Equity?

Sachem Capital SACH -3.24% 29 Debt-to-Equity is 1.80 as of Mar. 2026, which is 75% above its 10-year median of 1.03. GuruFocus rates SACH with a GF Score™ of 29/100. The stock has 2 warning signs investors should review. Among 682 REITs companies, Sachem Capital ranks worse than 87.39% on this metric.

Sachem Capital's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $29.00 Mil. Sachem Capital's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $269.29 Mil. Sachem Capital's Total Stockholders Equity for the quarter that ended in Mar. 2026 was $165.61 Mil. Sachem Capital's debt to equity for the quarter that ended in Mar. 2026 was 1.80.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Sachem Capital's Debt-to-Equity or its related term are showing as below:

SACH' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.12   Med: 1.03   Max: 1.8
Current: 1.8

During the past 12 years, the highest Debt-to-Equity Ratio of Sachem Capital was 1.80. The lowest was 0.12. And the median was 1.03.

SACH's Debt-to-Equity is ranked worse than
87.39% of 682 companies
in the REITs industry
Industry Median: 0.78 vs SACH: 1.80

Sachem Capital  (AMEX:SACH) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Sachem Capital Debt-to-Equity Related Terms


Sachem Capital Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Sachem Capital's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sachem Capital Debt-to-Equity Chart

Sachem Capital Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.08 1.31 1.50 1.47 1.59

Sachem Capital Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.47 1.69 1.66 1.59 1.80

SACH vs LFT, LOAN, GPMT: Debt-to-Equity Comparison

For the REIT - Mortgage subindustry, Sachem Capital's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sachem Capital Debt-to-Equity vs REITs Industry

For the REITs industry and Real Estate sector, Sachem Capital's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Sachem Capital's Debt-to-Equity falls into.


SACH
29GF Score
Sachem Capital Corp SACH
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sachem Capital Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Sachem Capital's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Sachem Capital's Debt to Equity Ratio for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 1.80 mean?
Sachem Capital (SACH) has a Debt-to-Equity of 1.80 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Sachem Capital and its competitors. This is 75% above median its historical median of 1.03. Over the past decade, Sachem Capital's Debt-to-Equity has ranged from 0.12 to 1.80. According to the industry distribution chart, Sachem Capital ranks #596 out of 682 companies in the REITs industry, placing it in the top 87.4%.
Is Sachem Capital's Debt-to-Equity too high?
Sachem Capital's current Debt-to-Equity of 1.80 is 75% above median its 10-year median of 1.03. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 1.80. The REITs industry median Debt-to-Equity is 0.78. Sachem Capital's value of 1.80 is 130.8% above this industry median. Based on the distribution chart, Sachem Capital ranks #596 out of 682 companies in the REITs industry, which is in the bottom quartile relative to peers. Overall, Sachem Capital has a GF Score™ of 29/100, reflecting its overall financial health beyond just this single metric.
How does Sachem Capital's Debt-to-Equity compare to LFT and LOAN?
According to the REITs industry distribution chart, Sachem Capital ranks #596 out of 682 companies for Debt-to-Equity. This places Sachem Capital in the lower half of its industry. The industry median Debt-to-Equity is 0.78. Sachem Capital's value of 1.80 is 130.8% above this benchmark. Historically, Sachem Capital's own Debt-to-Equity has ranged from 0.12 to 1.80 over the past decade. While the company's 10-year median is 1.03 vs. the industry median of 0.78, Sachem Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a REITs company?
The median Debt-to-Equity among REITs companies is 0.78, based on 682 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sachem Capital's current Debt-to-Equity of 1.80 is 130.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Sachem Capital and its competitors. For the REITs industry, the median Debt-to-Equity is 0.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sachem Capital's current Debt-to-Equity is 1.80, which is 75% above median its own 10-year median of 1.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sachem Capital stock overvalued right now?
Sachem Capital (SACH) has a current Debt-to-Equity of 1.80. The current Debt-to-Equity is 1.80, which is 75% above median its 10-year median of 1.03 and 130.8% above the REITs industry median of 0.78. Sachem Capital's overall GF Score™ is 29/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Sachem Capital (SACH), the current Debt-to-Equity is 1.80 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Sachem Capital Business Description

Industry Real EstateREITs
Address 568 East Main Street, Branford, CT, USA, 06405
Sachem Capital Corp is a real estate investment trust. The company specializes in originating, underwriting, funding, servicing, and managing a portfolio of short-term loans secured by first mortgage liens on real property located in Connecticut. Its primary objective is to grow the loan portfolio while protecting and preserving capital in a manner that provides for attractive risk-adjusted returns to shareholders over the long term through dividends. The company earns the majority of its revenue through Interest income from loans.
29GF Score

Get the complete analysis for SACH

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.83
Price