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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Shizuoka Financial Group's Debt-to-Equity or its related term are showing as below:
SFGIF'
s Debt-to-Equity Range Over the Past 10 Years
Min: 1.1 Med: 1.2 Max: 1.34
Current: 1.22
During the past 4 years, the highest Debt-to-Equity Ratio of Shizuoka Financial Group was 1.34. The lowest was 1.10. And the median was 1.20.
SFGIF's Debt-to-Equity is ranked worse than 72.06% of 1421
companies
in the Banks industry
Industry Median: 0.58
vs SFGIF: 1.22
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Shizuoka Financial Group Debt-to-Equity Related Terms
Shizuoka Financial Group Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Shizuoka Financial Group Debt-to-Equity Competitor Comparison
For the Banks - Regional subindustry, Shizuoka Financial Group's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Shizuoka Financial Group Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Shizuoka Financial Group's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Shizuoka Financial Group's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Shizuoka Financial Group (SFGIF) has a Debt-to-Equity of 1.22 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Shizuoka Financial Group and its competitors. This is near median its historical median of 1.20. Over the past decade, Shizuoka Financial Group's Debt-to-Equity has ranged from 1.10 to 1.34. According to the industry distribution chart, Shizuoka Financial Group ranks #1024 out of 1421 companies in the Banks industry, placing it in the top 72.1%.
Is Shizuoka Financial Group's Debt-to-Equity too high?
Shizuoka Financial Group's current Debt-to-Equity of 1.22 is near median its 10-year median of 1.20. Over the past 10 years, this metric has ranged from a low of 1.10 to a high of 1.34. The Banks industry median Debt-to-Equity is 0.58. Shizuoka Financial Group's value of 1.22 is 110.3% above this industry median. Based on the distribution chart, Shizuoka Financial Group ranks #1024 out of 1421 companies in the Banks industry, which is below the industry midpoint. Overall, Shizuoka Financial Group has a GF Score™ of 42/100, reflecting its overall financial health beyond just this single metric.
How does Shizuoka Financial Group's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, Shizuoka Financial Group ranks #1024 out of 1421 companies for Debt-to-Equity. This places Shizuoka Financial Group in the lower half of its industry. The industry median Debt-to-Equity is 0.58. Shizuoka Financial Group's value of 1.22 is 110.3% above this benchmark. Historically, Shizuoka Financial Group's own Debt-to-Equity has ranged from 1.10 to 1.34 over the past decade. While the company's 10-year median is 1.20 vs. the industry median of 0.58, Shizuoka Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Shizuoka Financial Group's current Debt-to-Equity of 1.22 is 110.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Shizuoka Financial Group and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shizuoka Financial Group's current Debt-to-Equity is 1.22, which is near median its own 10-year median of 1.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shizuoka Financial Group stock overvalued right now?
Shizuoka Financial Group (SFGIF) has a current Debt-to-Equity of 1.22. The stock's GF Value™ is $9.82, compared to a current price of $16.56 — trading 68.7% above its estimated fair value. The current Debt-to-Equity is 1.22, which is near median its 10-year median of 1.20 and 110.3% above the Banks industry median of 0.58. Shizuoka Financial Group's overall GF Score™ is 42/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Shizuoka Financial Group (SFGIF), the current Debt-to-Equity is 1.22 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Shizuoka Financial Group (SFGIF) Overvalued in 2026?
Based on GuruFocus' analysis, Shizuoka Financial Group stock appears to be overvalued.
The current stock price of $16.56 is trading 68.7% above its estimated GF Value™ of $9.82.
Key valuation signals for SFGIF:
Debt-to-Equity: 1.22 (near median its 10-year median of 1.20)
GF Value™: $9.82 vs. price of $16.56 (68.7% above fair value)
Industry Position: 110.3% above the Banks median (#1024 of 1421)
No single metric tells the full story. See the SFGIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Shizuoka Financial Group Inc is a Japan-based company engaged in providing financial services. It operates through two reportable segments: Banking and Leasing. The Banking segment includes deposit services, lending, securities investment, and foreign exchange operations. The Leasing segment is involved in leasing services and related financial transactions. It generates the majority of its revenue from the Banking segment.
42GF Score
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Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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