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Lumi Education Group ASSTU:8KS 73 Debt-to-Equity is 1.03 as of Jun. 2026, which is 2% below its 10-year median of 1.05. GuruFocus rates STU:8KS with a GF Score™ of 73/100 and a GF Value™ of €1.56. The stock has 5 warning signs investors should review. Among 225 Education companies, Lumi Education Group AS ranks worse than 77.78% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Lumi Education Group AS's Debt-to-Equity or its related term are showing as below:
STU:8KS'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.87 Med: 1.05 Max: 2.55
Current: 0.9
During the past 7 years, the highest Debt-to-Equity Ratio of Lumi Education Group AS was 2.55. The lowest was 0.87. And the median was 1.05.
STU:8KS's Debt-to-Equity is ranked worse than 77.78% of 225
companies
in the Education industry
Industry Median: 0.27
vs STU:8KS: 0.90
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Lumi Education Group AS Debt-to-Equity Related Terms
Lumi Education Group AS Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:8KS vs EDU, TAL, LAUR: Debt-to-Equity Comparison
For the Education & Training Services subindustry, Lumi Education Group AS's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lumi Education Group AS Debt-to-Equity vs Education Industry
For the Education industry and Consumer Defensive sector, Lumi Education Group AS's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Lumi Education Group AS's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lumi Education Group AS (STU:8KS) has a Debt-to-Equity of 1.03 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Lumi Education Group AS and its competitors. This is near median its historical median of 1.05. Over the past decade, Lumi Education Group AS's Debt-to-Equity has ranged from 0.87 to 2.55. According to the industry distribution chart, Lumi Education Group AS ranks #175 out of 225 companies in the Education industry, placing it in the top 77.8%.
Is Lumi Education Group AS's Debt-to-Equity too high?
Lumi Education Group AS's current Debt-to-Equity of 1.03 is near median its 10-year median of 1.05. Over the past 10 years, this metric has ranged from a low of 0.87 to a high of 2.55. The Education industry median Debt-to-Equity is 0.27. Lumi Education Group AS's value of 1.03 is 281.5% above this industry median. Based on the distribution chart, Lumi Education Group AS ranks #175 out of 225 companies in the Education industry, which is in the bottom quartile relative to peers. Overall, Lumi Education Group AS has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does Lumi Education Group AS's Debt-to-Equity compare to EDU and TAL?
According to the Education industry distribution chart, Lumi Education Group AS ranks #175 out of 225 companies for Debt-to-Equity. This places Lumi Education Group AS in the lower half of its industry. The industry median Debt-to-Equity is 0.27. Lumi Education Group AS's value of 1.03 is 281.5% above this benchmark. Historically, Lumi Education Group AS's own Debt-to-Equity has ranged from 0.87 to 2.55 over the past decade. While the company's 10-year median is 1.05 vs. the industry median of 0.27, Lumi Education Group AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Education company?
The median Debt-to-Equity among Education companies is 0.27, based on 225 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lumi Education Group AS's current Debt-to-Equity of 1.03 is 281.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Lumi Education Group AS and its competitors. For the Education industry, the median Debt-to-Equity is 0.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lumi Education Group AS's current Debt-to-Equity is 1.03, which is near median its own 10-year median of 1.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lumi Education Group AS stock overvalued right now?
Lumi Education Group AS (STU:8KS) has a current Debt-to-Equity of 1.03. The stock's GF Value™ is €1.56, compared to a current price of €1.68 — trading 7.7% above its estimated fair value. The current Debt-to-Equity is 1.03, which is near median its 10-year median of 1.05 and 281.5% above the Education industry median of 0.27. Lumi Education Group AS's overall GF Score™ is 73/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Lumi Education Group AS (STU:8KS), the current Debt-to-Equity is 1.03 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lumi Education Group AS (STU:8KS) Overvalued in 2026?
Based on GuruFocus' analysis, Lumi Education Group AS stock appears to be overvalued.
The current stock price of €1.68 is trading 7.7% above its estimated GF Value™ of €1.56.
Key valuation signals for STU:8KS:
Debt-to-Equity: 1.03 (near median its 10-year median of 1.05)
GF Value™: €1.56 vs. price of €1.68 (7.7% above fair value)
Industry Position: 281.5% above the Education median (#175 of 225)
No single metric tells the full story. See the STU:8KS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lumi Education Group AS is a Norwegian education provider. Its three main operations include: Sonans, Oslo Nye Høyskole, and EnkelEksamen. Sonans provides private candidate exam preparation courses in Norway, while Oslo Nye Høyskole offers bachelor's degree programs in health, social sciences, psychology, and business administration through on-campus and online formats. EnkelEksamen is a digital learning platform that provides online video courses and AI-based learning tools for exam preparation.
73GF Score
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