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Diebold NixdorfSTU:DBDB -3.51%39 Debt-to-Equity is 0.97 as of Jun. 2026, which is 646% above its 10-year median of 0.13. GuruFocus rates STU:DBDB with a GF Score™ of 39/100 and a GF Value™ of €64.00 (Fairly Valued). The stock has 2 warning signs investors should review. Among 2,243 Software companies, Diebold Nixdorf ranks worse than 84.75% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Diebold Nixdorf's Debt-to-Equity or its related term are showing as below:
STU:DBDB'
s Debt-to-Equity Range Over the Past 10 Years
Min: -322.93 Med: 0.13 Max: 8.3
Current: 0.97
During the past 13 years, the highest Debt-to-Equity Ratio of Diebold Nixdorf was 8.30. The lowest was -322.93. And the median was 0.13.
STU:DBDB's Debt-to-Equity is ranked worse than 84.75% of 2243
companies
in the Software industry
Industry Median: 0.2
vs STU:DBDB: 0.97
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Diebold Nixdorf Debt-to-Equity Related Terms
Diebold Nixdorf Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Diebold Nixdorf's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:DBDB vs FSLY, NIQ, WK: Debt-to-Equity Comparison
For the Software - Application subindustry, Diebold Nixdorf's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Diebold Nixdorf Debt-to-Equity vs Software Industry
For the Software industry and Technology sector, Diebold Nixdorf's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Diebold Nixdorf's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Diebold Nixdorf (STU:DBDB) has a Debt-to-Equity of 0.97 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Diebold Nixdorf and its competitors. This is 646% above median its historical median of 0.13. According to the industry distribution chart, Diebold Nixdorf ranks #1901 out of 2243 companies in the Software industry, placing it in the top 84.8%.
Is Diebold Nixdorf's Debt-to-Equity too high?
Diebold Nixdorf's current Debt-to-Equity of 0.97 is 646% above median its 10-year median of 0.13. The Software industry median Debt-to-Equity is 0.20. Diebold Nixdorf's value of 0.97 is 385% above this industry median. Based on the distribution chart, Diebold Nixdorf ranks #1901 out of 2243 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Diebold Nixdorf has a GF Score™ of 39/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Diebold Nixdorf's Debt-to-Equity compare to FSLY and NIQ?
According to the Software industry distribution chart, Diebold Nixdorf ranks #1901 out of 2243 companies for Debt-to-Equity. This places Diebold Nixdorf in the lower half of its industry. The industry median Debt-to-Equity is 0.20. Diebold Nixdorf's value of 0.97 is 385% above this benchmark. While the company's 10-year median is 0.13 vs. the industry median of 0.20, Diebold Nixdorf has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.20, based on 2,243 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Diebold Nixdorf's current Debt-to-Equity of 0.97 is 385% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Diebold Nixdorf and its competitors. For the Software industry, the median Debt-to-Equity is 0.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Diebold Nixdorf's current Debt-to-Equity is 0.97, which is 646% above median its own 10-year median of 0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Diebold Nixdorf stock overvalued right now?
Based on GuruFocus' analysis, Diebold Nixdorf (STU:DBDB) is currently considered Fairly Valued. The stock's GF Value™ is €64.00, compared to a current price of €64.65 — trading 1% above its estimated fair value. The current Debt-to-Equity is 0.97, which is 646% above median its 10-year median of 0.13 and 385% above the Software industry median of 0.20. Diebold Nixdorf's overall GF Score™ is 39/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Diebold Nixdorf (STU:DBDB), the current Debt-to-Equity is 0.97 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Diebold Nixdorf (STU:DBDB) Overvalued in 2026?
Based on GuruFocus' analysis, Diebold Nixdorf stock appears to be overvalued.
The current stock price of €64.65 is trading 1% above its estimated GF Value™ of €64.00.
GuruFocus considers Diebold Nixdorf to be Fairly Valued.
Key valuation signals for STU:DBDB:
Debt-to-Equity: 0.97 (646% above median its 10-year median of 0.13)
GF Value™: €64.00 vs. price of €64.65 (1% above fair value)
Industry Position: 385% above the Software median (#1901 of 2243)
No single metric tells the full story. See the STU:DBDB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Diebold Nixdorf Inc is engaged in providing software and hardware services for financial and retail industries. The customer segments of the company are Banking, which offers integrated solutions for financial institutions, and Retail, which offers solutions, software, and services that improve the checkout process for retailers. A majority of its revenue is generated from the Banking segment.
39GF Score
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