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UP Fintech HoldingTIGR +3.95%69 Debt-to-Equity is 0.08 as of Mar. 2026, which is 68% below its 10-year median of 0.25. GuruFocus rates TIGR with a GF Score™ of 69/100 and a GF Value™ of $9.43 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 610 Capital Markets companies, UP Fintech Holding ranks better than 76.07% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for UP Fintech Holding's Debt-to-Equity or its related term are showing as below:
TIGR'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.02 Med: 0.25 Max: 0.38
Current: 0.08
During the past 10 years, the highest Debt-to-Equity Ratio of UP Fintech Holding was 0.38. The lowest was 0.02. And the median was 0.25.
TIGR's Debt-to-Equity is ranked better than 76.07% of 610
companies
in the Capital Markets industry
Industry Median: 0.32
vs TIGR: 0.08
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
UP Fintech Holding Debt-to-Equity Related Terms
UP Fintech Holding Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for UP Fintech Holding's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TIGR vs LCLN, AXG, BTGO: Debt-to-Equity Comparison
For the Capital Markets subindustry, UP Fintech Holding's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
UP Fintech Holding Debt-to-Equity vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, UP Fintech Holding's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where UP Fintech Holding's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
UP Fintech Holding (TIGR) has a Debt-to-Equity of 0.08 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on UP Fintech Holding and its competitors. This is 68% below median its historical median of 0.25. Over the past decade, UP Fintech Holding's Debt-to-Equity has ranged from 0.02 to 0.38. According to the industry distribution chart, UP Fintech Holding ranks #146 out of 610 companies in the Capital Markets industry, placing it in the top 23.9%.
Is UP Fintech Holding's Debt-to-Equity too high?
UP Fintech Holding's current Debt-to-Equity of 0.08 is 68% below median its 10-year median of 0.25. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 0.38. The Capital Markets industry median Debt-to-Equity is 0.32. UP Fintech Holding's value of 0.08 is 75% below this industry median. Based on the distribution chart, UP Fintech Holding ranks #146 out of 610 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, UP Fintech Holding has a GF Score™ of 69/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does UP Fintech Holding's Debt-to-Equity compare to LCLN and AXG?
According to the Capital Markets industry distribution chart, UP Fintech Holding ranks #146 out of 610 companies for Debt-to-Equity. This places UP Fintech Holding in the top 24% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.32. UP Fintech Holding's value of 0.08 is 75% below this benchmark. Historically, UP Fintech Holding's own Debt-to-Equity has ranged from 0.02 to 0.38 over the past decade. While the company's 10-year median is 0.25 vs. the industry median of 0.32, UP Fintech Holding has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Capital Markets company?
The median Debt-to-Equity among Capital Markets companies is 0.32, based on 610 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UP Fintech Holding's current Debt-to-Equity of 0.08 is 75% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on UP Fintech Holding and its competitors. For the Capital Markets industry, the median Debt-to-Equity is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UP Fintech Holding's current Debt-to-Equity is 0.08, which is 68% below median its own 10-year median of 0.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UP Fintech Holding stock overvalued right now?
Based on GuruFocus' analysis, UP Fintech Holding (TIGR) is currently considered Possible Value Trap. The stock's GF Value™ is $9.43, compared to a current price of $5.03 — trading 46.6% below its estimated fair value. The current Debt-to-Equity is 0.08, which is 68% below median its 10-year median of 0.25 and 75% below the Capital Markets industry median of 0.32. UP Fintech Holding's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For UP Fintech Holding (TIGR), the current Debt-to-Equity is 0.08 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is UP Fintech Holding (TIGR) Overvalued in 2026?
Based on GuruFocus' analysis, UP Fintech Holding stock appears to be undervalued.
The current stock price of $5.03 is trading 46.6% below its estimated GF Value™ of $9.43.
GuruFocus considers UP Fintech Holding to be Possible Value Trap.
Key valuation signals for TIGR:
Debt-to-Equity: 0.08 (68% below median its 10-year median of 0.25)
GF Value™: $9.43 vs. price of $5.03 (46.6% below fair value)
Industry Position: 75% below the Capital Markets median (#146 of 610)
No single metric tells the full story. See the TIGR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
UP Fintech Holding Ltd is an online brokerage firm focusing on Chinese investors. Its trading platform enables investors to trade in equities and other financial instruments on multiple exchanges of stocks and other derivatives. The company offers its customers brokerage and value-added services, including trade order placement and execution, margin financing, account management, investor education, community discussion, and customer support.
69GF Score
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