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SmaregiTSE:4431 -3.05%88 Debt-to-Equity is 0.01 as of Jul. 2026, which is 75% below its 10-year median of 0.04. GuruFocus rates TSE:4431 with a GF Score™ of 88/100 and a GF Value™ of 円3,983.88 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 2,247 Software companies, Smaregi ranks better than 86.65% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Smaregi's Debt-to-Equity or its related term are showing as below:
TSE:4431'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.01 Med: 0.04 Max: 0.55
Current: 0.03
During the past 10 years, the highest Debt-to-Equity Ratio of Smaregi was 0.55. The lowest was 0.01. And the median was 0.04.
TSE:4431's Debt-to-Equity is ranked better than 86.65% of 2247
companies
in the Software industry
Industry Median: 0.2
vs TSE:4431: 0.03
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Smaregi Debt-to-Equity Related Terms
Smaregi Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Smaregi's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:4431 vs CRM, SHOP, UBER: Debt-to-Equity Comparison
For the Software - Application subindustry, Smaregi's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Smaregi Debt-to-Equity vs Software Industry
For the Software industry and Technology sector, Smaregi's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Smaregi's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Smaregi (TSE:4431) has a Debt-to-Equity of 0.01 as of Jul. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Smaregi and its competitors. This is 75% below median its historical median of 0.04. Over the past decade, Smaregi's Debt-to-Equity has ranged from 0.01 to 0.55. According to the industry distribution chart, Smaregi ranks #300 out of 2247 companies in the Software industry, placing it in the top 13.4%.
Is Smaregi's Debt-to-Equity too high?
Smaregi's current Debt-to-Equity of 0.01 is 75% below median its 10-year median of 0.04. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.55. The Software industry median Debt-to-Equity is 0.20. Smaregi's value of 0.01 is 95% below this industry median. Based on the distribution chart, Smaregi ranks #300 out of 2247 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Smaregi has a GF Score™ of 88/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Smaregi's Debt-to-Equity compare to CRM and SHOP?
According to the Software industry distribution chart, Smaregi ranks #300 out of 2247 companies for Debt-to-Equity. This places Smaregi in the top 13% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.20. Smaregi's value of 0.01 is 95% below this benchmark. Historically, Smaregi's own Debt-to-Equity has ranged from 0.01 to 0.55 over the past decade. While the company's 10-year median is 0.04 vs. the industry median of 0.20, Smaregi has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.20, based on 2,247 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Smaregi's current Debt-to-Equity of 0.01 is 95% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Smaregi and its competitors. For the Software industry, the median Debt-to-Equity is 0.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Smaregi's current Debt-to-Equity is 0.01, which is 75% below median its own 10-year median of 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Smaregi stock overvalued right now?
Based on GuruFocus' analysis, Smaregi (TSE:4431) is currently considered Modestly Undervalued. The stock's GF Value™ is 円3,983.88, compared to a current price of 円3,340.00 — trading 16.2% below its estimated fair value. The current Debt-to-Equity is 0.01, which is 75% below median its 10-year median of 0.04 and 95% below the Software industry median of 0.20. Smaregi's overall GF Score™ is 88/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Smaregi (TSE:4431), the current Debt-to-Equity is 0.01 as of Jul. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Smaregi (TSE:4431) Overvalued in 2026?
Based on GuruFocus' analysis, Smaregi stock appears to be undervalued.
The current stock price of 円3,340.00 is trading 16.2% below its estimated GF Value™ of 円3,983.88.
GuruFocus considers Smaregi to be Modestly Undervalued.
Key valuation signals for TSE:4431:
Debt-to-Equity: 0.01 (75% below median its 10-year median of 0.04)
GF Value™: 円3,983.88 vs. price of 円3,340.00 (16.2% below fair value)
Industry Position: 95% below the Software median (#300 of 2247)
No single metric tells the full story. See the TSE:4431 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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