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Japan Post Holdings CoTSE:6178 -2.08%60 Debt-to-Equity is 0.39 as of Mar. 2026, which is 70% above its 10-year median of 0.23. GuruFocus rates TSE:6178 with a GF Score™ of 60/100 and a GF Value™ of 円1,649.20 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,414 Banks companies, Japan Post Holdings Co ranks better than 62.16% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Japan Post Holdings Co's Debt-to-Equity or its related term are showing as below:
TSE:6178'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.01 Med: 0.23 Max: 0.51
Current: 0.39
During the past 12 years, the highest Debt-to-Equity Ratio of Japan Post Holdings Co was 0.51. The lowest was 0.01. And the median was 0.23.
TSE:6178's Debt-to-Equity is ranked better than 62.16% of 1414
companies
in the Banks industry
Industry Median: 0.58
vs TSE:6178: 0.39
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Japan Post Holdings Co Debt-to-Equity Related Terms
Japan Post Holdings Co Debt-to-Equity Historical Data
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The historical data trend for Japan Post Holdings Co's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Japan Post Holdings Co Debt-to-Equity Competitor Comparison
For the Banks - Regional subindustry, Japan Post Holdings Co's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Japan Post Holdings Co Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Japan Post Holdings Co's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Japan Post Holdings Co's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Japan Post Holdings Co (TSE:6178) has a Debt-to-Equity of 0.39 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Japan Post Holdings Co and its competitors. This is 70% above median its historical median of 0.23. Over the past decade, Japan Post Holdings Co's Debt-to-Equity has ranged from 0.01 to 0.51. According to the industry distribution chart, Japan Post Holdings Co ranks #535 out of 1414 companies in the Banks industry, placing it in the top 37.8%.
Is Japan Post Holdings Co's Debt-to-Equity too high?
Japan Post Holdings Co's current Debt-to-Equity of 0.39 is 70% above median its 10-year median of 0.23. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.51. The Banks industry median Debt-to-Equity is 0.58. Japan Post Holdings Co's value of 0.39 is 32.8% below this industry median. Based on the distribution chart, Japan Post Holdings Co ranks #535 out of 1414 companies in the Banks industry, which is above the industry midpoint. Overall, Japan Post Holdings Co has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Japan Post Holdings Co's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, Japan Post Holdings Co ranks #535 out of 1414 companies for Debt-to-Equity. This puts Japan Post Holdings Co in the upper half of its industry. The industry median Debt-to-Equity is 0.58. Japan Post Holdings Co's value of 0.39 is 32.8% below this benchmark. Historically, Japan Post Holdings Co's own Debt-to-Equity has ranged from 0.01 to 0.51 over the past decade. While the company's 10-year median is 0.23 vs. the industry median of 0.58, Japan Post Holdings Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,414 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Japan Post Holdings Co's current Debt-to-Equity of 0.39 is 32.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Japan Post Holdings Co and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Japan Post Holdings Co's current Debt-to-Equity is 0.39, which is 70% above median its own 10-year median of 0.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Japan Post Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, Japan Post Holdings Co (TSE:6178) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,649.20, compared to a current price of 円2,445.00 — trading 48.3% above its estimated fair value. The current Debt-to-Equity is 0.39, which is 70% above median its 10-year median of 0.23 and 32.8% below the Banks industry median of 0.58. Japan Post Holdings Co's overall GF Score™ is 60/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Japan Post Holdings Co (TSE:6178), the current Debt-to-Equity is 0.39 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Japan Post Holdings Co (TSE:6178) Overvalued in 2026?
Based on GuruFocus' analysis, Japan Post Holdings Co stock appears to be overvalued.
The current stock price of 円2,445.00 is trading 48.3% above its estimated GF Value™ of 円1,649.20.
GuruFocus considers Japan Post Holdings Co to be Significantly Overvalued.
Key valuation signals for TSE:6178:
Debt-to-Equity: 0.39 (70% above median its 10-year median of 0.23)
GF Value™: 円1,649.20 vs. price of 円2,445.00 (48.3% above fair value)
Industry Position: 32.8% below the Banks median (#535 of 1414)
No single metric tells the full story. See the TSE:6178 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Japan Post Holdings Co Ltd operates as a holding company. The firm, through its subsidiaries, provides postal, banking, and insurance services in Japan. The group's reportable segments are the Postal and Logistics Business, Post Office Counter Business, International Logistics Business, Real Estate Business, Banking Business, and Life Insurance Business. The majority of its revenue is derived from the Life Insurance segment.
60GF Score
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