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Shimizu BankTSE:8364 -1.23%47 Debt-to-Equity is 0.97 as of Mar. 2026, which is 15% below its 10-year median of 1.14. GuruFocus rates TSE:8364 with a GF Score™ of 47/100 and a GF Value™ of 円1,782.40 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,414 Banks companies, Shimizu Bank ranks worse than 53.32% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Shimizu Bank's Debt-to-Equity or its related term are showing as below:
TSE:8364'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.77 Med: 1.14 Max: 1.87
Current: 0.64
During the past 13 years, the highest Debt-to-Equity Ratio of Shimizu Bank was 1.87. The lowest was 0.77. And the median was 1.14.
TSE:8364's Debt-to-Equity is ranked worse than 53.32% of 1414
companies
in the Banks industry
Industry Median: 0.58
vs TSE:8364: 0.64
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Shimizu Bank Debt-to-Equity Related Terms
Shimizu Bank Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Shimizu Bank's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Shimizu Bank's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Shimizu Bank Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Shimizu Bank's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Shimizu Bank's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Shimizu Bank (TSE:8364) has a Debt-to-Equity of 0.97 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Shimizu Bank and its competitors. This is 15% below median its historical median of 1.14. Over the past decade, Shimizu Bank's Debt-to-Equity has ranged from 0.77 to 1.87. According to the industry distribution chart, Shimizu Bank ranks #754 out of 1414 companies in the Banks industry, placing it in the top 53.3%.
Is Shimizu Bank's Debt-to-Equity too high?
Shimizu Bank's current Debt-to-Equity of 0.97 is 15% below median its 10-year median of 1.14. Over the past 10 years, this metric has ranged from a low of 0.77 to a high of 1.87. The Banks industry median Debt-to-Equity is 0.58. Shimizu Bank's value of 0.97 is 67.2% above this industry median. Based on the distribution chart, Shimizu Bank ranks #754 out of 1414 companies in the Banks industry, which is below the industry midpoint. Overall, Shimizu Bank has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Shimizu Bank's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, Shimizu Bank ranks #754 out of 1414 companies for Debt-to-Equity. This places Shimizu Bank in the lower half of its industry. The industry median Debt-to-Equity is 0.58. Shimizu Bank's value of 0.97 is 67.2% above this benchmark. Historically, Shimizu Bank's own Debt-to-Equity has ranged from 0.77 to 1.87 over the past decade. While the company's 10-year median is 1.14 vs. the industry median of 0.58, Shimizu Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,414 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Shimizu Bank's current Debt-to-Equity of 0.97 is 67.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Shimizu Bank and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shimizu Bank's current Debt-to-Equity is 0.97, which is 15% below median its own 10-year median of 1.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shimizu Bank stock overvalued right now?
Based on GuruFocus' analysis, Shimizu Bank (TSE:8364) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,782.40, compared to a current price of 円3,200.00 — trading 79.5% above its estimated fair value. The current Debt-to-Equity is 0.97, which is 15% below median its 10-year median of 1.14 and 67.2% above the Banks industry median of 0.58. Shimizu Bank's overall GF Score™ is 47/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Shimizu Bank (TSE:8364), the current Debt-to-Equity is 0.97 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Shimizu Bank (TSE:8364) Overvalued in 2026?
Based on GuruFocus' analysis, Shimizu Bank stock appears to be overvalued.
The current stock price of 円3,200.00 is trading 79.5% above its estimated GF Value™ of 円1,782.40.
GuruFocus considers Shimizu Bank to be Significantly Overvalued.
Key valuation signals for TSE:8364:
Debt-to-Equity: 0.97 (15% below median its 10-year median of 1.14)
GF Value™: 円1,782.40 vs. price of 円3,200.00 (79.5% above fair value)
Industry Position: 67.2% above the Banks median (#754 of 1414)
No single metric tells the full story. See the TSE:8364 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Shimizu Bank Ltd is engaged in the provision of financial services such as leasing, with a focus on banking operations. It provides deposit, loan, domestic exchange, and securities trading services. It engages in securities investment, investment trust sales, insurance agency works, and financial product brokerage services.
47GF Score
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