Shimizu Bank (TSE:8364) Net Loan: 円1,260,459 Mil (As of Mar. 2026)

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TSE:8364 Shimizu Bank Ltd TSE:8364
43 GF Score
Price 円3,090.00
GF Value 円1,778.27
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Shimizu Bank Net Loan?

Shimizu Bank TSE:8364 -0.64% 43 Net Loan is 円1,260,459 Mil as of Mar. 2026. GuruFocus rates TSE:8364 with a GF Score™ of 43/100 and a GF Value™ of 円1,778.27 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Shimizu Bank's quarterly net loan increased from Sep. 2025 (円1,253,425 Mil) to Dec. 2025 (円1,261,091 Mil) but then declined from Dec. 2025 (円1,261,091 Mil) to Mar. 2026 (円1,260,459 Mil).

Shimizu Bank's annual net loan increased from Mar. 2024 (円1,238,365 Mil) to Mar. 2025 (円1,261,091 Mil) and increased from Mar. 2025 (円1,261,091 Mil) to Mar. 2026 (円1,260,459 Mil).


Shimizu Bank Net Loan Historical Data

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The historical data trend for Shimizu Bank's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Shimizu Bank Net Loan Chart

Shimizu Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,210,863.00 1,237,555.00 1,238,365.00 1,245,610.00 1,260,459.00

Shimizu Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,243,265.00 1,253,425.00 1,261,091.00 1,260,459.00 1,260,945.00
TSE:8364
43GF Score
Shimizu Bank Ltd TSE:8364
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Shimizu Bank Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of 円1,260,459 Mil mean?
Shimizu Bank (TSE:8364) has a Net Loan of 円1,260,459 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Shimizu Bank and its competitors.
Is Shimizu Bank's Net Loan too high?
Shimizu Bank's current Net Loan is 円1,260,459 Mil. Overall, Shimizu Bank has a GF Score™ of 43/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Shimizu Bank's Net Loan compare to competitors?
Shimizu Bank's Net Loan of 円1,260,459 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Shimizu Bank and its competitors. Shimizu Bank's current Net Loan is 円1,260,459 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shimizu Bank stock overvalued right now?
Based on GuruFocus' analysis, Shimizu Bank (TSE:8364) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,778.27, compared to a current price of 円3,090.00 — trading 73.8% above its estimated fair value. The current Net Loan is 円1,260,459 Mil. Shimizu Bank's overall GF Score™ is 43/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Shimizu Bank (TSE:8364), the current Net Loan is 円1,260,459 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Shimizu Bank (TSE:8364) Overvalued in 2026?

Based on GuruFocus' analysis, Shimizu Bank stock appears to be overvalued. The current stock price of 円3,090.00 is trading 73.8% above its estimated GF Value™ of 円1,778.27. GuruFocus considers Shimizu Bank to be Significantly Overvalued.

Key valuation signals for TSE:8364:

  • Net Loan: 円1,260,459 Mil
  • GF Value™: 円1,778.27 vs. price of 円3,090.00 (73.8% above fair value)
  • GF Score™: 43/100 with 4 warning signs

No single metric tells the full story. See the TSE:8364 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Shimizu Bank Business Description

Address 2-1 Fujimicho, Shimizu-ku, Shizuoka-shi, Shizuoka, JPN, 424-0941
Shimizu Bank Ltd is engaged in the provision of financial services such as leasing, with a focus on banking operations. It provides deposit, loan, domestic exchange, and securities trading services. It engages in securities investment, investment trust sales, insurance agency works, and financial product brokerage services.
43GF Score

Get the complete analysis for TSE:8364

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円3,090.00
Price
円1,778.27
GF Value