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UMH PropertiesUMH -0.19%68 Debt-to-Equity is 0.89 as of Jun. 2026, which is at its 10-year median of 0.89. GuruFocus rates UMH with a GF Score™ of 68/100 and a GF Value™ of $15.83 (Fairly Valued). The stock has 5 warning signs investors should review. Among 683 REITs companies, UMH Properties ranks worse than 60.76% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for UMH Properties's Debt-to-Equity or its related term are showing as below:
UMH'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.67 Med: 0.89 Max: 1.43
Current: 0.89
During the past 13 years, the highest Debt-to-Equity Ratio of UMH Properties was 1.43. The lowest was 0.67. And the median was 0.89.
UMH's Debt-to-Equity is ranked worse than 60.76% of 683
companies
in the REITs industry
Industry Median: 0.78
vs UMH: 0.89
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
UMH Properties Debt-to-Equity Related Terms
UMH Properties Debt-to-Equity Historical Data
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The historical data trend for UMH Properties's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the REIT - Residential subindustry, UMH Properties's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
UMH Properties Debt-to-Equity vs REITs Industry
For the REITs industry and Real Estate sector, UMH Properties's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where UMH Properties's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
UMH Properties (UMH) has a Debt-to-Equity of 0.89 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on UMH Properties and its competitors. This is near median its historical median of 0.89. Over the past decade, UMH Properties' Debt-to-Equity has ranged from 0.67 to 1.43. According to the industry distribution chart, UMH Properties ranks #415 out of 683 companies in the REITs industry, placing it in the top 60.8%.
Is UMH Properties' Debt-to-Equity too high?
UMH Properties' current Debt-to-Equity of 0.89 is near median its 10-year median of 0.89. Over the past 10 years, this metric has ranged from a low of 0.67 to a high of 1.43. The REITs industry median Debt-to-Equity is 0.78. UMH Properties' value of 0.89 is 14.1% above this industry median. Based on the distribution chart, UMH Properties ranks #415 out of 683 companies in the REITs industry, which is below the industry midpoint. Overall, UMH Properties has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does UMH Properties' Debt-to-Equity compare to CSR and NXRT?
According to the REITs industry distribution chart, UMH Properties ranks #415 out of 683 companies for Debt-to-Equity. This places UMH Properties in the lower half of its industry. The industry median Debt-to-Equity is 0.78. UMH Properties' value of 0.89 is 14.1% above this benchmark. Historically, UMH Properties' own Debt-to-Equity has ranged from 0.67 to 1.43 over the past decade. While the company's 10-year median is 0.89 vs. the industry median of 0.78, UMH Properties has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a REITs company?
The median Debt-to-Equity among REITs companies is 0.78, based on 683 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UMH Properties's current Debt-to-Equity of 0.89 is 14.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on UMH Properties and its competitors. For the REITs industry, the median Debt-to-Equity is 0.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UMH Properties's current Debt-to-Equity is 0.89, which is near median its own 10-year median of 0.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UMH Properties stock overvalued right now?
Based on GuruFocus' analysis, UMH Properties (UMH) is currently considered Fairly Valued. The stock's GF Value™ is $15.83, compared to a current price of $15.51 — trading 2% below its estimated fair value. The current Debt-to-Equity is 0.89, which is near median its 10-year median of 0.89 and 14.1% above the REITs industry median of 0.78. UMH Properties' overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For UMH Properties (UMH), the current Debt-to-Equity is 0.89 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is UMH Properties (UMH) Overvalued in 2026?
Based on GuruFocus' analysis, UMH Properties stock appears to be undervalued.
The current stock price of $15.51 is trading 2% below its estimated GF Value™ of $15.83.
GuruFocus considers UMH Properties to be Fairly Valued.
Key valuation signals for UMH:
Debt-to-Equity: 0.89 (near median its 10-year median of 0.89)
GF Value™: $15.83 vs. price of $15.51 (2% below fair value)
Industry Position: 14.1% above the REITs median (#415 of 683)
No single metric tells the full story. See the UMH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
UMH Properties Inc together with its subsidiaries, is a real estate investment trust. It is engaged in the business of ownership and operation of manufactured home communities - leasing manufactured homesites to residents. The Company also leases manufactured homes to residents and, through its wholly-owned taxable REIT subsidiary, it sells and finances the sale of manufactured homes to residents and prospective residents of its communities and for placement on customers' privately-owned land. The company also owns the land, utility connections, streets, lighting, driveways, common area amenities, and other capital improvements. It earns income from lease agreements for its sites and homes, where the company is the lessor.
68GF Score
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