Interbud-Lublin (WAR:ITB) Debt-to-Equity: 4.84 (As of Mar. 2026)

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WAR:ITB Interbud-Lublin SA WAR:ITB
36 GF Score
Price zł1.48
GF Value zł8.07
Valuation Possible Value Trap
! 10 Warning Signs
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What is Interbud-Lublin Debt-to-Equity?

Interbud-Lublin WAR:ITB +3.50% 36 Debt-to-Equity is 4.84 as of Mar. 2026. GuruFocus rates WAR:ITB with a GF Score™ of 36/100 and a GF Value™ of zł8.07 (Possible Value Trap). The stock has 10 warning signs investors should review. Among 1,616 Construction companies, Interbud-Lublin ranks worse than 98.14% on this metric.

Interbud-Lublin's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was zł2.17 Mil. Interbud-Lublin's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was zł36.32 Mil. Interbud-Lublin's Total Stockholders Equity for the quarter that ended in Mar. 2026 was zł7.96 Mil. Interbud-Lublin's debt to equity for the quarter that ended in Mar. 2026 was 4.84.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Interbud-Lublin's Debt-to-Equity or its related term are showing as below:

WAR:ITB' s Debt-to-Equity Range Over the Past 10 Years
Min: -35.25   Med: -2.05   Max: 10.23
Current: 4.84

During the past 13 years, the highest Debt-to-Equity Ratio of Interbud-Lublin was 10.23. The lowest was -35.25. And the median was -2.05.

WAR:ITB's Debt-to-Equity is ranked worse than
98.14% of 1616 companies
in the Construction industry
Industry Median: 0.4 vs WAR:ITB: 4.84

Interbud-Lublin  (WAR:ITB) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Interbud-Lublin Debt-to-Equity Related Terms


Interbud-Lublin Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Interbud-Lublin's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Interbud-Lublin Debt-to-Equity Chart

Interbud-Lublin Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only -2.35 -1.36 0.01 0.38 3.63

Interbud-Lublin Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.99 1.71 1.86 3.63 4.84

WAR:ITB vs PWR, FIX, EME: Debt-to-Equity Comparison

For the Engineering & Construction subindustry, Interbud-Lublin's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Interbud-Lublin Debt-to-Equity vs Construction Industry

For the Construction industry and Industrials sector, Interbud-Lublin's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Interbud-Lublin's Debt-to-Equity falls into.


WAR:ITB
36GF Score
Interbud-Lublin SA WAR:ITB
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Interbud-Lublin Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Interbud-Lublin's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Interbud-Lublin's Debt to Equity Ratio for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 4.84 mean?
Interbud-Lublin (WAR:ITB) has a Debt-to-Equity of 4.84 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Interbud-Lublin and its competitors. According to the industry distribution chart, Interbud-Lublin ranks #1586 out of 1616 companies in the Construction industry, placing it in the top 98.1%.
Is Interbud-Lublin's Debt-to-Equity too high?
Interbud-Lublin's current Debt-to-Equity is 4.84. The Construction industry median Debt-to-Equity is 0.40. Interbud-Lublin's value of 4.84 is 1110% above this industry median. Based on the distribution chart, Interbud-Lublin ranks #1586 out of 1616 companies in the Construction industry, which is in the bottom quartile relative to peers. Overall, Interbud-Lublin has a GF Score™ of 36/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Interbud-Lublin's Debt-to-Equity compare to PWR and FIX?
According to the Construction industry distribution chart, Interbud-Lublin ranks #1586 out of 1616 companies for Debt-to-Equity. This places Interbud-Lublin in the lower half of its industry. The industry median Debt-to-Equity is 0.40. Interbud-Lublin's value of 4.84 is 1110% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Construction company?
The median Debt-to-Equity among Construction companies is 0.40, based on 1,616 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Interbud-Lublin's current Debt-to-Equity of 4.84 is 1110% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Interbud-Lublin and its competitors. For the Construction industry, the median Debt-to-Equity is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Interbud-Lublin's current Debt-to-Equity is 4.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Interbud-Lublin stock overvalued right now?
Based on GuruFocus' analysis, Interbud-Lublin (WAR:ITB) is currently considered Possible Value Trap. The stock's GF Value™ is zł8.07, compared to a current price of zł1.48 — trading 81.7% below its estimated fair value. The current Debt-to-Equity is 4.84 and 1110% above the Construction industry median of 0.40. Interbud-Lublin's overall GF Score™ is 36/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Interbud-Lublin (WAR:ITB), the current Debt-to-Equity is 4.84 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Interbud-Lublin (WAR:ITB) Overvalued in 2026?

Based on GuruFocus' analysis, Interbud-Lublin stock appears to be undervalued. The current stock price of zł1.48 is trading 81.7% below its estimated GF Value™ of zł8.07. GuruFocus considers Interbud-Lublin to be Possible Value Trap.

Key valuation signals for WAR:ITB:

  • Debt-to-Equity: 4.84
  • GF Value™: zł8.07 vs. price of zł1.48 (81.7% below fair value)
  • GF Score™: 36/100 with 10 warning signs
  • Industry Position: 1110% above the Construction median (#1586 of 1616)

No single metric tells the full story. See the WAR:ITB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Interbud-Lublin Business Description

Address Al. Raclawickie 8 lok. 39, 5TH FLOOR, ELEVATOR A, Lublin, POL, 20-037
Interbud-Lublin SA is engaged in the development industry includes the construction of multi-family residential buildings, single-family terraced housing developments and commercial and service buildings, along with their commercialization in the city of Lublin.
36GF Score

Get the complete analysis for WAR:ITB

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł1.48
Price
zł8.07
GF Value