Mpay (FRA:8NJ) Defensive Interval Ratio

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:8NJ Mpay SA FRA:8NJ
40 GF Score
Price €0.02
GF Value €0.02
Valuation Modestly Overvalued
! 9 Warning Signs
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What is Mpay Defensive Interval Ratio?

FRA:8NJ
40GF Score
Mpay SA FRA:8NJ
Defensive Interval Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Mpay (FRA:8NJ) Overvalued in 2026?

Based on GuruFocus' analysis, Mpay stock appears to be overvalued. The current stock price of €0.02 is trading 22% above its estimated GF Value™ of €0.02. GuruFocus considers Mpay to be Modestly Overvalued.

Key valuation signals for FRA:8NJ:

  • Defensive Interval Ratio:
  • GF Value™: €0.02 vs. price of €0.02 (22% above fair value)
  • GF Score™: 40/100 with 9 warning signs

No single metric tells the full story. See the FRA:8NJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mpay Business Description

Other Exchanges MPY:Poland
Address Ulica Jasna 1 lok. 421, Warsaw, POL, 00-013
Mpay SA is a Polish supplier of m-payment solutions. The company creates and develops instruments that enable the execution of financial transactions on mobile devices. The flagship product of the company is the mPay application, which enables buying communication tickets, regulates payments for paid parking, or powers prepaid phone accounts using a smartphone or tablet.
40GF Score

Get the complete analysis for FRA:8NJ

Defensive Interval Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.02
Price
€0.02
GF Value