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U.S. BancorpUSB +0.45%75 5-Year Dividend Growth Rate is 3.90% as of Mar. 2026. GuruFocus rates USB with a GF Score™ of 75/100 and a GF Value™ of $48.29 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 733 Banks companies, U.S. Bancorp ranks worse than 72.31% on this metric.
During the past 12 months, U.S. Bancorp's average Dividends Per Share Growth Rate was 3.50% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 2.80% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 3.90% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 7.80% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of U.S. Bancorp was 64.20% per year. The lowest was -50.30% per year. And the median was 9.90% per year.
During the past 13 years, the highest Dividend Payout Ratio of U.S. Bancorp was 0.55. The lowest was 0.32. And the median was 0.40.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
U.S. Bancorp Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.520000
2026-06-30
2026-06-30
2026-07-15
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.520000
2026-03-31
2026-03-31
2026-04-15
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.520000
2025-12-31
2025-12-31
2026-01-15
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.520000
2025-09-30
2025-09-30
2025-10-15
Cash Dividend
quarterly
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
U.S. Bancorp's Dividend Yield (%) for Today is calculated as
Current Share Price is $64.23.
U.S. Bancorp's Dividends per Share for the trailing twelve months (TTM) ended in Today is $2.08.
During the past 13 years, the highest Dividend Yield of U.S. Bancorp was 6.52%. The lowest was 1.93%. And the median was 3.52%.
Warning Sign:
U.S. Bancorp stock Dividend Yield % is close to 3-year low.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
U.S. Bancorp 5-Year Dividend Growth Rate Related Terms
USB vs PNC, NU, TFC: 5-Year Dividend Growth Rate Comparison
For the Banks - Regional subindustry, U.S. Bancorp's 5-Year Dividend Growth Rate, along with its competitors' market caps and 5-Year Dividend Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
U.S. Bancorp 5-Year Dividend Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, U.S. Bancorp's 5-Year Dividend Growth Rate distribution charts can be found below:
* The bar in red indicates where U.S. Bancorp's 5-Year Dividend Growth Rate falls into.
U.S. Bancorp 5-Year Dividend Growth Rate Calculation
This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with least square regression.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 5-Year Dividend Growth Rate of 3.90% mean?
U.S. Bancorp (USB) has a 5-Year Dividend Growth Rate of 3.90% as of Mar. 2026. 5-Year Dividend Growth Rate is the company's five-year average growth of dividend payout. View historical data on U.S. Bancorp and its competitors. According to the industry distribution chart, U.S. Bancorp ranks #530 out of 733 companies in the Banks industry, placing it in the top 72.3%.
Is U.S. Bancorp's 5-Year Dividend Growth Rate too high?
U.S. Bancorp's current 5-Year Dividend Growth Rate is 3.90%. The Banks industry median 5-Year Dividend Growth Rate is 8.60. U.S. Bancorp's value of 3.90% is 54.7% below this industry median. Based on the distribution chart, U.S. Bancorp ranks #530 out of 733 companies in the Banks industry, which is below the industry midpoint. Overall, U.S. Bancorp has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does U.S. Bancorp's 5-Year Dividend Growth Rate compare to PNC and NU?
According to the Banks industry distribution chart, U.S. Bancorp ranks #530 out of 733 companies for 5-Year Dividend Growth Rate. This places U.S. Bancorp in the lower half of its industry. The industry median 5-Year Dividend Growth Rate is 8.60. U.S. Bancorp's value of 3.90% is 54.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Dividend Growth Rate for a Banks company?
The median 5-Year Dividend Growth Rate among Banks companies is 8.60, based on 733 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. U.S. Bancorp's current 5-Year Dividend Growth Rate of 3.90% is 54.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Dividend Growth Rate mean?
A high 5-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 5-Year Dividend Growth Rate is the company's five-year average growth of dividend payout. View historical data on U.S. Bancorp and its competitors. For the Banks industry, the median 5-Year Dividend Growth Rate is 8.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. U.S. Bancorp's current 5-Year Dividend Growth Rate is 3.90%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is U.S. Bancorp stock overvalued right now?
Based on GuruFocus' analysis, U.S. Bancorp (USB) is currently considered Significantly Overvalued. The stock's GF Value™ is $48.29, compared to a current price of $64.23 — trading 33% above its estimated fair value. The current 5-Year Dividend Growth Rate is 3.90% and 54.7% below the Banks industry median of 8.60. U.S. Bancorp's overall GF Score™ is 75/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Dividend Growth Rate calculated?
5-Year Dividend Growth Rate is calculated from a company's financial statements. For U.S. Bancorp (USB), the current 5-Year Dividend Growth Rate is 3.90% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is U.S. Bancorp (USB) Overvalued in 2026?
Based on GuruFocus' analysis, U.S. Bancorp stock appears to be overvalued.
The current stock price of $64.23 is trading 33% above its estimated GF Value™ of $48.29.
GuruFocus considers U.S. Bancorp to be Significantly Overvalued.
Key valuation signals for USB:
5-Year Dividend Growth Rate: 3.90%
GF Value™: $48.29 vs. price of $64.23 (33% above fair value)
Industry Position: 54.7% below the Banks median (#530 of 733)
No single metric tells the full story. See the USB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
With assets of around $700 billion, U.S. Bancorp is one of the largest regional banks in the US with its footprint in 26 states. The bank's branch network is mostly in Midwestern and Western markets. U.S. Bancorp has a comprehensive product set, with offerings in retail and commercial banking, credit cards, mortgages, payment services, trust, wealth, and capital market services.
75GF Score
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