KJMC Financial Services (BOM:530235) E10: ₹-0.27 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:530235 KJMC Financial Services Ltd BOM:530235
62 GF Score
Price ₹63.97
GF Value ₹115.21
Valuation Possible Value Trap
! 5 Warning Signs
View Full Analysis

What is KJMC Financial Services E10?

KJMC Financial Services BOM:530235 -0.05% 62 E10 is ₹-0.27 as of Jun. 2026. GuruFocus rates BOM:530235 with a GF Score™ of 62/100 and a GF Value™ of ₹115.21 (Possible Value Trap). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

KJMC Financial Services's adjusted earnings per share data for the three months ended in Jun. 2026 was ₹3.700. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₹-0.27 for the trailing ten years ended in Jun. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-09-10), KJMC Financial Services's current stock price is ₹63.97. KJMC Financial Services's E10 for the quarter that ended in Jun. 2026 was ₹-0.27. KJMC Financial Services's Shiller PE Ratio of today is .


KJMC Financial Services  (BOM:530235) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


KJMC Financial Services E10 Related Terms


KJMC Financial Services E10 Historical Data

* Premium members only.

The historical data trend for KJMC Financial Services's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

KJMC Financial Services E10 Chart

KJMC Financial Services Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 -0.72

KJMC Financial Services Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 -0.75 -0.67 -0.72 -0.27

BOM:530235 vs MS, GS, SCHW: E10 Comparison

For the Capital Markets subindustry, KJMC Financial Services's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


KJMC Financial Services Shiller PE Ratio vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, KJMC Financial Services's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where KJMC Financial Services's Shiller PE Ratio falls into.


BOM:530235
62GF Score
KJMC Financial Services Ltd BOM:530235
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

KJMC Financial Services E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, KJMC Financial Services's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=3.7/167.3573*167.3573
=3.700

Current CPI (Jun. 2026) = 167.3573.

KJMC Financial Services Quarterly Data

per share eps CPI Adj_EPS
201203 0.000 76.889 0.000
201303 0.000 85.687 0.000
201403 0.000 91.425 0.000
201503 0.000 97.163 0.000
201603 0.000 102.518 0.000
201703 0.000 105.196 0.000
201803 0.000 109.786 0.000
201806 -0.130 111.317 -0.195
201809 -0.130 115.142 -0.189
201812 -0.260 115.142 -0.378
201903 -0.920 118.202 -1.303
201906 -1.050 120.880 -1.454
201909 -0.750 123.175 -1.019
201912 -1.050 126.235 -1.392
202003 -0.650 124.705 -0.872
202006 -0.660 127.000 -0.870
202009 -1.130 130.118 -1.453
202012 -1.420 130.889 -1.816
202103 0.020 131.771 0.025
202106 -1.920 134.084 -2.396
202109 0.090 135.847 0.111
202112 0.480 138.161 0.581
202203 0.290 138.822 0.350
202206 -1.100 142.347 -1.293
202209 0.800 144.661 0.926
202212 -0.557 145.763 -0.640
202303 -1.064 146.865 -1.212
202306 0.030 150.280 0.033
202309 1.240 151.492 1.370
202312 0.510 152.924 0.558
202403 -0.030 153.035 -0.033
202406 1.180 155.789 1.268
202409 1.550 157.882 1.643
202412 0.050 158.323 0.053
202503 -0.010 157.552 -0.011
202506 2.260 159.755 2.368
202509 1.380 162.289 1.423
202512 0.480 163.281 0.492
202603 -0.560 164.272 -0.571
202606 3.700 167.357 3.700

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ₹-0.27 mean?
KJMC Financial Services (BOM:530235) has a E10 of ₹-0.27 as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on KJMC Financial Services and its competitors.
Is KJMC Financial Services' E10 too high?
KJMC Financial Services' current E10 is ₹-0.27. Overall, KJMC Financial Services has a GF Score™ of 62/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does KJMC Financial Services' E10 compare to MS and GS?
KJMC Financial Services' E10 of ₹-0.27 can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Capital Markets company?
A good E10 depends on the Capital Markets industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on KJMC Financial Services and its competitors. KJMC Financial Services's current E10 is ₹-0.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is KJMC Financial Services stock overvalued right now?
Based on GuruFocus' analysis, KJMC Financial Services (BOM:530235) is currently considered Possible Value Trap. The stock's GF Value™ is ₹115.21, compared to a current price of ₹63.97 — trading 44.5% below its estimated fair value. The current E10 is ₹-0.27. KJMC Financial Services' overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For KJMC Financial Services (BOM:530235), the current E10 is ₹-0.27 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is KJMC Financial Services (BOM:530235) Overvalued in 2026?

Based on GuruFocus' analysis, KJMC Financial Services stock appears to be undervalued. The current stock price of ₹63.97 is trading 44.5% below its estimated GF Value™ of ₹115.21. GuruFocus considers KJMC Financial Services to be Possible Value Trap.

Key valuation signals for BOM:530235:

  • E10: ₹-0.27
  • GF Value™: ₹115.21 vs. price of ₹63.97 (44.5% below fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the BOM:530235 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


KJMC Financial Services Business Description

Other Exchanges KJMCFIN:India
Address Nariman Point, 162, 16th Floor, Atlanta Building, Mumbai, MH, IND, 400021
KJMC Financial Services Ltd is a non-banking finance company. It is engaged in the business of lending. Its products and services offer fund-based lending solutions, including need-based short-term loans to corporates & individuals and Co-lending / Loan Transfers.
62GF Score

Get the complete analysis for BOM:530235

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹63.97
Price
₹115.21
GF Value