Transwarranty Finance (BOM:532812) E10: ₹ (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:532812 Transwarranty Finance Ltd BOM:532812
52 GF Score
Price ₹11.82
GF Value ₹13.05
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is Transwarranty Finance E10?

Transwarranty Finance BOM:532812 52 E10 is ₹ as of Jun. 2026. GuruFocus rates BOM:532812 with a GF Score™ of 52/100 and a GF Value™ of ₹13.05 (Fairly Valued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Transwarranty Finance's adjusted earnings per share data for the three months ended in Jun. 2026 was ₹-0.022. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is for the trailing ten years ended in Jun. 2026.

During the past 3 years, the average E10 Growth Rate was -5.10% per year. During the past 5 years, the average E10 Growth Rate was -5.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Transwarranty Finance was -2.00% per year. The lowest was -6.30% per year. And the median was -5.10% per year.

As of today (2026-09-20), Transwarranty Finance's current stock price is ₹11.82. Transwarranty Finance's E10 for the quarter that ended in Jun. 2026 was . Transwarranty Finance's Shiller PE Ratio of today is .


Transwarranty Finance  (BOM:532812) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Transwarranty Finance E10 Related Terms


Transwarranty Finance E10 Historical Data

* Premium members only.

The historical data trend for Transwarranty Finance's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Transwarranty Finance E10 Chart

Transwarranty Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - - -

Transwarranty Finance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - - -

BOM:532812 vs RKT, FNMA, PFSI: E10 Comparison

For the Mortgage Finance subindustry, Transwarranty Finance's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Transwarranty Finance Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Transwarranty Finance's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Transwarranty Finance's Shiller PE Ratio falls into.


BOM:532812
52GF Score
Transwarranty Finance Ltd BOM:532812
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Transwarranty Finance E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Transwarranty Finance's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=-0.022/167.3573*167.3573
=-0.022

Current CPI (Jun. 2026) = 167.3573.

Transwarranty Finance Quarterly Data

per share eps CPI Adj_EPS
201609 -0.064 105.961 -0.101
201612 -0.009 105.196 -0.015
201703 0.670 105.196 1.065
201706 -0.349 107.109 -0.545
201709 -0.101 109.021 -0.155
201712 -0.321 109.404 -0.491
201803 1.073 109.786 1.636
201806 -0.257 111.317 -0.386
201809 -0.291 115.142 -0.423
201812 -0.082 115.142 -0.119
201903 0.798 118.202 1.130
201906 -0.304 120.880 -0.420
201909 -0.473 123.175 -0.643
201912 -0.454 126.235 -0.602
202003 -1.931 124.705 -2.592
202006 -0.324 127.000 -0.427
202009 -0.328 130.118 -0.422
202012 -0.204 130.889 -0.261
202103 -0.218 131.771 -0.277
202106 -0.228 134.084 -0.285
202109 -0.313 135.847 -0.386
202112 -0.222 138.161 -0.269
202203 -0.042 138.822 -0.050
202206 -0.433 142.347 -0.509
202209 -0.417 144.661 -0.482
202212 -0.380 145.763 -0.436
202303 -1.227 146.865 -1.398
202306 -0.220 150.280 -0.245
202309 -0.103 151.492 -0.114
202312 -0.073 152.924 -0.080
202403 0.558 153.035 0.610
202406 -0.079 155.789 -0.085
202409 0.090 157.882 0.095
202412 -0.436 158.323 -0.461
202503 -0.085 157.552 -0.090
202506 -0.160 159.755 -0.168
202509 -0.234 162.289 -0.241
202512 -0.168 163.281 -0.172
202603 -0.254 164.272 -0.258
202606 -0.022 167.357 -0.022

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ₹ mean?
Transwarranty Finance (BOM:532812) has a E10 of ₹ as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Transwarranty Finance and its competitors.
Is Transwarranty Finance's E10 too high?
Transwarranty Finance's current E10 is ₹. Overall, Transwarranty Finance has a GF Score™ of 52/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Transwarranty Finance's E10 compare to RKT and FNMA?
Transwarranty Finance's E10 of ₹ can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Transwarranty Finance and its competitors. Transwarranty Finance's current E10 is ₹. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Transwarranty Finance stock overvalued right now?
Based on GuruFocus' analysis, Transwarranty Finance (BOM:532812) is currently considered Fairly Valued. The stock's GF Value™ is ₹13.05, compared to a current price of ₹11.82 — trading 9.4% below its estimated fair value. The current E10 is ₹. Transwarranty Finance's overall GF Score™ is 52/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Transwarranty Finance (BOM:532812), the current E10 is ₹ as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Transwarranty Finance (BOM:532812) Overvalued in 2026?

Based on GuruFocus' analysis, Transwarranty Finance stock appears to be undervalued. The current stock price of ₹11.82 is trading 9.4% below its estimated GF Value™ of ₹13.05. GuruFocus considers Transwarranty Finance to be Fairly Valued.

Key valuation signals for BOM:532812:

  • E10:
  • GF Value™: ₹13.05 vs. price of ₹11.82 (9.4% below fair value)
  • GF Score™: 52/100 with 5 warning signs

No single metric tells the full story. See the BOM:532812 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Transwarranty Finance Business Description

Other Exchanges TFL:India
Address No. 403, Regent Chambers, Nariman Point, Mumbai, MH, IND, 400021
Transwarranty Finance Ltd is engaged in providing financial services. It is engaged in advisory services like investment banking, corporate finance, project finance, trade finance, and providing business and retail loans against collateral security of immovable property, liquid assets like shares, other financial assets, gold jewelry, and others. Geographically, the company operates only in the Indian market.
52GF Score

Get the complete analysis for BOM:532812

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹11.82
Price
₹13.05
GF Value