Guidewire Software (BSP:G2WR34) E10: R$-0.11 (As of Apr. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BSP:G2WR34 Guidewire Software Inc BSP:G2WR34
14 GF Score
Price R$73.57
GF Value R$88.22
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Guidewire Software E10?

Guidewire Software BSP:G2WR34 14 E10 is R$-0.11 as of Apr. 2026. GuruFocus rates BSP:G2WR34 with a GF Score™ of 14/100 and a GF Value™ of R$88.22 (Modestly Undervalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Guidewire Software's adjusted earnings per share data for the three months ended in Apr. 2026 was R$0.956. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is R$-0.11 for the trailing ten years ended in Apr. 2026.

During the past 3 years, the average E10 Growth Rate was -22.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Guidewire Software was -22.90% per year. The lowest was -22.90% per year. And the median was -22.90% per year.

As of today (2026-08-13), Guidewire Software's current stock price is R$73.57. Guidewire Software's E10 for the quarter that ended in Apr. 2026 was R$-0.11. Guidewire Software's Shiller PE Ratio of today is .

During the past 13 years, the highest Shiller PE Ratio of Guidewire Software was 3143.25. The lowest was 569.23. And the median was 1133.90.


Guidewire Software  (BSP:G2WR34) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

During the past 13 years, the highest Shiller P/E Ratio of Guidewire Software was 3143.25. The lowest was 569.23. And the median was 1133.90.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Guidewire Software E10 Related Terms


Guidewire Software E10 Historical Data

* Premium members only.

The historical data trend for Guidewire Software's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Guidewire Software E10 Chart

Guidewire Software Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Guidewire Software Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 -0.11

BSP:G2WR34 vs FIG, DT, TYL: E10 Comparison

For the Software - Application subindustry, Guidewire Software's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Guidewire Software Shiller PE Ratio vs Software Industry

For the Software industry and Technology sector, Guidewire Software's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Guidewire Software's Shiller PE Ratio falls into.


BSP:G2WR34
14GF Score
Guidewire Software Inc BSP:G2WR34
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Guidewire Software E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Guidewire Software's adjusted earnings per share data for the three months ended in Apr. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Apr. 2026 (Change)*Current CPI (Apr. 2026)
=0.956/333.0200*333.0200
=0.956

Current CPI (Apr. 2026) = 333.0200.

Guidewire Software Quarterly Data

per share eps CPI Adj_EPS
201607 0.721 240.628 0.998
201610 -0.350 241.729 -0.482
201701 0.160 242.839 0.219
201704 -0.063 244.524 -0.086
201707 1.152 244.786 1.567
201710 -0.383 246.663 -0.517
201801 -1.895 247.867 -2.546
201804 -1.364 250.546 -1.813
201807 3.899 252.006 5.152
201810 0.301 252.885 0.396
201901 0.000 251.712 0.000
201904 -0.429 255.548 -0.559
201907 1.058 256.571 1.373
201910 -0.735 257.346 -0.951
202001 -0.996 257.971 -1.286
202004 -1.967 256.389 -2.555
202007 2.426 259.101 3.118
202010 -1.350 260.388 -1.727
202101 -0.537 261.582 -0.684
202104 -2.450 267.054 -3.055
202107 -0.052 273.003 -0.063
202110 -3.436 276.589 -4.137
202201 -2.710 281.148 -3.210
202204 -3.281 289.109 -3.779
202207 -1.986 296.276 -2.232
202210 -4.359 298.012 -4.871
202301 -0.571 299.170 -0.636
202304 -2.812 303.363 -3.087
202307 0.720 305.691 0.784
202310 -1.668 307.671 -1.805
202401 0.590 308.417 0.637
202404 -0.359 313.548 -0.381
202407 1.109 314.540 1.174
202410 0.619 315.664 0.653
202501 -2.705 317.671 -2.836
202504 3.127 320.795 3.246
202507 3.320 323.048 3.422
202510 1.938 0.000
202601 3.732 325.252 3.821
202604 0.956 333.020 0.956

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of R$-0.11 mean?
Guidewire Software (BSP:G2WR34) has a E10 of R$-0.11 as of Apr. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Guidewire Software and its competitors.
Is Guidewire Software's E10 too high?
Guidewire Software's current E10 is R$-0.11. Overall, Guidewire Software has a GF Score™ of 14/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Guidewire Software's E10 compare to FIG and DT?
Guidewire Software's E10 of R$-0.11 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Software company?
A good E10 depends on the Software industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Guidewire Software and its competitors. Guidewire Software's current E10 is R$-0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guidewire Software stock overvalued right now?
Based on GuruFocus' analysis, Guidewire Software (BSP:G2WR34) is currently considered Modestly Undervalued. The stock's GF Value™ is R$88.22, compared to a current price of R$73.57 — trading 16.6% below its estimated fair value. The current E10 is R$-0.11. Guidewire Software's overall GF Score™ is 14/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Guidewire Software (BSP:G2WR34), the current E10 is R$-0.11 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Guidewire Software (BSP:G2WR34) Overvalued in 2026?

Based on GuruFocus' analysis, Guidewire Software stock appears to be undervalued. The current stock price of R$73.57 is trading 16.6% below its estimated GF Value™ of R$88.22. GuruFocus considers Guidewire Software to be Modestly Undervalued.

Key valuation signals for BSP:G2WR34:

  • E10: R$-0.11
  • GF Value™: R$88.22 vs. price of R$73.57 (16.6% below fair value)
  • GF Score™: 14/100 with 3 warning signs

No single metric tells the full story. See the BSP:G2WR34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Guidewire Software Business Description

Address 970 Park Pl., Suite 200, San Mateo, CA, USA, 94403
Guidewire Software provides cloud-based software solutions for property and casualty insurers. The flagship product, InsuranceSuite is a system of record and comprises ClaimCenter, a claims management system; PolicyCenter, a policy management system including policy definitions, quotas, issuance, maintenance, and renewal; and BillingCenter, for billing management, payment plans, and agent commissions. The company also offers InsuranceNow, a midmarket offering, as well as a variety of other add-on applications and services.
14GF Score

Get the complete analysis for BSP:G2WR34

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$73.57
Price
R$88.22
GF Value