FKKFY (Fukuoka Financial Group) E10: $1.01 (As of Mar. 2026)


FKKFY Fukuoka Financial Group Inc FKKFY
55 GF Score
Price $22.54
GF Value $18.77
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Fukuoka Financial Group E10?

Fukuoka Financial Group FKKFY 55 E10 is $1.01 as of Mar. 2026. GuruFocus rates FKKFY with a GF Score™ of 55/100 and a GF Value™ of $18.77 (Modestly Overvalued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Fukuoka Financial Group's adjusted earnings per share data for the three months ended in Mar. 2026 was $0.252. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $1.01 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Fukuoka Financial Group's average E10 Growth Rate was 7.20% per year. During the past 3 years, the average E10 Growth Rate was 7.80% per year. During the past 5 years, the average E10 Growth Rate was 6.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Fukuoka Financial Group was 12.90% per year. The lowest was 3.80% per year. And the median was 6.85% per year.

As of today (2026-07-11), Fukuoka Financial Group's current stock price is $22.54. Fukuoka Financial Group's E10 for the quarter that ended in Mar. 2026 was $1.01. Fukuoka Financial Group's Shiller PE Ratio of today is 22.32.

During the past 13 years, the highest Shiller PE Ratio of Fukuoka Financial Group was 26.43. The lowest was 5.71. And the median was 13.30.


Fukuoka Financial Group  (OTCPK:FKKFY) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Fukuoka Financial Group's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=22.54/1.01
=22.32

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Fukuoka Financial Group was 26.43. The lowest was 5.71. And the median was 13.30.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Fukuoka Financial Group E10 Related Terms


Fukuoka Financial Group E10 Historical Data

* Premium members only.

The historical data trend for Fukuoka Financial Group's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fukuoka Financial Group E10 Chart

Fukuoka Financial Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.96 0.88 0.83 0.92 1.01

Fukuoka Financial Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.92 0.94 0.83 0.92 1.01

Fukuoka Financial Group E10 Competitor Comparison

For the Banks - Regional subindustry, Fukuoka Financial Group's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fukuoka Financial Group Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Fukuoka Financial Group's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Fukuoka Financial Group's Shiller PE Ratio falls into.


FKKFY
55GF Score
Fukuoka Financial Group Inc FKKFY
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fukuoka Financial Group E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Fukuoka Financial Group's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.252/112.7000*112.7000
=0.252

Current CPI (Mar. 2026) = 112.7000.

Fukuoka Financial Group Quarterly Data

per share eps CPI Adj_EPS
201606 0.401 98.100 0.461
201609 0.186 98.000 0.214
201612 0.107 98.400 0.123
201703 -2.052 98.100 -2.357
201706 0.320 98.500 0.366
201709 0.415 98.800 0.473
201712 0.270 99.400 0.306
201803 0.300 99.200 0.341
201806 0.375 99.200 0.426
201809 0.340 99.900 0.384
201812 0.302 99.700 0.341
201903 0.334 99.700 0.378
201906 3.132 99.800 3.537
201909 0.161 100.100 0.181
201912 0.254 100.500 0.285
202003 -0.860 100.300 -0.966
202006 0.252 99.900 0.284
202009 0.397 99.900 0.448
202012 0.240 99.300 0.272
202103 0.215 99.900 0.243
202106 0.364 99.500 0.412
202109 0.303 100.100 0.341
202112 0.375 100.100 0.422
202203 0.221 101.100 0.246
202206 0.336 101.800 0.372
202209 0.255 103.100 0.279
202212 0.037 104.100 0.040
202303 -0.030 104.400 -0.032
202306 0.313 105.200 0.335
202309 0.246 106.200 0.261
202312 0.584 106.800 0.616
202403 -0.018 107.200 -0.019
202406 0.350 108.200 0.365
202409 0.338 108.900 0.350
202412 0.371 110.700 0.378
202503 0.202 111.100 0.205
202506 0.418 111.700 0.422
202509 0.371 112.000 0.373
202512 0.454 113.000 0.453
202603 0.252 112.700 0.252

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $1.01 mean?
Fukuoka Financial Group (FKKFY) has a E10 of $1.01 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Fukuoka Financial Group and its competitors.
Is Fukuoka Financial Group's E10 too high?
Fukuoka Financial Group's current E10 is $1.01. Overall, Fukuoka Financial Group has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Fukuoka Financial Group's E10 compare to competitors?
Fukuoka Financial Group's E10 of $1.01 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Fukuoka Financial Group and its competitors. Fukuoka Financial Group's current E10 is $1.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fukuoka Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Fukuoka Financial Group (FKKFY) is currently considered Modestly Overvalued. The stock's GF Value™ is $18.77, compared to a current price of $22.54 — trading 20.1% above its estimated fair value. The current E10 is $1.01. Fukuoka Financial Group's overall GF Score™ is 55/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Fukuoka Financial Group (FKKFY), the current E10 is $1.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fukuoka Financial Group (FKKFY) Overvalued in 2026?

Based on GuruFocus' analysis, Fukuoka Financial Group stock appears to be overvalued. The current stock price of $22.54 is trading 20.1% above its estimated GF Value™ of $18.77. GuruFocus considers Fukuoka Financial Group to be Modestly Overvalued.

Key valuation signals for FKKFY:

  • E10: $1.01
  • GF Value™: $18.77 vs. price of $22.54 (20.1% above fair value)
  • GF Score™: 55/100 with 4 warning signs

No single metric tells the full story. See the FKKFY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fukuoka Financial Group Business Description

Other Exchanges 8354:Japan
Address 1-8-3 Otemon, Chuo-ku, Fukuoka, JPN, 810-8693
Fukuoka Financial Group Inc is a Japan-based financial holding company that is principally engaged in the banking business through its subsidiaries, including the Bank of Fukuoka, the Kumamoto Bank, and the Shinwa Bank. The company conducts its core business (banking) through a branch network in Japan and overseas markets, including China, Thailand, Singapore, and the United States. The company also conducts other businesses, such as a securities business, an office work agent business, a loan guarantee business, a credit card business, a collateral valuation business, a consulting business, investments and loans, and others. The company generates the majority of its operating income from Japan.
55GF Score

Get the complete analysis for FKKFY

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$22.54
Price
$18.77
GF Value