Sampo Oyj (FRA:SMP0) E10: €0.62 (As of Mar. 2026)


FRA:SMP0 Sampo Oyj FRA:SMP0
75 GF Score
Price €9.15
GF Value €9.62
Valuation Fairly Valued
! 1 Warning Sign
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What is Sampo Oyj E10?

Sampo Oyj FRA:SMP0 +0.20% 75 E10 is €0.62 as of Mar. 2026. GuruFocus rates FRA:SMP0 with a GF Score™ of 75/100 and a GF Value™ of €9.62 (Fairly Valued). The stock has 1 warning sign investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Sampo Oyj's adjusted earnings per share data for the three months ended in Mar. 2026 was €-0.020. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €0.62 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Sampo Oyj's average E10 Growth Rate was -1.60% per year. During the past 3 years, the average E10 Growth Rate was -0.50% per year. During the past 5 years, the average E10 Growth Rate was 3.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Sampo Oyj was 8.40% per year. The lowest was -0.60% per year. And the median was 2.80% per year.

As of today (2026-07-03), Sampo Oyj's current stock price is €9.154. Sampo Oyj's E10 for the quarter that ended in Mar. 2026 was €0.62. Sampo Oyj's Shiller PE Ratio of today is 14.76.

During the past 13 years, the highest Shiller PE Ratio of Sampo Oyj was 17.27. The lowest was 7.97. And the median was 13.55.


Sampo Oyj  (FRA:SMP0) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Sampo Oyj's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=9.154/0.62
=14.76

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Sampo Oyj was 17.27. The lowest was 7.97. And the median was 13.55.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Sampo Oyj E10 Related Terms


Sampo Oyj E10 Historical Data

* Premium members only.

The historical data trend for Sampo Oyj's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sampo Oyj E10 Chart

Sampo Oyj Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.58 0.64 0.65 0.62 0.62

Sampo Oyj Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.62 0.62 0.62 0.62 0.62

FRA:SMP0 vs BRK.A, AIG, HIG: E10 Comparison

For the Insurance - Diversified subindustry, Sampo Oyj's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sampo Oyj Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Sampo Oyj's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Sampo Oyj's Shiller PE Ratio falls into.


FRA:SMP0
75GF Score
Sampo Oyj FRA:SMP0
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sampo Oyj E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Sampo Oyj's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=-0.02/124.6700*124.6700
=-0.020

Current CPI (Mar. 2026) = 124.6700.

Sampo Oyj Quarterly Data

per share eps CPI Adj_EPS
201606 0.150 100.390 0.186
201609 0.142 100.540 0.176
201612 0.168 101.020 0.207
201703 0.136 100.910 0.168
201706 0.134 101.140 0.165
201709 0.402 101.320 0.495
201712 0.122 101.510 0.150
201803 0.126 101.730 0.154
201806 0.212 102.320 0.258
201809 0.140 102.600 0.170
201812 0.132 102.710 0.160
201903 0.128 102.870 0.155
201906 0.146 103.360 0.176
201909 0.002 103.540 0.002
201912 0.131 103.650 0.158
202003 0.052 103.490 0.063
202006 0.110 103.320 0.133
202009 0.140 103.710 0.168
202012 -0.289 103.890 -0.347
202103 0.164 104.870 0.195
202106 0.198 105.360 0.234
202109 0.186 106.290 0.218
202112 0.378 107.490 0.438
202203 0.284 110.950 0.319
202206 0.150 113.570 0.165
202209 0.116 114.920 0.126
202212 0.024 117.320 0.026
202303 0.106 119.750 0.110
202306 0.120 120.690 0.124
202309 0.146 121.280 0.150
202312 0.152 121.540 0.156
202403 0.140 122.360 0.143
202406 0.120 122.230 0.122
202409 0.130 122.260 0.133
202412 0.060 122.390 0.061
202503 0.110 123.010 0.111
202506 0.160 122.530 0.163
202509 0.280 122.880 0.284
202512 0.200 122.670 0.203
202603 -0.020 124.670 -0.020

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €0.62 mean?
Sampo Oyj (FRA:SMP0) has a E10 of €0.62 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Sampo Oyj and its competitors.
Is Sampo Oyj's E10 too high?
Sampo Oyj's current E10 is €0.62. Overall, Sampo Oyj has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sampo Oyj's E10 compare to BRK.A and AIG?
Sampo Oyj's E10 of €0.62 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Sampo Oyj and its competitors. Sampo Oyj's current E10 is €0.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sampo Oyj stock overvalued right now?
Based on GuruFocus' analysis, Sampo Oyj (FRA:SMP0) is currently considered Fairly Valued. The stock's GF Value™ is €9.62, compared to a current price of €9.15 — trading 4.8% below its estimated fair value. The current E10 is €0.62. Sampo Oyj's overall GF Score™ is 75/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Sampo Oyj (FRA:SMP0), the current E10 is €0.62 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sampo Oyj (FRA:SMP0) Overvalued in 2026?

Based on GuruFocus' analysis, Sampo Oyj stock appears to be undervalued. The current stock price of €9.15 is trading 4.8% below its estimated GF Value™ of €9.62. GuruFocus considers Sampo Oyj to be Fairly Valued.

Key valuation signals for FRA:SMP0:

  • E10: €0.62
  • GF Value™: €9.62 vs. price of €9.15 (4.8% below fair value)
  • GF Score™: 75/100 with 1 warning sign

No single metric tells the full story. See the FRA:SMP0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sampo Oyj Business Description

Address Fabianinkatu 21, Helsinki, FIN, 00130
Sampo is a leading Nordics-based insurer headquartered in Finland and listed in Helsinki. The company has operations in Denmark, Estonia, Finland, Norway, Lithuania, Latvia, and the United Kingdom. Sampo has four subsidiaries that mainly sell private insurance to retail customers. It is the largest property and casualty insurer in the Nordics. Headquartered in Sweden, and If also sells insurance in Denmark, Norway, and Finland. Topdanmark is a Danish property and casualty insurer focusing on personal lines insurance as well as agriculture and small and medium-size enterprises. Topdanmark has been rolled into the Nordics, and Hastings is a digital insurer that focuses on car, van, bike, and home insurance in the UK.
75GF Score

Get the complete analysis for FRA:SMP0

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€9.15
Price
€9.62
GF Value