Allianz SE (LTS:0M6S) E10: €21.80 (As of Jun. 2026)

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LTS:0M6S Allianz SE LTS:0M6S
75 GF Score
Price €444.60
GF Value €330.46
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Allianz SE E10?

Allianz SE LTS:0M6S -1.91% 75 E10 is €21.80 as of Jun. 2026. GuruFocus rates LTS:0M6S with a GF Score™ of 75/100 and a GF Value™ of €330.46 (Significantly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Allianz SE's adjusted earnings per share data for the three months ended in Jun. 2026 was €6.428. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €21.80 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Allianz SE's average E10 Growth Rate was 8.70% per year. During the past 3 years, the average E10 Growth Rate was 6.60% per year. During the past 5 years, the average E10 Growth Rate was 6.40% per year. During the past 10 years, the average E10 Growth Rate was 6.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Allianz SE was 13.50% per year. The lowest was 1.00% per year. And the median was 6.60% per year.

As of today (2026-09-22), Allianz SE's current stock price is €444.60. Allianz SE's E10 for the quarter that ended in Jun. 2026 was €21.80. Allianz SE's Shiller PE Ratio of today is 20.39.

During the past 13 years, the highest Shiller PE Ratio of Allianz SE was 20.02. The lowest was 7.98. And the median was 12.73.


Allianz SE  (LTS:0M6S) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Allianz SE's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=444.60/21.8
=20.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Allianz SE was 20.02. The lowest was 7.98. And the median was 12.73.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Allianz SE E10 Related Terms


Allianz SE E10 Historical Data

* Premium members only.

The historical data trend for Allianz SE's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Allianz SE E10 Chart

Allianz SE Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16.25 17.75 18.94 20.22 21.47

Allianz SE Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 20.44 20.57 21.47 21.78 21.80

LTS:0M6S vs BRK.A, AIG, HIG: E10 Comparison

For the Insurance - Diversified subindustry, Allianz SE's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Allianz SE Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Allianz SE's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Allianz SE's Shiller PE Ratio falls into.


LTS:0M6S
75GF Score
Allianz SE LTS:0M6S
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Allianz SE E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Allianz SE's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=6.4275/131.3638*131.3638
=6.428

Current CPI (Jun. 2026) = 131.3638.

Allianz SE Quarterly Data

per share eps CPI Adj_EPS
201409 3.520 99.823 4.632
201412 2.680 99.543 3.537
201503 4.000 99.717 5.269
201506 4.380 100.417 5.730
201509 2.980 100.417 3.898
201512 3.111 99.717 4.098
201803 4.400 102.917 5.616
201806 4.380 104.017 5.532
201809 4.540 104.718 5.695
201812 3.930 104.217 4.954
201903 4.649 104.217 5.860
201906 5.100 105.718 6.337
201909 4.660 106.018 5.774
201912 4.440 105.818 5.512
202003 3.210 105.718 3.989
202006 3.680 106.618 4.534
202009 4.890 105.818 6.071
202012 4.390 105.518 5.465
202103 6.200 107.518 7.575
202106 5.220 108.486 6.321
202109 5.010 109.435 6.014
202112 -0.715 110.384 -0.851
202203 113.968 0.000
202206 4.710 115.760 5.345
202209 7.011 118.818 7.751
202212 2.749 119.345 3.026
202303 5.074 122.402 5.445
202306 5.150 123.140 5.494
202309 5.099 124.195 5.394
202312 5.495 123.773 5.832
202403 6.313 125.038 6.632
202406 6.057 125.882 6.321
202409 6.376 126.198 6.637
202412 6.403 127.041 6.621
202503 6.277 127.779 6.453
202506 7.031 128.412 7.192
202509 7.397 129.255 7.517
202512 6.981 129.361 7.089
202603 9.561 131.258 9.569
202606 6.428 131.364 6.428

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €21.80 mean?
Allianz SE (LTS:0M6S) has a E10 of €21.80 as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Allianz SE and its competitors.
Is Allianz SE's E10 too high?
Allianz SE's current E10 is €21.80. Overall, Allianz SE has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Allianz SE's E10 compare to BRK.A and AIG?
Allianz SE's E10 of €21.80 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Allianz SE and its competitors. Allianz SE's current E10 is €21.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allianz SE stock overvalued right now?
Based on GuruFocus' analysis, Allianz SE (LTS:0M6S) is currently considered Significantly Overvalued. The stock's GF Value™ is €330.46, compared to a current price of €444.60 — trading 34.5% above its estimated fair value. The current E10 is €21.80. Allianz SE's overall GF Score™ is 75/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Allianz SE (LTS:0M6S), the current E10 is €21.80 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Allianz SE (LTS:0M6S) Overvalued in 2026?

Based on GuruFocus' analysis, Allianz SE stock appears to be overvalued. The current stock price of €444.60 is trading 34.5% above its estimated GF Value™ of €330.46. GuruFocus considers Allianz SE to be Significantly Overvalued.

Key valuation signals for LTS:0M6S:

  • E10: €21.80
  • GF Value™: €330.46 vs. price of €444.60 (34.5% above fair value)
  • GF Score™: 75/100 with 6 warning signs

No single metric tells the full story. See the LTS:0M6S stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Allianz SE Business Description

Address Koniginstrasse 28, Munich, BY, DEU, 80802
Allianz SE is a German multinational financial services company headquartered in Munich. It operates primarily in property-casualty insurance, life and health insurance, and asset management. Its insurance brands include Allianz, AGCS, Euler Hermes, and Allianz Direct, serving retail, small business, corporate, and institutional customers. Through PIMCO and Allianz Global Investors, it manages assets for institutional and retail clients worldwide. The company operates across Europe, North America, Asia-Pacific, and Latin America, with Germany and Western Europe representing its largest markets. Revenue comes from insurance premiums, investment income, and asset management fees. Allianz is one of the world's largest insurers and asset managers, listed on the Frankfurt Stock Exchange and included in the DAX index.
75GF Score

Get the complete analysis for LTS:0M6S

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€444.60
Price
€330.46
GF Value