Jiangsu Changshu Rural Commercial Bank Co (SHSE:601128) E10: ¥0.64 (As of Mar. 2026)

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SHSE:601128 Jiangsu Changshu Rural Commercial Bank Co Ltd SHSE:601128
73 GF Score
Price ¥6.23
GF Value ¥6.72
Valuation Fairly Valued
! 2 Warning Signs
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What is Jiangsu Changshu Rural Commercial Bank Co E10?

Jiangsu Changshu Rural Commercial Bank Co SHSE:601128 -0.95% 73 E10 is ¥0.64 as of Mar. 2026. GuruFocus rates SHSE:601128 with a GF Score™ of 73/100 and a GF Value™ of ¥6.72 (Fairly Valued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Jiangsu Changshu Rural Commercial Bank Co's adjusted earnings per share data for the three months ended in Mar. 2026 was ¥0.264. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ¥0.64 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Jiangsu Changshu Rural Commercial Bank Co's average E10 Growth Rate was 8.50% per year. During the past 3 years, the average E10 Growth Rate was 6.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Jiangsu Changshu Rural Commercial Bank Co was 6.60% per year. The lowest was 6.60% per year. And the median was 6.60% per year.

As of today (2026-07-25), Jiangsu Changshu Rural Commercial Bank Co's current stock price is ¥6.23. Jiangsu Changshu Rural Commercial Bank Co's E10 for the quarter that ended in Mar. 2026 was ¥0.64. Jiangsu Changshu Rural Commercial Bank Co's Shiller PE Ratio of today is 9.73.

During the past 13 years, the highest Shiller PE Ratio of Jiangsu Changshu Rural Commercial Bank Co was 12.02. The lowest was 8.73. And the median was 10.37.


Jiangsu Changshu Rural Commercial Bank Co  (SHSE:601128) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Jiangsu Changshu Rural Commercial Bank Co's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=6.23/0.64
=9.73

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Jiangsu Changshu Rural Commercial Bank Co was 12.02. The lowest was 8.73. And the median was 10.37.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Jiangsu Changshu Rural Commercial Bank Co E10 Related Terms


Jiangsu Changshu Rural Commercial Bank Co E10 Historical Data

* Premium members only.

The historical data trend for Jiangsu Changshu Rural Commercial Bank Co's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jiangsu Changshu Rural Commercial Bank Co E10 Chart

Jiangsu Changshu Rural Commercial Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.52 0.55 0.58 0.63

Jiangsu Changshu Rural Commercial Bank Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.59 0.59 0.61 0.63 0.64

Jiangsu Changshu Rural Commercial Bank Co E10 Competitor Comparison

For the Banks - Regional subindustry, Jiangsu Changshu Rural Commercial Bank Co's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jiangsu Changshu Rural Commercial Bank Co Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Jiangsu Changshu Rural Commercial Bank Co's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Jiangsu Changshu Rural Commercial Bank Co's Shiller PE Ratio falls into.


SHSE:601128
73GF Score
Jiangsu Changshu Rural Commercial Bank Co Ltd SHSE:601128
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jiangsu Changshu Rural Commercial Bank Co E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Jiangsu Changshu Rural Commercial Bank Co's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.264/116.3033*116.3033
=0.264

Current CPI (Mar. 2026) = 116.3033.

Jiangsu Changshu Rural Commercial Bank Co Quarterly Data

per share eps CPI Adj_EPS
201606 0.090 101.400 0.103
201609 0.090 102.400 0.102
201612 0.090 102.600 0.102
201703 0.105 103.200 0.118
201706 0.090 103.100 0.102
201709 0.105 104.100 0.117
201712 0.128 104.500 0.142
201803 0.120 105.300 0.133
201806 0.090 104.900 0.100
201809 0.113 106.600 0.123
201812 0.105 106.500 0.115
201903 0.128 107.700 0.138
201906 0.113 107.700 0.122
201909 0.143 109.800 0.151
201912 0.113 111.200 0.118
202003 0.143 112.300 0.148
202006 0.098 110.400 0.103
202009 0.143 111.700 0.149
202012 0.112 111.500 0.117
202103 0.143 112.662 0.148
202106 0.128 111.769 0.133
202109 0.180 112.215 0.187
202112 0.143 113.108 0.147
202203 0.180 114.335 0.183
202206 0.148 114.558 0.150
202209 0.240 115.339 0.242
202212 0.143 115.116 0.144
202303 0.180 115.116 0.182
202306 0.142 114.558 0.144
202309 0.240 115.339 0.242
202312 0.174 114.781 0.176
202403 0.215 115.227 0.217
202406 0.176 114.781 0.178
202409 0.273 115.785 0.274
202412 0.182 114.893 0.184
202503 0.236 115.116 0.238
202506 0.200 114.907 0.202
202509 0.291 115.471 0.293
202512 0.191 115.832 0.192
202603 0.264 116.303 0.264

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ¥0.64 mean?
Jiangsu Changshu Rural Commercial Bank Co (SHSE:601128) has a E10 of ¥0.64 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Jiangsu Changshu Rural Commercial Bank Co and its competitors.
Is Jiangsu Changshu Rural Commercial Bank Co's E10 too high?
Jiangsu Changshu Rural Commercial Bank Co's current E10 is ¥0.64. Overall, Jiangsu Changshu Rural Commercial Bank Co has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jiangsu Changshu Rural Commercial Bank Co's E10 compare to competitors?
Jiangsu Changshu Rural Commercial Bank Co's E10 of ¥0.64 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Jiangsu Changshu Rural Commercial Bank Co and its competitors. Jiangsu Changshu Rural Commercial Bank Co's current E10 is ¥0.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jiangsu Changshu Rural Commercial Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Jiangsu Changshu Rural Commercial Bank Co (SHSE:601128) is currently considered Fairly Valued. The stock's GF Value™ is ¥6.72, compared to a current price of ¥6.23 — trading 7.3% below its estimated fair value. The current E10 is ¥0.64. Jiangsu Changshu Rural Commercial Bank Co's overall GF Score™ is 73/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Jiangsu Changshu Rural Commercial Bank Co (SHSE:601128), the current E10 is ¥0.64 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jiangsu Changshu Rural Commercial Bank Co (SHSE:601128) Overvalued in 2026?

Based on GuruFocus' analysis, Jiangsu Changshu Rural Commercial Bank Co stock appears to be undervalued. The current stock price of ¥6.23 is trading 7.3% below its estimated GF Value™ of ¥6.72. GuruFocus considers Jiangsu Changshu Rural Commercial Bank Co to be Fairly Valued.

Key valuation signals for SHSE:601128:

  • E10: ¥0.64
  • GF Value™: ¥6.72 vs. price of ¥6.23 (7.3% below fair value)
  • GF Score™: 73/100 with 2 warning signs

No single metric tells the full story. See the SHSE:601128 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jiangsu Changshu Rural Commercial Bank Co Business Description

Address No. 58 Xinshiji Dadao, Jiangsu Province, Changshu, CHN, 215500
Jiangsu Changshu Rural Commercial Bank Co Ltd is a China-based company engaged in providing commercial banking products and services. It offers products and services including personal savings and loans, SME financing, agricultural loan, and small and micro businesses products.
73GF Score

Get the complete analysis for SHSE:601128

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥6.23
Price
¥6.72
GF Value