BOK Financial (STU:BJR) E10: €7.31 (As of Mar. 2026)

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STU:BJR BOK Financial Corp STU:BJR
79 GF Score
Price €124.00
GF Value €103.34
Valuation Modestly Overvalued
! 7 Warning Signs
View Full Analysis

What is BOK Financial E10?

BOK Financial STU:BJR +2.48% 79 E10 is €7.31 as of Mar. 2026. GuruFocus rates STU:BJR with a GF Score™ of 79/100 and a GF Value™ of €103.34 (Modestly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

BOK Financial's adjusted earnings per share data for the three months ended in Mar. 2026 was €2.232. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €7.31 for the trailing ten years ended in Mar. 2026.

During the past 12 months, BOK Financial's average E10 Growth Rate was 9.40% per year. During the past 3 years, the average E10 Growth Rate was 6.70% per year. During the past 5 years, the average E10 Growth Rate was 8.00% per year. During the past 10 years, the average E10 Growth Rate was 8.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of BOK Financial was 14.20% per year. The lowest was 2.20% per year. And the median was 7.80% per year.

As of today (2026-07-17), BOK Financial's current stock price is €124.00. BOK Financial's E10 for the quarter that ended in Mar. 2026 was €7.31. BOK Financial's Shiller PE Ratio of today is 16.96.

During the past 13 years, the highest Shiller PE Ratio of BOK Financial was 24.07. The lowest was 7.18. And the median was 15.31.


BOK Financial  (STU:BJR) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

BOK Financial's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=124.00/7.31
=16.96

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of BOK Financial was 24.07. The lowest was 7.18. And the median was 15.31.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


BOK Financial E10 Related Terms


BOK Financial E10 Historical Data

* Premium members only.

The historical data trend for BOK Financial's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BOK Financial E10 Chart

BOK Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 6.50 7.39 7.05

BOK Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.17 6.72 6.82 7.05 7.31

STU:BJR vs CBSH, VLY, WAL: E10 Comparison

For the Banks - Regional subindustry, BOK Financial's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BOK Financial Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, BOK Financial's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where BOK Financial's Shiller PE Ratio falls into.


STU:BJR
79GF Score
BOK Financial Corp STU:BJR
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BOK Financial E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, BOK Financial's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=2.232/330.2130*330.2130
=2.232

Current CPI (Mar. 2026) = 330.2130.

BOK Financial Quarterly Data

per share eps CPI Adj_EPS
201606 0.890 241.018 1.219
201609 1.007 241.428 1.377
201612 0.720 241.432 0.985
201703 1.262 243.801 1.709
201706 1.202 244.955 1.620
201709 1.099 246.819 1.470
201712 0.938 246.524 1.256
201803 1.306 249.554 1.728
201806 1.498 251.989 1.963
201809 1.534 252.439 2.007
201812 1.318 251.233 1.732
201903 1.363 254.202 1.771
201906 1.708 256.143 2.202
201909 1.816 256.759 2.336
201912 1.404 256.974 1.804
202003 0.796 258.115 1.018
202006 0.817 257.797 1.046
202009 1.859 260.280 2.358
202012 1.817 260.474 2.303
202103 1.764 264.877 2.199
202106 1.992 271.696 2.421
202109 2.329 274.310 2.804
202112 1.513 278.802 1.792
202203 0.826 287.504 0.949
202206 1.854 296.311 2.066
202209 2.343 296.808 2.607
202212 2.369 296.797 2.636
202303 2.270 301.836 2.483
202306 2.095 305.109 2.267
202309 1.911 307.789 2.050
202312 1.155 306.746 1.243
202403 1.187 312.332 1.255
202406 2.360 314.175 2.480
202409 1.964 315.301 2.057
202412 2.025 315.605 2.119
202503 1.720 319.799 1.776
202506 1.899 322.561 1.944
202509 1.891 324.800 1.923
202512 2.468 324.054 2.515
202603 2.232 330.213 2.232

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €7.31 mean?
BOK Financial (STU:BJR) has a E10 of €7.31 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on BOK Financial and its competitors.
Is BOK Financial's E10 too high?
BOK Financial's current E10 is €7.31. Overall, BOK Financial has a GF Score™ of 79/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BOK Financial's E10 compare to CBSH and VLY?
BOK Financial's E10 of €7.31 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on BOK Financial and its competitors. BOK Financial's current E10 is €7.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BOK Financial stock overvalued right now?
Based on GuruFocus' analysis, BOK Financial (STU:BJR) is currently considered Modestly Overvalued. The stock's GF Value™ is €103.34, compared to a current price of €124.00 — trading 20% above its estimated fair value. The current E10 is €7.31. BOK Financial's overall GF Score™ is 79/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For BOK Financial (STU:BJR), the current E10 is €7.31 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BOK Financial (STU:BJR) Overvalued in 2026?

Based on GuruFocus' analysis, BOK Financial stock appears to be overvalued. The current stock price of €124.00 is trading 20% above its estimated GF Value™ of €103.34. GuruFocus considers BOK Financial to be Modestly Overvalued.

Key valuation signals for STU:BJR:

  • E10: €7.31
  • GF Value™: €103.34 vs. price of €124.00 (20% above fair value)
  • GF Score™: 79/100 with 7 warning signs

No single metric tells the full story. See the STU:BJR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BOK Financial Business Description

Other Exchanges BOKF:USA
Address Boston Avenue at Second Street, Bank of Oklahoma Tower, Tulsa, OK, USA, 74172
BOK Financial Corp is a financial institution based in Oklahoma that offers a broad range of nationally competitive financial products and services. The company operates through three main segments: Commercial Banking, Consumer Banking, and Wealth Management. Commercial Banking provides lending, treasury and cash management, and risk management services, and includes the TransFund EFT network. Consumer Banking focuses on retail lending, deposit services, and mortgage loan origination and servicing. Wealth Management engages mainly in brokerage and trading activities, particularly in U.S. government agency mortgage-backed securities and related derivatives. The company generates the majority of its revenue from the Commercial Banking segment.
79GF Score

Get the complete analysis for STU:BJR

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€124.00
Price
€103.34
GF Value