Conn's (STU:CN4) E10: €0.48 (As of Jan. 2024)

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STU:CN4 Conn's Inc STU:CN4
16 GF Score
Price €0.14
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What is Conn's E10?

Conn's STU:CN4 16 E10 is €0.48 as of Jan. 2024. GuruFocus rates STU:CN4 with a GF Score™ of 16/100.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Conn's's adjusted earnings per share data for the three months ended in Jan. 2024 was €1.607. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €0.48 for the trailing ten years ended in Jan. 2024.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-09-16), Conn's's current stock price is €0.14. Conn's's E10 for the quarter that ended in Jan. 2024 was €0.48. Conn's's Shiller PE Ratio of today is 0.29.


Conn's  (STU:CN4) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Conn's's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=0.14/0.48
=0.29

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Conn's E10 Related Terms


Conn's E10 Historical Data

* Premium members only.

The historical data trend for Conn's's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Conn's E10 Chart

Conn's Annual Data
Trend Jan15 Jan16 Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.93 0.87 1.33 0.99 0.48

Conn's Quarterly Data
Apr19 Jul19 Oct19 Jan20 Apr20 Jul20 Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.99 0.86 0.64 0.45 0.48

STU:CN4 vs ZKGCF, ORLY, AZO: E10 Comparison

For the Specialty Retail subindustry, Conn's's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Conn's Shiller PE Ratio vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Conn's's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Conn's's Shiller PE Ratio falls into.


STU:CN4
16GF Score
Conn's Inc STU:CN4
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Conn's E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Conn's's adjusted earnings per share data for the three months ended in Jan. 2024 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jan. 2024 (Change)*Current CPI (Jan. 2024)
=1.607/308.4170*308.4170
=1.607

Current CPI (Jan. 2024) = 308.4170.

Conn's Quarterly Data

per share eps CPI Adj_EPS
201404 0.557 237.072 0.725
201407 0.355 238.250 0.460
201410 -0.063 237.433 -0.082
201501 0.362 233.707 0.478
201504 0.397 236.599 0.518
201507 0.409 238.654 0.529
201510 -0.062 237.838 -0.080
201601 0.028 236.916 0.036
201604 -0.282 239.261 -0.364
201607 -0.353 240.628 -0.452
201610 -0.109 241.729 -0.139
201701 -0.002 242.839 -0.003
201704 -0.075 244.524 -0.095
201707 0.121 244.786 0.152
201710 0.043 246.663 0.054
201801 0.082 247.867 0.102
201804 0.318 250.546 0.391
201807 0.454 252.006 0.556
201810 0.391 252.885 0.477
201901 0.797 251.712 0.977
201904 0.534 255.548 0.644
201907 0.553 256.571 0.665
201910 0.353 257.346 0.423
202001 0.153 257.971 0.183
202004 -1.794 256.389 -2.158
202007 0.609 259.101 0.725
202010 0.213 260.388 0.252
202101 0.698 261.582 0.823
202104 1.271 267.054 1.468
202107 1.032 273.003 1.166
202110 0.517 276.589 0.576
202201 0.230 281.148 0.252
202204 0.232 289.109 0.247
202207 0.088 296.276 0.092
202210 -1.056 298.012 -1.093
202301 -1.661 299.170 -1.712
202304 -1.341 303.363 -1.363
202307 -1.257 305.691 -1.268
202310 -1.998 307.671 -2.003
202401 1.607 308.417 1.607

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €0.48 mean?
Conn's (STU:CN4) has a E10 of €0.48 as of Jan. 2024. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Conn's and its competitors.
Is Conn's' E10 too high?
Conn's' current E10 is €0.48. Overall, Conn's has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Conn's' E10 compare to ZKGCF and ORLY?
Conn's' E10 of €0.48 can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Retail - Cyclical company?
A good E10 depends on the Retail - Cyclical industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Conn's and its competitors. Conn's's current E10 is €0.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Conn's stock overvalued right now?
Conn's (STU:CN4) has a current E10 of €0.48. The current E10 is €0.48. Conn's' overall GF Score™ is 16/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Conn's (STU:CN4), the current E10 is €0.48 as of Jan. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Conn's Business Description

Address 2445 Technology Forest Boulevard, Suite 800, The Woodlands, TX, USA, 77381
Conn's Inc is a us-based specialty retailer selling durable consumer goods and related services. The company operates through two segments: retail and credit. The retail segment sells furniture, home appliances, electronics, and more. The credit segment provides credit solutions for credit-constrained consumers. They focus on the us market and offer competitive prices, affordable payment options, and fast delivery and installation. Conn's Inc primarily focuses on the us market and generates its revenue from the retail segment. They offer customers the opportunity to compare prices across brands with confidence, along with affordable monthly payment options, fast delivery and installation in the majority of their markets, and product repair services.
16GF Score

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E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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