Sumitomo Mitsui Trust Group (STU:MIU) E10: €0.38 (As of Jun. 2026)

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STU:MIU Sumitomo Mitsui Trust Group Inc STU:MIU
64 GF Score
Price €9.38
GF Value €6.01
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Sumitomo Mitsui Trust Group E10?

Sumitomo Mitsui Trust Group STU:MIU -1.82% 64 E10 is €0.38 as of Jun. 2026. GuruFocus rates STU:MIU with a GF Score™ of 64/100 and a GF Value™ of €6.01 (Significantly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Sumitomo Mitsui Trust Group's adjusted earnings per share data for the three months ended in Jun. 2026 was €0.276. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €0.38 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Sumitomo Mitsui Trust Group's average E10 Growth Rate was 13.80% per year. During the past 3 years, the average E10 Growth Rate was 6.00% per year. During the past 5 years, the average E10 Growth Rate was 5.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Sumitomo Mitsui Trust Group was 19.80% per year. The lowest was 2.70% per year. And the median was 5.20% per year.

As of today (2026-08-15), Sumitomo Mitsui Trust Group's current stock price is €9.376. Sumitomo Mitsui Trust Group's E10 for the quarter that ended in Jun. 2026 was €0.38. Sumitomo Mitsui Trust Group's Shiller PE Ratio of today is 24.67.

During the past 13 years, the highest Shiller PE Ratio of Sumitomo Mitsui Trust Group was 24.98. The lowest was 6.82. And the median was 14.45.


Sumitomo Mitsui Trust Group  (STU:MIU) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Sumitomo Mitsui Trust Group's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=9.376/0.38
=24.67

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Sumitomo Mitsui Trust Group was 24.98. The lowest was 6.82. And the median was 14.45.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Sumitomo Mitsui Trust Group E10 Related Terms


Sumitomo Mitsui Trust Group E10 Historical Data

* Premium members only.

The historical data trend for Sumitomo Mitsui Trust Group's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sumitomo Mitsui Trust Group E10 Chart

Sumitomo Mitsui Trust Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.37 0.37 0.32 0.37 0.36

Sumitomo Mitsui Trust Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.36 0.36 0.35 0.36 0.38

Sumitomo Mitsui Trust Group E10 Competitor Comparison

For the Banks - Regional subindustry, Sumitomo Mitsui Trust Group's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sumitomo Mitsui Trust Group Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Sumitomo Mitsui Trust Group's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Sumitomo Mitsui Trust Group's Shiller PE Ratio falls into.


STU:MIU
64GF Score
Sumitomo Mitsui Trust Group Inc STU:MIU
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sumitomo Mitsui Trust Group E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Sumitomo Mitsui Trust Group's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.276/113.6000*113.6000
=0.276

Current CPI (Jun. 2026) = 113.6000.

Sumitomo Mitsui Trust Group Quarterly Data

per share eps CPI Adj_EPS
201609 0.159 98.000 0.184
201612 0.113 98.400 0.130
201703 -0.023 98.100 -0.027
201706 0.105 98.500 0.121
201709 0.088 98.800 0.101
201712 0.116 99.400 0.133
201803 0.078 99.200 0.089
201806 0.114 99.200 0.131
201809 0.119 99.900 0.135
201812 0.111 99.700 0.126
201903 0.104 99.700 0.118
201906 0.115 99.800 0.131
201909 0.178 100.100 0.202
201912 0.132 100.500 0.149
202003 0.026 100.300 0.029
202006 0.078 99.900 0.089
202009 0.138 99.900 0.157
202012 0.123 99.300 0.141
202103 0.040 99.900 0.045
202106 0.128 99.500 0.146
202109 0.155 100.100 0.176
202112 0.080 100.100 0.091
202203 0.070 101.100 0.079
202206 0.152 101.800 0.170
202209 0.095 103.100 0.105
202212 0.099 104.100 0.108
202303 0.108 104.400 0.118
202306 0.083 105.200 0.090
202309 0.016 106.200 0.017
202312 0.011 106.800 0.012
202403 0.063 107.200 0.067
202406 0.136 108.200 0.143
202409 0.145 108.900 0.151
202412 0.202 110.700 0.207
202503 0.070 111.100 0.072
202506 0.192 111.700 0.195
202509 0.165 112.000 0.167
202512 0.186 113.000 0.187
202603 0.100 112.700 0.101
202606 0.276 113.600 0.276

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €0.38 mean?
Sumitomo Mitsui Trust Group (STU:MIU) has a E10 of €0.38 as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Sumitomo Mitsui Trust Group and its competitors.
Is Sumitomo Mitsui Trust Group's E10 too high?
Sumitomo Mitsui Trust Group's current E10 is €0.38. Overall, Sumitomo Mitsui Trust Group has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sumitomo Mitsui Trust Group's E10 compare to competitors?
Sumitomo Mitsui Trust Group's E10 of €0.38 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Sumitomo Mitsui Trust Group and its competitors. Sumitomo Mitsui Trust Group's current E10 is €0.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sumitomo Mitsui Trust Group stock overvalued right now?
Based on GuruFocus' analysis, Sumitomo Mitsui Trust Group (STU:MIU) is currently considered Significantly Overvalued. The stock's GF Value™ is €6.01, compared to a current price of €9.38 — trading 56% above its estimated fair value. The current E10 is €0.38. Sumitomo Mitsui Trust Group's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Sumitomo Mitsui Trust Group (STU:MIU), the current E10 is €0.38 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sumitomo Mitsui Trust Group (STU:MIU) Overvalued in 2026?

Based on GuruFocus' analysis, Sumitomo Mitsui Trust Group stock appears to be overvalued. The current stock price of €9.38 is trading 56% above its estimated GF Value™ of €6.01. GuruFocus considers Sumitomo Mitsui Trust Group to be Significantly Overvalued.

Key valuation signals for STU:MIU:

  • E10: €0.38
  • GF Value™: €6.01 vs. price of €9.38 (56% above fair value)
  • GF Score™: 64/100 with 6 warning signs

No single metric tells the full story. See the STU:MIU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sumitomo Mitsui Trust Group Business Description

Address 1-4-1 Marunouchi, Chiyoda-ku, Tokyo, JPN, 100-8233
Sumitomo Mitsui Trust Group is the fifth-largest Japanese bank by assets and revenue. It is the only remaining stand-alone trust bank after the late 1990s deregulation removed legal barriers between commercial banking and trust functions in Japan; its former rivals in trust banking merged and became units of Mitsubishi UFJ FG and Mizuho. It has no capital ties with Sumitomo Mitsui FG, despite the similar name and common ties to Sumitomo and Mitsui group companies. In fiduciary services, SMTG is the market leader in Japan in total assets under custody. It is the largest manager of corporate pension funds and trails only Nomura in investment trusts.
64GF Score

Get the complete analysis for STU:MIU

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€9.38
Price
€6.01
GF Value