Sparebank 1 Ostfold Akershus (STU:Y4X) E10: €3.66 (As of Mar. 2026)

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STU:Y4X Sparebank 1 Ostfold Akershus STU:Y4X
66 GF Score
Price €37.61
GF Value €35.00
! 6 Warning Signs
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What is Sparebank 1 Ostfold Akershus E10?

Sparebank 1 Ostfold Akershus STU:Y4X -0.58% 66 E10 is €3.66 as of Mar. 2026. GuruFocus rates STU:Y4X with a GF Score™ of 66/100 and a GF Value™ of €35.00. The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Sparebank 1 Ostfold Akershus's adjusted earnings per share data for the three months ended in Mar. 2026 was €0.810. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €3.66 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Sparebank 1 Ostfold Akershus's average E10 Growth Rate was 10.40% per year. During the past 3 years, the average E10 Growth Rate was 8.80% per year. During the past 5 years, the average E10 Growth Rate was 6.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Sparebank 1 Ostfold Akershus was 8.80% per year. The lowest was 5.20% per year. And the median was 5.90% per year.

As of today (2026-07-21), Sparebank 1 Ostfold Akershus's current stock price is €37.605. Sparebank 1 Ostfold Akershus's E10 for the quarter that ended in Mar. 2026 was €3.66. Sparebank 1 Ostfold Akershus's Shiller PE Ratio of today is 10.27.

During the past 13 years, the highest Shiller PE Ratio of Sparebank 1 Ostfold Akershus was 12.11. The lowest was 8.34. And the median was 9.90.


Sparebank 1 Ostfold Akershus  (STU:Y4X) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Sparebank 1 Ostfold Akershus's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=37.605/3.66
=10.27

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Sparebank 1 Ostfold Akershus was 12.11. The lowest was 8.34. And the median was 9.90.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Sparebank 1 Ostfold Akershus E10 Related Terms


Sparebank 1 Ostfold Akershus E10 Historical Data

* Premium members only.

The historical data trend for Sparebank 1 Ostfold Akershus's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sparebank 1 Ostfold Akershus E10 Chart

Sparebank 1 Ostfold Akershus Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 3.14 3.12 3.50

Sparebank 1 Ostfold Akershus Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.35 3.26 3.37 3.50 3.66

Sparebank 1 Ostfold Akershus E10 Competitor Comparison

For the Banks - Regional subindustry, Sparebank 1 Ostfold Akershus's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sparebank 1 Ostfold Akershus Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Sparebank 1 Ostfold Akershus's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Sparebank 1 Ostfold Akershus's Shiller PE Ratio falls into.


STU:Y4X
66GF Score
Sparebank 1 Ostfold Akershus STU:Y4X
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
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Sparebank 1 Ostfold Akershus E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Sparebank 1 Ostfold Akershus's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.81/141.0300*141.0300
=0.810

Current CPI (Mar. 2026) = 141.0300.

Sparebank 1 Ostfold Akershus Quarterly Data

per share eps CPI Adj_EPS
201606 0.910 103.800 1.236
201609 0.866 104.200 1.172
201612 0.657 104.400 0.888
201703 0.609 105.000 0.818
201706 0.583 105.800 0.777
201709 0.866 105.900 1.153
201712 0.516 106.100 0.686
201803 0.820 107.300 1.078
201806 0.747 108.500 0.971
201809 0.678 109.500 0.873
201812 0.572 109.800 0.735
201903 3.135 110.400 4.005
201906 0.796 110.600 1.015
201909 0.616 111.100 0.782
201912 0.627 111.300 0.794
202003 0.434 111.200 0.550
202006 0.753 112.100 0.947
202009 0.698 112.900 0.872
202012 0.698 112.900 0.872
202103 0.729 114.600 0.897
202106 1.009 115.300 1.234
202109 0.829 117.500 0.995
202112 0.728 118.900 0.863
202203 0.790 119.800 0.930
202206 0.698 122.600 0.803
202209 0.693 125.600 0.778
202212 1.167 125.900 1.307
202303 0.821 127.600 0.907
202306 0.907 130.400 0.981
202309 0.759 129.800 0.825
202312 0.756 131.900 0.808
202403 0.954 132.600 1.015
202406 0.864 133.800 0.911
202409 1.601 133.700 1.689
202412 0.801 134.800 0.838
202503 0.702 136.100 0.727
202506 1.573 137.800 1.610
202509 1.009 138.500 1.027
202512 0.910 139.100 0.923
202603 0.810 141.030 0.810

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €3.66 mean?
Sparebank 1 Ostfold Akershus (STU:Y4X) has a E10 of €3.66 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Sparebank 1 Ostfold Akershus and its competitors.
Is Sparebank 1 Ostfold Akershus' E10 too high?
Sparebank 1 Ostfold Akershus' current E10 is €3.66. Overall, Sparebank 1 Ostfold Akershus has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Sparebank 1 Ostfold Akershus' E10 compare to competitors?
Sparebank 1 Ostfold Akershus' E10 of €3.66 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Sparebank 1 Ostfold Akershus and its competitors. Sparebank 1 Ostfold Akershus's current E10 is €3.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sparebank 1 Ostfold Akershus stock overvalued right now?
Sparebank 1 Ostfold Akershus (STU:Y4X) has a current E10 of €3.66. The stock's GF Value™ is €35.00, compared to a current price of €37.61 — trading 7.4% above its estimated fair value. The current E10 is €3.66. Sparebank 1 Ostfold Akershus' overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Sparebank 1 Ostfold Akershus (STU:Y4X), the current E10 is €3.66 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sparebank 1 Ostfold Akershus (STU:Y4X) Overvalued in 2026?

Based on GuruFocus' analysis, Sparebank 1 Ostfold Akershus stock appears to be overvalued. The current stock price of €37.61 is trading 7.4% above its estimated GF Value™ of €35.00.

Key valuation signals for STU:Y4X:

  • E10: €3.66
  • GF Value™: €35.00 vs. price of €37.61 (7.4% above fair value)
  • GF Score™: 66/100 with 6 warning signs

No single metric tells the full story. See the STU:Y4X stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sparebank 1 Ostfold Akershus Business Description

Other Exchanges SOAG:Norway
Address Kongensgate 21, Moss, NOR, 1501
Sparebank 1 Ostfold Akershus is a regional savings bank operating through SpareBank 1 Corp. It offers a range of financial services including loans, savings, advice, insurance and pensions to personal and corporate customers. The Bank also offers credit cards, debit cards, structured products, stock savings, mobile banking and online banking services.
66GF Score

Get the complete analysis for STU:Y4X

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€37.61
Price
€35.00
GF Value