Bank of America (UKEX:BAC) E10: ₴87.87 (As of Mar. 2026)

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UKEX:BAC Bank of America Corp UKEX:BAC
76 GF Score
Price ₴1,310.00
GF Value ₴1,066.26
! 7 Warning Signs
View Full Analysis

What is Bank of America E10?

Bank of America UKEX:BAC 76 E10 is ₴87.87 as of Mar. 2026. GuruFocus rates UKEX:BAC with a GF Score™ of 76/100 and a GF Value™ of ₴1,066.26. The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Bank of America's adjusted earnings per share data for the three months ended in Mar. 2026 was ₴49.912. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₴87.87 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Bank of America's average E10 Growth Rate was 10.50% per year. During the past 3 years, the average E10 Growth Rate was 11.80% per year. During the past 5 years, the average E10 Growth Rate was 17.20% per year. During the past 10 years, the average E10 Growth Rate was 16.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Bank of America was 30.90% per year. The lowest was -26.30% per year. And the median was 7.10% per year.

As of today (2026-07-28), Bank of America's current stock price is ₴1310.00. Bank of America's E10 for the quarter that ended in Mar. 2026 was ₴87.87. Bank of America's Shiller PE Ratio of today is 14.91.

During the past 13 years, the highest Shiller PE Ratio of Bank of America was 52.77. The lowest was 9.95. And the median was 20.72.


Bank of America  (UKEX:BAC) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Bank of America's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=1310.00/87.87
=14.91

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Bank of America was 52.77. The lowest was 9.95. And the median was 20.72.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Bank of America E10 Related Terms


Bank of America E10 Historical Data

* Premium members only.

The historical data trend for Bank of America's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of America E10 Chart

Bank of America Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 93.61 102.73 85.25 74.79

Bank of America Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 83.33 78.46 74.79 87.87 0.00

UKEX:BAC vs WFC, C, BNY: E10 Comparison

For the Banks - Diversified subindustry, Bank of America's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of America Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bank of America's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Bank of America's Shiller PE Ratio falls into.


UKEX:BAC
76GF Score
Bank of America Corp UKEX:BAC
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank of America E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Bank of America's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=49.912/330.2130*330.2130
=49.912

Current CPI (Mar. 2026) = 330.2130.

Bank of America Quarterly Data

per share eps CPI Adj_EPS
201606 18.436 241.018 25.259
201609 18.436 241.428 25.216
201612 17.986 241.432 24.600
201703 20.235 243.801 27.407
201706 19.785 244.955 26.671
201709 20.684 246.819 27.673
201712 8.993 246.524 12.046
201803 27.879 249.554 36.890
201806 28.329 251.989 37.123
201809 29.678 252.439 38.822
201812 31.476 251.233 41.371
201903 31.476 254.202 40.888
201906 33.275 256.143 42.897
201909 25.181 256.759 32.385
201912 33.275 256.974 42.759
202003 17.986 258.115 23.010
202006 16.637 257.797 21.310
202009 22.933 260.280 29.095
202012 26.530 260.474 33.633
202103 38.671 264.877 48.210
202106 46.315 271.696 56.290
202109 38.221 274.310 46.010
202112 36.872 278.802 43.671
202203 35.973 287.504 41.317
202206 32.825 296.311 36.581
202209 36.423 296.808 40.522
202212 38.221 296.797 42.524
202303 42.268 301.836 46.242
202306 39.570 305.109 42.826
202309 40.470 307.789 43.418
202312 15.738 306.746 16.942
202403 34.174 312.332 36.130
202406 37.322 314.175 39.227
202409 36.423 315.301 38.146
202412 36.872 315.605 38.579
202503 40.020 319.799 41.323
202506 40.020 322.561 40.969
202509 47.664 324.800 48.458
202512 44.067 324.054 44.905
202603 49.912 330.213 49.912

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ₴87.87 mean?
Bank of America (UKEX:BAC) has a E10 of ₴87.87 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Bank of America and its competitors.
Is Bank of America's E10 too high?
Bank of America's current E10 is ₴87.87. Overall, Bank of America has a GF Score™ of 76/100, reflecting its overall financial health beyond just this single metric.
How does Bank of America's E10 compare to WFC and C?
Bank of America's E10 of ₴87.87 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Bank of America and its competitors. Bank of America's current E10 is ₴87.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of America stock overvalued right now?
Bank of America (UKEX:BAC) has a current E10 of ₴87.87. The stock's GF Value™ is ₴1,066.26, compared to a current price of ₴1,310.00 — trading 22.9% above its estimated fair value. The current E10 is ₴87.87. Bank of America's overall GF Score™ is 76/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Bank of America (UKEX:BAC), the current E10 is ₴87.87 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of America (UKEX:BAC) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of America stock appears to be overvalued. The current stock price of ₴1,310.00 is trading 22.9% above its estimated GF Value™ of ₴1,066.26.

Key valuation signals for UKEX:BAC:

  • E10: ₴87.87
  • GF Value™: ₴1,066.26 vs. price of ₴1,310.00 (22.9% above fair value)
  • GF Score™: 76/100 with 7 warning signs

No single metric tells the full story. See the UKEX:BAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of America Business Description

Address 100 North Tryon Street, Bank of America Corporate Center, Charlotte, NC, USA, 28255
Bank of America is a formidable financial titan with a $3.5 trillion balance sheet and a cornerstone of the American economy, holding the second-largest deposit market share in the United States. While the firm has maintained its stronghold among middle-market and retail clientele domestically, Bank of America has continued to hold its own on the global stage, as evidenced by its fourth-largest global trading operation and an investment banking division that regularly finishes in the top four in global league tables. The firm is organized across four segments: consumer banking, global wealth and investment management, global banking, and global markets.
76GF Score

Get the complete analysis for UKEX:BAC

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₴1,310.00
Price
₴1,066.26
GF Value