Lemonade (FRA:LE0) Earnings per Share (Diluted): €-1.57 (TTM As of Jun. 2026)

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FRA:LE0 Lemonade Inc FRA:LE0
81 GF Score
Price €45.27
GF Value €52.95
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Lemonade Earnings per Share (Diluted)?

Lemonade FRA:LE0 +0.60% 81 Earnings per Share (Diluted) is €-1.57 as of Jun. 2026. GuruFocus rates FRA:LE0 with a GF Score™ of 81/100 and a GF Value™ of €52.95 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 400 Insurance companies, Lemonade ranks better than 58.25% on this metric.

Lemonade's Earnings per Share (Diluted) for the three months ended in Jun. 2026 was €-0.49. Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was €-1.57.

Lemonade's EPS (Basic) for the three months ended in Jun. 2026 was €-0.49. Its EPS (Basic) for the trailing twelve months (TTM) ended in Jun. 2026 was €-1.57.

Lemonade's EPS without NRI for the three months ended in Jun. 2026 was €-0.49. Its EPS without NRI for the trailing twelve months (TTM) ended in Jun. 2026 was €-1.57.

During the past 3 years, the average EPS without NRIGrowth Rate was 21.30% per year. During the past 5 years, the average EPS without NRI Growth Rate was 10.00% per year.

During the past 8 years, Lemonade's highest 3-Year average EPS without NRI Growth Rate was 21.30% per year. The lowest was -48.10% per year. And the median was 2.20% per year.


Lemonade  (FRA:LE0) Earnings per Share (Diluted) Explanation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Lemonade Earnings per Share (Diluted) Related Terms


Lemonade Earnings per Share (Diluted) Historical Data

* Premium members only.

The historical data trend for Lemonade's Earnings per Share (Diluted) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lemonade Earnings per Share (Diluted) Chart

Lemonade Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Earnings per Share (Diluted)
Get a 7-Day Free Trial -3.49 -4.33 -3.12 -2.72 -1.91

Lemonade Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Earnings per Share (Diluted) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.52 -0.44 -0.24 -0.41 -0.49

FRA:LE0 vs WTM, PLMR, RLI: Earnings per Share (Diluted) Comparison

For the Insurance - Property & Casualty subindustry, Lemonade's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lemonade PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Lemonade's PE Ratio distribution charts can be found below:

* The bar in red indicates where Lemonade's PE Ratio falls into.


FRA:LE0
81GF Score
Lemonade Inc FRA:LE0
Earnings per Share (Diluted) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Lemonade Earnings per Share (Diluted) Calculation

Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.

Lemonade's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as

Diluted Earnings Per Share (A: Dec. 2025 ) = (Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(-141.337-0)/73.944
=-1.91

Lemonade's Earnings Per Share (Diluted) for the quarter that ended in Jun. 2026 is calculated as

Diluted Earnings Per Share (Q: Jun. 2026 )=(Net Income - Preferred Dividends / Shares Outstanding (Diluted Average)
=(-37.671-0)/76.984
=-0.49

Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-1.57

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.

What does a Earnings per Share (Diluted) of €-1.57 mean?
Lemonade (FRA:LE0) has a Earnings per Share (Diluted) of €-1.57 as of Jun. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Lemonade and its competitors. According to the industry distribution chart, Lemonade ranks #167 out of 400 companies in the Insurance industry, placing it in the top 41.7%.
Is Lemonade's Earnings per Share (Diluted) too high?
Lemonade's current Earnings per Share (Diluted) is €-1.57. Based on the distribution chart, Lemonade ranks #167 out of 400 companies in the Insurance industry, which is above the industry midpoint. Overall, Lemonade has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lemonade's Earnings per Share (Diluted) compare to WTM and PLMR?
According to the Insurance industry distribution chart, Lemonade ranks #167 out of 400 companies for Earnings per Share (Diluted). This puts Lemonade in the upper half of its industry. The industry median Earnings per Share (Diluted) is 16.35. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for an Insurance company?
The median Earnings per Share (Diluted) among Insurance companies is 16.35, based on 400 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Lemonade and its competitors. For the Insurance industry, the median Earnings per Share (Diluted) is 16.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lemonade's current Earnings per Share (Diluted) is €-1.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lemonade stock overvalued right now?
Based on GuruFocus' analysis, Lemonade (FRA:LE0) is currently considered Modestly Undervalued. The stock's GF Value™ is €52.95, compared to a current price of €45.27 — trading 14.5% below its estimated fair value. The current Earnings per Share (Diluted) is €-1.57. Lemonade's overall GF Score™ is 81/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Lemonade (FRA:LE0), the current Earnings per Share (Diluted) is €-1.57 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lemonade (FRA:LE0) Overvalued in 2026?

Based on GuruFocus' analysis, Lemonade stock appears to be undervalued. The current stock price of €45.27 is trading 14.5% below its estimated GF Value™ of €52.95. GuruFocus considers Lemonade to be Modestly Undervalued.

Key valuation signals for FRA:LE0:

  • Earnings per Share (Diluted): €-1.57
  • GF Value™: €52.95 vs. price of €45.27 (14.5% below fair value)
  • GF Score™: 81/100 with 2 warning signs

No single metric tells the full story. See the FRA:LE0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lemonade Business Description

Address 5 Crosby Street, 3rd Floor, New York, NY, USA, 10013
Lemonade Inc operates in the insurance industry. The company offers digital and artificial intelligence based platform for various insurances and for settling claims and paying premiums. The platform ensures transparency in issuing policies and settling disputes. The company is using technology, data, artificial intelligence, contemporary design, and social impact to deliver delightful and affordable insurances. The Company operates in one report segment providing personal property and casualty insurance products within the United States and Europe, including the UK.
81GF Score

Get the complete analysis for FRA:LE0

Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€45.27
Price
€52.95
GF Value